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Vinckier - Cloet

Active
Private limited companyfounded 1975active for 51 yearsWijnendalestraat 183, 8800 Roeselare, BelgiumKBO/BCE: BE 0415.320.742

From the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Vinckier - Cloet has been active since 1975 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €745,473 and a net result of €33,787. Equity has been growing by about 4.1% per year since 2018. Its solvency ranks better than 84% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 16-05-1975 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment units
2.011.495.730 8800 Roeselare, since 01-01-1975
2.246.217.914 8800 Roeselare, since 12-10-2015
Financial year end
31 December
Peppol
Reachable since 03-09-2025

Board and ownership

Board

Financial position

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€703,313
▲ 17.4%
Turnover
≈ €1.5m
estimated
Profit
€33,787
▲ 266%
Equity
€745,473
▼ 2.8%
Total assets
€1.0m
▲ 5.3%
Staff
9.9 FTE
▲ 12.5%
Filed on 24-07-2026, 7 days before the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)1 of the last 3 accounts latelowers riskFounded in 1975Equity €745,473 (73.9% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 99-1
equity 73.9% of total assets
Liquidity 55+2
short-term debt 20.4% · cash 8.8%
Profitability 73+3
return on assets 3.4%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.9 percentage points vs 07-2025highest value 09-2025: 1.2%● unchanged vs 08-2025highest value 10-2025: 1.2%● unchanged vs 09-2025highest value 11-2025: 1.2%● unchanged vs 10-2025highest value 12-2025: 1.2%● unchanged vs 11-2025highest value 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.1%▼ -0.1 percentage points vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.5 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.71 (4.12 in 2024), above the usual 1.5. Short-term debt is 20.4% and cash 8.8% of total assets. 26.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 83% of them on solvency, 59% on liquidity, 48% on profitability and 31% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1975
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €745,473 (73.9% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
13 days early
2023
31 days late
2022
48 days early
2021
23 days late
2020
19 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 10th oldest company in Roeselare, Construction sectorin the Checked rankings No. 10 View
  • Positive: 5 profitable years in a rowprofit 2025: €33,787 5 years View

Comparable companies

These companies have the same main activity as Vinckier - Cloet: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €902,000 and €1.8m, founded between 1970 and 1986.

CompanyTotal assetsGross margin
Vinckier - Cloet Roeselare€1.0m€0.7m
ALGEMENE BOUWONDERNEMINGEN ERIK DEBAL Roeselare€1.8m€0.7m
SALEMBIER Kortrijk€0.9m€0.6m
Bouwonderneming Willy Tack Kortrijk€1.0m€0.5m
DEVABO Waregem€1.4m€1.0m
DE BAETS BOUWWERKEN Beernem€1.4m€1.0m
RENOBUILD Oostkamp€1.1m€1.0m
Full comparison

Documents

Annual accounts at the NBB

All 49 annual accounts

Articles and registers

Key facts about Vinckier - Cloet

What is the company number of Vinckier - Cloet?
The company number of Vinckier - Cloet is 0415.320.742. The VAT number is the same number with BE in front: BE 0415.320.742.
Where is Vinckier - Cloet based?
The registered office is at Wijnendalestraat 183, 8800 Roeselare.Company details
What does Vinckier - Cloet do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Vinckier - Cloet?
The legal form of Vinckier - Cloet is Private limited company (BV).
When was Vinckier - Cloet founded?
Vinckier - Cloet was founded on 16-05-1975.
Is Vinckier - Cloet still active?
Yes, Vinckier - Cloet is an active enterprise in the KBO register.
How many employees does Vinckier - Cloet have?
Vinckier - Cloet had an average of 9.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Vinckier - Cloet?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €703,313 and 30 comparable companies (NACE 41001). It probably lies between €1.2m and €2.2m.
Is Vinckier - Cloet profitable?
In financial year 2025, Vinckier - Cloet made a profit of €33,787.
Where can I find the annual accounts of Vinckier - Cloet?
Vinckier - Cloet filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Vinckier - Cloet due?
Vinckier - Cloet must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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