Vincke
ActiveSummary
Vincke has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €10k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+4
Solvency60▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.06 in 2024; short-term debt: 45% and cash: 15.8% of total assets), and 65.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.7%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
26 d late
2022
3 d early
2021
20 d early
2020
32 d late
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 11.8%
2024 · €84k
Total assets
€269k▼ 13.4%
2024 · €311k
Net result
€10k▲ 1,073%
2024 · €841
Working capital
€32k▲ 266%
2024 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29k▲ 32.7%€53k▲ 83.3%€-10k€7k€17k▲ 143%
Net result€18k▼ 3.2%€34k▲ 92.7%€-17k€841€10k▲ 1,073%
Equity€83k▲ 26.8%€109k▲ 30.4%€92k▼ 15.3%€84k▼ 9.3%€93k▲ 11.8%
Total assets€325k▲ 11.0%€438k▲ 34.9%€364k▼ 16.9%€311k▼ 14.5%€269k▼ 13.4%
Debt€241k▲ 6.4%€329k▲ 36.4%€272k▼ 17.4%€227k▼ 16.3%€176k▼ 22.6%
Working capital€40k▼ 59.0%€30k▼ 24.9%€25k▼ 15.1%€9k▼ 65.9%€32k▲ 266%
Staff (FTE)2.9▼ 14.7%3.5▲ 20.7%3▼ 14.3%3.9▲ 30.0%3.7▼ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 143% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€117k ▼ 28.7%
Current assets
€153k ▲ 3.7%
Equity and liabilities €269k
Equity
€93k ▲ 11.8%
Debt
€176k ▼ 22.6%
Debt's share of the balance-sheet total falls from 73.1% to 65.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €53k
Cash flow
€57k▲
2024 · €47k
Current ratio
1.26▲
2024 · 1.06
Quick ratio
1.06▲
2024 · 0.92
Debt to equity
1.88▼
2024 · 2.72
ROE
10.6%▲
2024 · 1.0%
ROA
3.7%▲
2024 · 0.3%
Interest coverage
13.66▲
2024 · 10.65
Debt ≤ 1 year
€121k▼
2024 · €139k
Debt > 1 year
€55k▼
2024 · €89k
Income taxes
€3k▲
2024 · €2k
Staff costs
€166k▼
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €137k | €179k | €187k | €177k | €166k | ▼ 6.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €37k | €42k | €46k | €47k | ▲ 2.7% |
| Other operating charges640/8 | €14k | €22k | €7k | €9k | €8k | ▼ 6.7% |
| Gross operating margin9900 | €189k | €292k | €226k | €238k | €238k | = |
| Operating profit (loss)9901 | €29k | €53k | €-10k | €7k | €17k | ▲ 143% |
| Financial income75/76B | €2k | €1k | €743 | €130 | €273 | ▲ 110% |
| Recurring financial income75 | €2k | €1k | €743 | €130 | €273 | ▲ 110% |
| Financial charges65/66B | €6k | €6k | €6k | €5k | €5k | ▼ 5.1% |
| Recurring financial charges65 | €6k | €6k | €6k | €5k | €5k | ▼ 5.1% |
| Profit (loss) for the period before taxes9903 | €25k | €49k | €-15k | €2k | €13k | ▲ 454% |
| Income taxes67/77 | €8k | €15k | €1k | €2k | €3k | ▲ 110% |
| Profit (loss) for the period9904 | €18k | €34k | €-17k | €841 | €10k | ▲ 1,073% |
| Profit (loss) for the period to be appropriated9905 | €18k | €34k | €-17k | €841 | €10k | ▲ 1,073% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €325k | €438k | €364k | €311k | €269k | ▼ 13.4% |
| Fixed assets21/28 | €118k | €210k | €193k | €164k | €117k | ▼ 28.7% |
| Tangible fixed assets22/27 | €109k | €202k | €184k | €155k | €108k | ▼ 30.4% |
| Land and buildings22 | €109k | €110k | €100k | €99k | €81k | ▼ 18.1% |
| Plant, machinery and equipment23 | - | €6k | €5k | €3k | €2k | ▼ 40.3% |
| Furniture and vehicles24 | - | - | €16k | €10k | €3k | ▼ 66.1% |
| Leasing and similar rights25 | - | €85k | €64k | €43k | €21k | ▼ 50.0% |
| Financial fixed assets28 | €9k | €9k | €9k | €9k | €9k | = |
| Current assets29/58 | €207k | €227k | €171k | €147k | €153k | ▲ 3.7% |
| Stocks and contracts in progress3 | €17k | €21k | €47k | €19k | €24k | ▲ 24.7% |
| Stocks30/36 | €17k | €21k | €47k | €19k | €24k | ▲ 24.7% |
| Amounts receivable within one year40/41 | €93k | €51k | €68k | €83k | €86k | ▲ 3.4% |
| Trade receivables40 | €51k | €51k | €68k | €75k | €79k | ▲ 5.4% |
| Other amounts receivable41 | €42k | €0 | - | €8k | €7k | ▼ 15.6% |
| Cash at bank and in hand54/58 | €96k | €152k | €56k | €42k | €43k | ▲ 2.6% |
| Deferred charges and accrued income490/1 | - | €3k | €0 | €3k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €325k | €438k | €364k | €311k | €269k | ▼ 13.4% |
| Equity10/15 | €83k | €109k | €92k | €84k | €93k | ▲ 11.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €65k | €90k | €88k | €79k | €79k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €63k | €88k | €88k | €79k | €79k | = |
| Profit (loss) carried forward14 | - | €0 | €-15k | €-14k | €-4k | ▲ 70.6% |
| Amounts payable17/49 | €241k | €329k | €272k | €227k | €176k | ▼ 22.6% |
| Amounts payable after more than one year17 | €74k | €131k | €126k | €89k | €55k | ▼ 38.3% |
| Financial debts170/4 | €74k | €131k | €126k | €89k | €55k | ▼ 38.3% |
| Amounts payable within one year42/48 | €167k | €197k | €145k | €139k | €121k | ▼ 12.6% |
| Current portion of amounts payable after more than one year42 | €27k | €58k | €43k | €37k | €34k | ▼ 8.3% |
| Trade debts44 | €73k | €47k | €29k | €41k | €50k | ▲ 24.0% |
| Suppliers440/4 | €73k | €47k | €29k | €41k | €50k | ▲ 24.0% |
| Taxes, remuneration and social security45 | €65k | €83k | €63k | €57k | €31k | ▼ 46.6% |
| Taxes450/3 | €47k | €51k | €33k | €34k | €20k | ▼ 41.1% |
| Remuneration and social security454/9 | €18k | €32k | €30k | €23k | €11k | ▼ 54.6% |
| Other amounts payable47/48 | €2k | €10k | €11k | €4k | €6k | ▲ 63.3% |
| Accrued charges and deferred income492/3 | - | - | €750 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €34k | €-17k | €841 | €10k | ▲ 1,073% |
| + Depreciation and write-downs630 | €9k | €37k | €42k | €46k | €47k | ▲ 2.7% |
| Operating cash flow (approximation) | €26k | €71k | €25k | €47k | €57k | ▲ 22.0% |
| Investment in fixed assets (approximation) | - | €-130k | €-25k | €-16k | €0 | ▲ 100% |
| Change in cash | - | €55k | €-95k | €-15k | €1k | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €841
Net result €841 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €34k ▲92.7%
Operating result €53k, net result €34k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲30.4%
5 profitable years in a row build equity to €109k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2008
Ground area
1,808 m²
Building footprint
173 m²
Volume, LiDAR
837 m³
Parcel 46002B0058/00G000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Vincke bvba
since 20082.174.516.801
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002B0058/00G000 | Flanders | 1,808 m² | 1 · 173 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 675 EUR awarded · 675 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 540 EUR | 540 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,220. 3,623 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
95315Tyre services
95319Other maintenance and repair of motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.