VINCEPTUM
ActiveSummary
VINCEPTUM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €18k. Equity is shrinking by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 4.36 in 2024; short-term debt: 35.9% and cash: 6.1% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
25.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
21 d early
2024
70 d early
2023
51 d early
2022
34 d early
2021
3 d early
2020
18 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€44k▼ 21.6%
2024 · €56k
2019: €186k
2020: €202k
2021: €93k
2022: €59k
2023: €76k
2024: €56k
2019 → 2025
Total assets
€69k▼ 5.6%
2024 · €73k
2019: €231k
2020: €207k
2021: €108k
2022: €70k
2023: €100k
2024: €73k
2019 → 2025
Net result
€18k▼ 14.6%
2024 · €21k
2019: €167k
2020: €16k
2021: €1k
2022: €16k
2023: €36k
2024: €21k
2019 → 2025
Working capital
€44k▼ 21.6%
2024 · €56k
2019: €170k
2020: €196k
2021: €93k
2022: €59k
2023: €76k
2024: €56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€59k▼ 36.4%€76k▲ 27.3%€56k▼ 25.3%€44k▼ 21.6%
Operating result€3k-€22k▲ 535%€47k▲ 116%€29k▼ 39.2%€25k▼ 11.5%
Net result€1k-€16k▲ 1,042%€36k▲ 126%€21k▼ 42.3%€18k▼ 14.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €69k
Equity
€44k ▼ 21.6%
Debt
€25k ▲ 47.9%
Debt's share of the balance-sheet total rises from 22.9% to 35.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
2.78▼
2024 · 4.36
Debt to equity
0.56▲
2024 · 0.30
ROE
40.3%▲
2024 · 37.0%
ROA
25.8%▼
2024 · 28.5%
Debt ≤ 1 year
€25k▲
2024 · €17k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€73k€69k▼
Current assets29/58€73k€69k▼
Amounts receivable within one year40/41€39k€65k▲
Trade receivables40€2k€30k▲
Other amounts receivable41€37k€35k▼
Cash at bank and in hand54/58€34k€4k▼
Equity and liabilities
Total equity and liabilities10/49€73k€69k▼
Equity10/15€56k€44k▼
Contributions10/11€19k€19k=
Reserves13€38k€26k▼
Distributable reserves133€38k€26k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€17k€25k▲
Amounts payable within one year42/48€17k€25k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€10k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€3k€9k▲
Income statement
Code20242025
Other operating charges640/8€1k€2k▲
Gross operating margin9900€30k€28k▼
Operating profit (loss)9901€29k€25k▼
Financial charges65/66B€370€226▼
Recurring financial charges65€370€226▼
Profit (loss) for the period before taxes9903€28k€25k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€21k€18k▼
Profit (loss) for the period to be appropriated9905€21k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€18k▼
Transfer from equity791/2€40k€30k▼
Transfer to equity691/2€21k€18k▼
To other reserves6921€21k€18k▼
Profit to be distributed694/7€40k€30k▼
Return on contributions (dividend)694€40k€30k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €1k ▼91.3%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 8current ratio 37.57
Current ratio from 4.74 to 37.57; short-term debt falls from €45k to €5k.
31-12
Financial
Equity above €200kEq €202k ▲8.7%
2 profitable years in a row build equity to €202k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dammeers 389880 AalterGround area
1,364 m²
Building footprint
150 m²
Volume, LiDAR
806 m³
Parcel 44502C0483/00K005, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vinceptum
since 20182.281.496.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0483/00K005 | Flanders | 1,364 m² | 1 · 150 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONVERSION
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.