VINCENTI
ActiveVINCENTI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €73k. Equity is growing by ~56.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 10.28 against 3.65 in 2024; short-term debt: 8.7% and cash: 85.7% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
32.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
25 d late
2023
25 d late
2022
30 d late
2021
23 d late
2020
9 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€73k▲ 58.4%
2024 · €46k
2018: €9k
2019: €-2k
2020: €-9k
2021: €15k
2022: €26k
2023: €25k
2024: €46k
2018 → 2025
Working capital
€183k▲ 83.7%
2024 · €100k
2018: €9k
2019: €18k
2020: €23k
2021: €-856
2022: €20k
2023: €50k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€46k▲ 125%€72k▲ 54.0%€118k▲ 64.6%€191k▲ 62.2%
Operating result€20k-€35k▲ 72.0%€39k▲ 10.4%€62k▲ 59.4%€117k▲ 88.5%
Net result€15k-€26k▲ 77.0%€25k▼ 2.8%€46k▲ 84.2%€73k▲ 58.4%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€24k▼ 32.0%
Current assets
€203k▲ 47.8%
Equity and liabilities €228k
Equity
€191k▲ 62.2%
Debt
€36k▼ 34.4%
The debt ratio falls from 32.1% to 16.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2024 · €75k
Cash flow
€86k▲
2024 · €59k
Solvency
84.0%▲
2024 · 67.9%
Current ratio
10.28▲
2024 · 3.65
Quick ratio
10.28▲
2024 · 3.65
Debt / equity
0.19▼
2024 · 0.47
ROE
38.3%▼
2024 · 39.2%
ROA
32.2%▲
2024 · 26.7%
Interest coverage
80.82▼
2024 · 81.96
Debt
€36k▼
2024 · €56k
Debt ≤ 1 year
€20k▼
2024 · €38k
Debt > 1 year
€16k▼
2024 · €18k
Income taxes
€42k▲
2024 · €15k
Staff costs
€14k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€228k▲
Fixed assets21/28€36k€24k▼
Tangible fixed assets22/27€36k€24k▼
Furniture and vehicles24€33k€23k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€270€270=
Current assets29/58€138k€203k▲
Amounts receivable within one year40/41€72k€8k▼
Trade receivables40€72k-
Other amounts receivable41-€8k
Cash at bank and in hand54/58€60k€195k▲
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€173k€228k▲
Equity10/15€118k€191k▲
Contributions10/11€6k€6k=
Reserves13€112k€185k▲
Distributable reserves133€112k€185k▲
Amounts payable17/49€56k€36k▼
Amounts payable after more than one year17€18k€16k▼
Financial debts170/4€18k€16k▼
Amounts payable within one year42/48€38k€20k▼
Current portion of amounts payable after more than one year42€1k€1k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€29k€14k▼
Taxes450/3€26k€11k▼
Remuneration and social security454/9€3k€3k▲
Accrued charges and deferred income492/3-€262
Income statement
Code20242025
Remuneration, social security and pensions62€23k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€1k€7k▲
Gross operating margin9900€99k€150k▲
Operating profit (loss)9901€62k€117k▲
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€911€2k▲
Recurring financial charges65€911€2k▲
Profit (loss) for the period before taxes9903€61k€115k▲
Income taxes67/77€15k€42k▲
Profit (loss) for the period9904€46k€73k▲
Profit (loss) for the period to be appropriated9905€46k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€73k▲
Transfer to equity691/2€46k€73k▲
To other reserves6921€46k€73k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
04-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 28/04/2026
- Registered-office move, Rue Grande 20 boite 2.1 à 7020 Maisières
2025
31-12
Financial
Highest result since 2018net €73k ▲58.4%
Operating result €117k, net result €73k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.28
Current ratio from 3.65 to 10.28; short-term debt falls from €38k to €20k.
31-12
Financial
Equity above €150kEq €191k ▲62.2%
5 profitable years in a row build equity to €191k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial
Equity above €100kEq €118k ▲64.6%
4 profitable years in a row build equity to €118k.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 25 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.71
Current ratio from 1.74 to 3.71; short-term debt falls from €27k to €18k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande 2.17020 MonsGround area
2,650 m²
Building footprint
413 m²
Volume, LiDAR
3,074 m³
2 parcels, Wallonia · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VINCENTI
since 20152.238.792.365
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53048A0197/00Z016 | Wallonia | 1,373 m² | 1 · 218 m² | 5.5 m · 1 fl. |
| 53048A0197/00G018 | Wallonia | 1,277 m² | 1 · 195 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bars Global
BE 0776.516.771
Châtelet · Eq €190k
Sonian Wood Coop
BE 0746.604.149
Anderlecht · Eq €192k
SAMI
BE 0877.083.007
Vosselaar · Eq €192k
ABEONA
BE 0502.419.913
Wichelen · Eq €194k
TOONDER
BE 0552.728.863
Geraardsbergen · Eq €194k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2015
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.