Financials
- Financial year
- 2024
- Total assets
- €36,530
- Profit
- €6,764
- Solvency
- 56.9%
Vincent VAN LAERE
ActiveSummary
The computed 12-month bankruptcy probability of Vincent VAN LAERE is 3.2% (moderate). The 2024 annual accounts show equity of €20,773 and a net result of €6,764. Its solvency ranks better than 52% of 11,499 sector peers (NACE 71, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of interior architects
NACE 71112
1 site
Size
€36,530total assets 2024
- Equity
- €20,773
- Profit
- €6,764
Turnover not published (micro format)
Structure
2025 accounts not filed, 85 days past the deadline1 of 2 deeds summarised
Why 50raises riskFigures for financial year 2024 (filed 19-08-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 19 days late; 1 of the last 3 latelowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 71, micro)
Financial strength · tick = 2022
Strong
Solvency
82+32
equity 56.9% of total assets
Liquidity
49-2
short-term debt 15.4% · cash 2.1%
Profitability
84-6
return on assets 18.5%
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.7%
12-2024: 4.1%▲ +0.4 percentage points vs 11-2024
01-2025: 5.9%▲ +1.8 percentage points vs 12-2024
02-2025: 5.9%● unchanged vs 01-2025
03-2025: 5.9%● unchanged vs 02-2025
04-2025: 7.5%▲ +1.6 percentage points vs 03-2025
05-2025: 7.5%● unchanged vs 04-2025
06-2025: 7.4%▼ -0.1 percentage points vs 05-2025
07-2025: 7.4%● unchanged vs 06-2025
08-2025: 9.3%▲ +1.9 percentage points vs 07-2025highest value
09-2025: 0.9%▼ -8.4 percentage points vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026lowest value
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 1.0%▲ +0.1 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.5%▲ +0.5 percentage points vs 07-2026
09-2026: 1.9%▲ +0.4 percentage points vs 08-2026
10-2026: 3.2%▲ +1.3 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.93, compared with 4.64 in 2022, above the usual 1.5; short-term debt: 15.4% and cash: 2.1% of total assets), and 43.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 54% on solvency, 29% on liquidity and 55% on profitability.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
raises risk · 2024 accounts filed 19 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
19 days late
2022
136 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 78 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2022 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2023
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of interior architectsNACE 71112
- Founded
- 22-01-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Vincent VAN LAERE
- What is the company number of Vincent VAN LAERE?
- 0761.932.426. In Belgium the VAT number is the company number with BE in front: BE 0761.932.426.
- Where is Vincent VAN LAERE based?
- The registered office is at Sint-Annarei 19, 8000 Brugge.Company details
- What does Vincent VAN LAERE do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of Vincent VAN LAERE?
- Private limited company (BV).
- When was Vincent VAN LAERE founded?
- On 22-01-2021.
- Is Vincent VAN LAERE still active?
- Yes, Vincent VAN LAERE is an active enterprise in the KBO register.
- What is the turnover of Vincent VAN LAERE?
- €152,187 in financial year 2022, according to the filed annual accounts.Financials
- Is Vincent VAN LAERE profitable?
- In financial year 2024, Vincent VAN LAERE made a profit of €6,764.
- Where can I find the annual accounts of Vincent VAN LAERE?
- Vincent VAN LAERE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Companies related to Vincent VAN LAERE
Comparable companies
- MIKY DUMON - BLOMMESchoten
- EDDIE&MEBrussel
- Mind ArchidesignAalst
- SANDERS DESIGNBrugge
- STUDIO BOO DESIGNElsene
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.