VINCE-IMMO
ActiveVINCE-IMMO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €112k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+16
Solvency64▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 1.01 in 2024; short-term debt: 10.2% and cash: 26.7% of total assets), but 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
20.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
32 d early
2024
25 d late
2023
40 d early
2022
14 d early
2021
9 d early
2020
36 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▲ 5.9%
2024 · €206k
2018: €28k
2019: €37k
2020: €87k
2021: €140k
2022: €194k
2023: €234k
2024: €206k
2018 → 2025
Total assets
€555k▲ 1.9%
2024 · €545k
2018: €79k
2019: €448k
2020: €467k
2021: €470k
2022: €503k
2023: €580k
2024: €545k
2018 → 2025
Net result
€112k▲ 168%
2024 · €42k
2018: €15k
2019: €9k
2020: €50k
2021: €53k
2022: €48k
2023: €105k
2024: €42k
2018 → 2025
Working capital
€117k▲ 10,941%
2024 · €1k
2018: €-32k
2019: €-20k
2020: €4k
2021: €30k
2022: €-2k
2023: €12k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€194k▲ 38.9%€234k▲ 20.7%€206k▼ 12.3%€218k▲ 5.9%
Operating result€70k-€63k▼ 9.9%€143k▲ 125%€50k▼ 64.7%€148k▲ 193%
Net result€53k-€48k▼ 8.6%€105k▲ 118%€42k▼ 60.2%€112k▲ 168%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 193% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €555k
Fixed assets
€382k▼ 7.8%
Current assets
€173k▲ 32.3%
Equity and liabilities €555k
Equity
€218k▲ 5.9%
Debt
€338k▼ 0.6%
The debt ratio falls from 62.3% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€186k▲
2024 · €88k
Cash flow
€150k▲
2024 · €80k
Solvency
39.2%▲
2024 · 37.7%
Current ratio
3.05▲
2024 · 1.01
Quick ratio
3.05▲
2024 · 1.01
Debt / equity
1.55▼
2024 · 1.65
ROE
51.5%▲
2024 · 20.4%
ROA
20.2%▲
2024 · 7.7%
Interest coverage
75.10▲
2024 · 32.85
Debt
€338k▼
2024 · €340k
Debt ≤ 1 year
€57k▼
2024 · €130k
Debt > 1 year
€281k▲
2024 · €210k
Income taxes
€33k▲
2024 · €7k
Staff costs
€67k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€545k€555k▲
Fixed assets21/28€414k€382k▼
Intangible fixed assets21€20k€13k▼
Tangible fixed assets22/27€394k€369k▼
Land and buildings22€328k€316k▼
Plant, machinery and equipment23€12k€12k▼
Furniture and vehicles24€54k€40k▼
Current assets29/58€131k€173k▲
Amounts receivable within one year40/41€52k€25k▼
Trade receivables40€15k€18k▲
Other amounts receivable41€38k€7k▼
Cash at bank and in hand54/58€79k€148k▲
Equity and liabilities
Total equity and liabilities10/49€545k€555k▲
Equity10/15€206k€218k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Tax-exempt reserves132€232€232=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€185k€197k▲
Amounts payable17/49€340k€338k▼
Amounts payable after more than one year17€210k€281k▲
Financial debts170/4€210k€281k▲
Amounts payable within one year42/48€130k€57k▼
Current portion of amounts payable after more than one year42€26k€26k▲
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€24k€28k▲
Taxes450/3€15k€22k▲
Remuneration and social security454/9€9k€6k▼
Other amounts payable47/48€71k-
Income statement
Code20242025
Remuneration, social security and pensions62€67k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€38k▲
Other operating charges640/8€15k€10k▼
Gross operating margin9900€170k€263k▲
Operating profit (loss)9901€50k€148k▲
Financial income75/76B€2k€312▼
Recurring financial income75€2k€312▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€49k€146k▲
Income taxes67/77€7k€33k▲
Profit (loss) for the period9904€42k€112k▲
Profit (loss) for the period to be appropriated9905€42k€112k▲
Appropriation of the result
Profit (loss) to be appropriated9906€256k€297k▲
Profit (loss) brought forward from the previous period14P€214k€185k▼
Profit to be distributed694/7€71k€100k▲
Return on contributions (dividend)694€71k€100k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €112k ▲168%
Operating result €148k, net result €112k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.05
Current ratio from 1.01 to 3.05; short-term debt falls from €130k to €57k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €234k ▲20.7%
6 profitable years in a row build equity to €234k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €194k ▲38.9%
5 profitable years in a row build equity to €194k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €140k ▲60.7%
4 profitable years in a row build equity to €140k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €9k ▼38.7%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Canadasquare 118300 Knokke-HeistGround area
208 m²
Building footprint
135 m²
Volume, LiDAR
2,932 m³
Parcel 31013A0117/00A000, Flanders · tallest building 31.2 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
VINCIMMO
since 20182.272.844.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0117/00A000 | Flanders | 208 m² | 1 · 135 m² | 31.2 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 575 EUR awarded · 574 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 117 EUR |
| 2024 | 1 | 365 EUR | 360 EUR |
| 2023 | 1 | 210 EUR | 97 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2018
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68310Real estate agency activities
68329Real estate activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.