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VINALIA

Active
Voie de l'Air Pur 138 ·4052 Chaudfontaine, Belgium
KBO/BCE: BE 0795.124.737
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Age3 yrs
Staff (FTE)0.3
Real estate1 parcel · 488 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VINALIA is 0.5% (low). The 2025 annual accounts show equity of €65k and a net result of €13k. Its solvency ranks better than 21% of 297 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 297 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-03. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 31-10-2025 on the day 2025-00557091

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€13k
Working capital€-220k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 12.3% 42.2%
better than 21% of 297 sector peers
Net result €13k €57k
better than 25% of 296 sector peers
Equity €65k €207k
better than 28% of 297 sector peers
Gross operating margin €34k €83k
better than 25% of 247 sector peers
Staff costs €10k €155k
higher than 11% of 76 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositvolledig
Revenue-
EBITDA-
Net profit€13k
Cash flow-
Staff costs€10k
Income taxes€4k
Dividends-
Total assets€525k
Equity€65k
Debt€461k
of which ≤ 1y€345k
of which > 1y€116k
Working capital€-220k
Employees (FTE)0.3
Ratios (computed)
2025
Current ratio0.36
Quick ratio0.36
Working capital ratio-41.8%
Solvency12.3%
Debt / equity7.12
Long-term debt ratio1.79
Interest coverage-
Gross margin-
Net margin-
ROA2.4%
ROE19.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€525k
Fixed assets 21/28€400k
Financial fixed assets 28€400k
Current assets 29/58€125k
Amounts receivable within one year 40/41€121k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€525k
Equity 10/15€65k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€15k
Amounts payable 17/49€461k
Amounts payable after one year 17€116k
Amounts payable within one year 42/48€345k
Trade debts payable within one year 44€139k
Income statement
Gross operating margin 9900€34k
Operating result 9901€24k
Financial charges 65€7k
Result before taxes 9903€17k
Income taxes 67/77€4k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
35 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Voie de l'Air Pur 1384052 Chaudfontaine

Establishment units

1 location
VINALIA
Voie de l'Air Pur 138, 4052 ChaudfontaineHoldings
since 20222.339.976.134
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area488 m²
Buildings1
Building footprint60 m²
Volume (LiDAR)429 m³
Tallest building8.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62012A0174/00Z000 Wallonia 487 m² 1 · 60 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health35Profitability97Solvency8Growth-Stability79
55 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 35
Profitability 97
Solvency 8
Growth -
Stability 79

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,322 of the 81,966 companies in this sector. 12,655 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Landmeters71122Activiteiten van landmeters-experts71122
Primary activity highlighted.
Names & trade names
Legal nameFR VINALIA
Registered office
Voie de l'Air Pur 138
4052 Chaudfontaine, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.