Vin en Vie
ActiveSummary
Vin en Vie has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €12k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+1
Solvency77▼-23
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 3.66 in 2024; short-term debt: 48.2% and cash: 41% of total assets), and 48.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
142 d early
2024
97 d early
2023
68 d early
2022
27 d early
2021
9 d early
2020
31 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 28.6%
2024 · €98k
2019: €34k
2020: €64k
2021: €81k
2022: €83k
2023: €86k
2024: €98k
2019 → 2025
Total assets
€135k▲ 2.8%
2024 · €131k
2019: €99k
2020: €158k
2021: €172k
2022: €139k
2023: €130k
2024: €131k
2019 → 2025
Net result
€12k▲ 7.3%
2024 · €11k
2019: €21k
2020: €30k
2021: €25k
2022: €2k
2023: €3k
2024: €11k
2019 → 2025
Working capital
€65k▼ 26.3%
2024 · €89k
2019: €59k
2020: €78k
2021: €87k
2022: €79k
2023: €79k
2024: €89k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€83k▲ 3.1%€86k▲ 3.7%€98k▲ 13.0%€70k▼ 28.6%
Operating result€33k-€6k▼ 83.5%€6k▲ 6.3%€16k▲ 172%€16k▲ 2.3%
Net result€25k-€2k▼ 90.2%€3k▲ 25.1%€11k▲ 261%€12k▲ 7.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€4k ▼ 51.1%
Current assets
€130k ▲ 6.8%
Equity and liabilities €135k
Equity
€70k ▼ 28.6%
Debt
€65k ▲ 94.8%
Debt's share of the balance-sheet total rises from 25.4% to 48.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €22k
Cash flow
€18k▲
2024 · €17k
Current ratio
2.01▼
2024 · 3.66
Quick ratio
1.09▼
2024 · 1.82
Debt to equity
0.93▲
2024 · 0.34
ROE
17.3%▲
2024 · 11.5%
ROA
9.0%▲
2024 · 8.6%
Interest coverage
18.31▲
2024 · 15.58
Debt ≤ 1 year
€65k▲
2024 · €33k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€131k€135k▲
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€5k€1k▼
Current assets29/58€122k€130k▲
Stocks and contracts in progress3€61k€59k▼
Stocks30/36€61k€59k▼
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€4k€13k▲
Other amounts receivable41€4k€11▼
Cash at bank and in hand54/58€51k€55k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€131k€135k▲
Equity10/15€98k€70k▼
Contributions10/11€12k€12k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€84k€56k▼
Amounts payable17/49€33k€65k▲
Amounts payable within one year42/48€33k€65k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€6k€44k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€23k€22k▼
Gross operating margin9900€45k€44k▼
Operating profit (loss)9901€16k€16k▲
Financial income75/76B€53€468▲
Recurring financial income75€53€468▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€15k€16k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€11k€12k▲
Profit (loss) for the period to be appropriated9905€11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€96k▲
Profit (loss) brought forward from the previous period14P€73k€84k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €2k ▼90.2%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2019net €30k ▲42.7%
Operating result €37k, net result €30k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Bouvier 39A6760 VirtonGround area
656 m²
Building footprint
363 m²
Volume, LiDAR
4,015 m³
Parcel 85045B0847/00C004, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vin en Vie
since 20192.286.928.121
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85045B0847/00C004 | Wallonia | 656 m² | 1 · 363 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVirton2.286.928.121
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Of 1,581 companies in sector 46349 we hold annual accounts for 987. 652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.vinenvie.be
E-mail:cedric.thomas@vinenvie.be