Vin D’Anvers
ActiveVin D’Anvers has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €392k and a net result of €106k. Equity is growing by ~51.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency75▲+12
Growth78=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 1.94 in 2024; short-term debt: 16.7% and cash: 12.4% of total assets), but 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
70 d early
2024
154 d early
2023
64 d early
2022
46 d early
2021
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€392k▲ 37.2%
2024 · €285k
2021: €62k
2022: €125k
2023: €188k
2024: €285k
2021 → 2025
Total assets
€786k▲ 4.8%
2024 · €749k
2021: €179k
2022: €553k
2023: €605k
2024: €749k
2021 → 2025
Net result
€106k▲ 9.5%
2024 · €97k
2021: €57k
2022: €63k
2023: €63k
2024: €97k
2021 → 2025
Working capital
€254k▲ 48.0%
2024 · €172k
2021: €51k
2022: €34k
2023: €100k
2024: €172k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€125k▲ 102%€188k▲ 50.1%€285k▲ 51.5%€392k▲ 37.2%
Operating result€79k-€62k▼ 21.5%€87k▲ 39.3%€132k▲ 52.2%€145k▲ 10.0%
Net result€57k-€63k▲ 10.7%€63k▼ 0.7%€97k▲ 54.5%€106k▲ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €786k
Fixed assets
€401k▲ 1.4%
Current assets
€385k▲ 8.7%
Equity and liabilities €786k
Equity
€392k▲ 37.2%
Debt
€394k▼ 15.1%
The debt ratio falls from 61.9% to 50.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€175k▲
2024 · €154k
Cash flow
€136k▲
2024 · €119k
Solvency
49.9%▲
2024 · 38.1%
Current ratio
2.94▲
2024 · 1.94
Quick ratio
1.19▲
2024 · 0.86
Debt / equity
1.01▼
2024 · 1.63
ROE
27.1%▼
2024 · 34.0%
ROA
13.5%▲
2024 · 13.0%
Interest coverage
23.39▲
2024 · 18.47
Debt
€394k▼
2024 · €464k
Debt ≤ 1 year
€131k▼
2024 · €183k
Debt > 1 year
€263k▼
2024 · €281k
Income taxes
€32k▲
2024 · €27k
Staff costs
€14k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€749k€786k▲
Fixed assets21/28€395k€401k▲
Tangible fixed assets22/27€387k€392k▲
Land and buildings22€328k€326k▼
Plant, machinery and equipment23€14k€25k▲
Furniture and vehicles24€44k€41k▼
Financial fixed assets28€8k€9k▲
Current assets29/58€354k€385k▲
Stocks and contracts in progress3€197k€230k▲
Stocks30/36€197k€230k▲
Amounts receivable within one year40/41€61k€57k▼
Trade receivables40€61k€57k▼
Other amounts receivable41-€466
Cash at bank and in hand54/58€95k€97k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€749k€786k▲
Equity10/15€285k€392k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€280k€387k▲
Amounts payable17/49€464k€394k▼
Amounts payable after more than one year17€281k€263k▼
Financial debts170/4€281k€263k▼
Amounts payable within one year42/48€183k€131k▼
Current portion of amounts payable after more than one year42€43k€18k▼
Trade debts44€71k€53k▼
Suppliers440/4€71k€53k▼
Taxes, remuneration and social security45€40k€29k▼
Taxes450/3€39k€28k▼
Remuneration and social security454/9€829€1k▲
Other amounts payable47/48€29k€30k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€29k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€457-
Other operating charges640/8€505€2k▲
Non-recurring operating charges66A-€8k
Gross operating margin9900€160k€198k▲
Operating profit (loss)9901€132k€145k▲
Financial income75/76B€268€347▲
Recurring financial income75€268€347▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€124k€138k▲
Income taxes67/77€27k€32k▲
Profit (loss) for the period9904€97k€106k▲
Profit (loss) for the period to be appropriated9905€97k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€280k€387k▲
Profit (loss) brought forward from the previous period14P€183k€280k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €106k ▲9.5%
Operating result €145k, net result €106k, both a record.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €285k ▲51.5%
4 profitable years in a row build equity to €285k.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €188k ▲50.1%
3 profitable years in a row build equity to €188k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €125k ▲102%
2 profitable years in a row build equity to €125k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Welvaartsstraat 1A2381 RavelsGround area
2,041 m²
Building footprint
866 m²
Volume, LiDAR
6,749 m³
2 parcels, Flanders · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vin D'Anvers
since 20202.308.323.054
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0761/00H010 | Flanders | 1,091 m² | - | - |
| 13048D0761/00K010 | Flanders | 950 m² | 1 · 866 m² | 16.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRavels2.308.323.054
Similar companies · same sector, comparable size
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BE 0887.100.731
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VANCOMPERNOLLE
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Vinum-S
BE 0896.767.275
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LE MILLESIME
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Of 2,332 companies in sector 47251 we hold annual accounts for 422. 236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.