Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Vin-Able is 3.8% (moderate). The 2018 annual accounts show negative equity (€-9k) and a net result of €-29k. The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.8%
Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Annual accounts: weaker financial profile
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
3 signalsLong-established
Founded in 1990, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-29k
Working capital€-61k
Annual accounts & ratios
Source: NBB · 2018Annual accounts filed on 30-08-2019 with the NBB · fiscal year 2018 · micro
| Fiscal year | 2018 |
|---|---|
| Revenue | - |
| EBITDA | €33k |
| Net profit | €-29k |
| Cash flow | €-19k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €95k |
| Equity | €-9k |
| Debt | €104k |
| of which ≤ 1y | €104k |
| of which > 1y | - |
| Working capital | €-61k |
| Employees (FTE) | 0.3 |
Ratios (computed)
| 2018 | |
|---|---|
| Current ratio | 0.41 |
| Quick ratio | 0.41 |
| Working capital ratio | -63.9% |
| Solvency | -9.1% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -30.6% |
| ROE | 337.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2018
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2018 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €95k |
| Fixed assets | 21/28 | €52k |
| Tangible fixed assets | 22/27 | €41k |
| Financial fixed assets | 28 | €11k |
| Current assets | 29/58 | €43k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €42k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €95k |
| Equity | 10/15 | €-9k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-29k |
| Amounts payable | 17/49 | €104k |
| Amounts payable within one year | 42/48 | €104k |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €47k |
| Operating result | 9901 | €22k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €826 |
| Result before taxes | 9903 | €22k |
| Net result for the period | 9904 | €22k |
| Result to be appropriated | 9905 | €22k |
Ratios computed by Checked.
Health barometer
FY 2018 · computed20
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
2 locationsVin-Able
since 19902.049.580.207
Bistro Clothilde
since 20202.299.824.072
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area6,007 m²
Buildings1
Building footprint141 m²
Volume (LiDAR)885 m³
Tallest building23.9 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032B0651/00B000indicative | Flanders | 5,708 m² | - | - |
| 12015A0587/00D000 | Flanders | 299 m² | 1 · 141 m² | 23.9 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes51
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Health
20
Profitability
100
Solvency
0
Growth
50
Stability
85
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Credit advice
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Names & trade names
| Legal nameNL | Vin-Able |
Registered office
Wolfgang d'Urselstraat(HIN) 22
2880 Bornem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.