VIMO COIFFURES
ActiveFinancials · financial year 2025, micro format
2025 annual accounts filed 57 days after the deadline Filed on 26 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00546561.
Annual accounts 2025 filed on 26-09-2026 at the NBB all 7 filings
Turnover
€125,030▲ 1.0%
2024 · €123,802
EBIT margin
2.2%▲ 3.7pp
2024 · -1.5%
Net result
€1,085
2024 · -€3,151
Working capital
€4,707▼ 15.2%
2024 · €5,552
Multi-year overview
2019 to 2025, 7 financial yearsTurnover
€125,030
▲ 1.0%
2025
20192025
Operating result
€2,702
2025
20192025
Net result
€1,085
2025
middle half of the sector
20192025
EBIT margin
2.2%
▲ 3.7pp
2025
20192025
Equity
€20,262
▲ 5.7%
2025
middle half of the sector
20192025
Total assets
€75,386
▼ 6.5%
2025
middle half of the sector
20192025
Debt
€55,124
▼ 10.2%
2025
20192025
Working capital
€4,707
▼ 15.2%
2025
middle half of the sector
20192025
Solvency
26.9%
▲ 3.1pp
2025
middle half of the sector
20192025
Current ratio
1.16
▼ 0.05
2025
middle half of the sector
20192025
Return on assets (ROA)
1.4%
▲ 5.3pp
2025
middle half of the sector
20192025
Staff (FTE)
1
▼ 23.1%
2025
20192025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Turnover€84,454€89,114▲ 5.5%€112,922▲ 26.7%€113,517▲ 0.5%€123,802▲ 9.1%€125,030▲ 1.0%
Operating result€1,579-€838▼ 46.9%€11,286▲ 13×€6,131▼ 45.7%-€2,704-€1,868▲ 30.9%€2,702
Net result-€493--€83within the sector's middle half▲ 83.2%€10,239within the sector's middle half€5,354within the sector's middle half▼ 47.7%-€3,399within the sector's middle half-€3,151within the sector's middle half▲ 7.3%€1,085within the sector's middle half
EBIT margin1.0%12.7%▲ 11.7pp5.4%▼ 7.2pp-2.4%▼ 7.8pp-1.5%▲ 0.9pp2.2%▲ 3.7pp
Equity€9,877-€10,134within the sector's middle half▲ 2.6%€20,373within the sector's middle half▲ 101%€25,727within the sector's middle half▲ 26.3%€22,328within the sector's middle half▼ 13.2%€19,177within the sector's middle half▼ 14.1%€20,262within the sector's middle half▲ 5.7%
Total assets€73,004-€74,208within the sector's middle half▲ 1.6%€75,995within the sector's middle half▲ 2.4%€56,028within the sector's middle half▼ 26.3%€48,682within the sector's middle half▼ 13.1%€80,585within the sector's middle half▲ 65.5%€75,386within the sector's middle half▼ 6.5%
Debt€63,127-€64,074▲ 1.5%€55,622▼ 13.2%€30,301▼ 45.5%€26,354▼ 13.0%€61,408▲ 133%€55,124▼ 10.2%
Working capital€13,211-€15,209within the sector's middle half▲ 15.1%€16,909within the sector's middle half▲ 11.2%€15,911within the sector's middle half▼ 5.9%€7,580within the sector's middle half▼ 52.4%€5,552within the sector's middle half▼ 26.7%€4,707within the sector's middle half▼ 15.2%
Solvency13.5%-13.7%within the sector's middle half▲ 0.1pp26.8%within the sector's middle half▲ 13.2pp45.9%within the sector's middle half▲ 19.1pp45.9%within the sector's middle half▼ 0.1pp23.8%within the sector's middle half▼ 22.1pp26.9%within the sector's middle half▲ 3.1pp
Current ratio1.42-1.44within the sector's middle half▲ 0.021.45within the sector's middle half=1.75within the sector's middle half▲ 0.301.30within the sector's middle half▼ 0.441.21within the sector's middle half▼ 0.101.16within the sector's middle half▼ 0.05
Return on assets (ROA)-0.7%--0.1%within the sector's middle half▲ 0.6pp13.5%within the sector's middle half▲ 13.6pp9.6%within the sector's middle half▼ 3.9pp-7.0%within the sector's middle half▼ 16.5pp-3.9%within the sector's middle half▲ 3.1pp1.4%within the sector's middle half▲ 5.3pp
Staff (FTE)1within the sector's middle half1=0.9▼ 10.0%1.2▲ 33.3%1.3▲ 8.3%1▼ 23.1%
above
within
below
The sector band is the middle half of the companies in Personal service activities (NACE 96). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a profit of €2,702, after a loss of €1,868 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75,386
Fixed assets
€41,061 ▼ 14.8%
Current assets
€34,326 ▲ 5.9%
Equity and liabilities €75,386
Equity
€20,262 ▲ 5.7%
Debt
€55,124 ▼ 10.2%
Debt's share of the balance-sheet total falls from 76.2% to 73.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9,823▲
2024 · €3,661
Cash flow
€8,206▲
2024 · €2,377
Quick ratio
0.77▼
2024 · 0.78
Debt to equity
2.72▼
2024 · 3.20
ROE
5.4%▲
2024 · -16.4%
Interest coverage
5.99▲
2024 · 2.81
Debt ≤ 1 year
€29,619▲
2024 · €26,851
Debt > 1 year
€25,506▼
2024 · €34,257
Customer credit
35 days▼
2024 · 39 days
Supplier credit
25 days▼
2024 · 28 days
Staff costs
€14,635▲
2024 · €10,509
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 2 | 1 | 2 |
| full-time | 1 | - | 2 | 1 | 1 |
| part-time | - | 1 | - | - | 1 |
| in full-time equivalents | 1 | 0.5 | 2 | 1 | 1.5 |
| Average over the year, in full-time equivalents | 1 | 0.9 | 1.2 | 1.3 | 1 |
| Joined | - | 1 | 4 | 1 | 1 |
| Left | - | 1 | 3 | 2 | 0 |
| Training hours | 1,356 | 988 | 1,088 | 1,109 | 1,450 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Overdue debts
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Overdue tax debts | - | €4,515 | €4,924 | €5,712 | €4,793 |
| Overdue social security (RSZ) debts | - | €1,467 | - | €446 | €44 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €959 | €959 | €37,086 | - |
| Financial fixed assets | - | - | - | €2,700 | - |
| Depreciation and write-downs of the year | €3,429 | €3,281 | €3,638 | €5,528 | €7,121 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | €84,454 | €89,114 | €112,922 | €113,517 | €123,802 | €125,030 | ▲ 1.0% |
| Non-recurring operating income76A | - | - | - | €575 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €64,524 | €84,548 | €94,918 | €105,796 | €99,813 | ▼ 5.7% |
| Remuneration, social security and pensions62 | - | - | €9,060 | €16,809 | €14,401 | €10,509 | €14,635 | ▲ 39.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,277 | €3,531 | €3,429 | €3,281 | €3,638 | €5,528 | €7,121 | ▲ 28.8% |
| Other operating charges640/8 | - | - | €814 | €2,728 | €3,264 | €3,836 | €760 | ▼ 80.2% |
| Gross operating margin9900 | €7,918 | €9,601 | €24,590 | €28,949 | €18,599 | €18,006 | €25,218 | ▲ 40.1% |
| Operating profit (loss)9901 | €1,579 | €838 | €11,286 | €6,131 | -€2,704 | -€1,868 | €2,702 | - |
| Financial income75/76B | - | - | - | €2 | €4 | €18 | €23 | ▲ 24.0% |
| Recurring financial income75 | €0 | €0 | - | €2 | €4 | €18 | €23 | ▲ 24.0% |
| Financial charges65/66B | - | - | €1,048 | €779 | €699 | €1,301 | €1,640 | ▲ 26.0% |
| Recurring financial charges65 | €2,072 | €921 | €1,048 | €779 | €699 | €1,301 | €1,640 | ▲ 26.0% |
| Profit (loss) for the period before taxes9903 | -€493 | -€83 | €10,239 | €5,354 | -€3,399 | -€3,151 | €1,085 | - |
| Profit (loss) for the period9904 | -€493 | -€83 | €10,239 | €5,354 | -€3,399 | -€3,151 | €1,085 | - |
| Profit (loss) for the period to be appropriated9905 | -€493 | -€83 | €10,239 | €5,354 | -€3,399 | -€3,151 | €1,085 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €73,004 | €74,208 | €75,995 | €56,028 | €48,682 | €80,585 | €75,386 | ▼ 6.5% |
| Fixed assets21/28 | €28,135 | €24,604 | €21,175 | €18,853 | €16,174 | €48,181 | €41,061 | ▼ 14.8% |
| Tangible fixed assets22/27 | €25,885 | €22,354 | €18,925 | €16,603 | €13,924 | €45,481 | €38,361 | ▼ 15.7% |
| Plant, machinery and equipment23 | - | - | €797 | €335 | - | - | - | - |
| Furniture and vehicles24 | - | - | €7,276 | €7,006 | €6,252 | €29,957 | €25,397 | ▼ 15.2% |
| Other tangible fixed assets26 | - | - | €10,852 | €9,262 | €7,672 | €15,524 | €12,964 | ▼ 16.5% |
| Financial fixed assets28 | €2,250 | €2,250 | €2,250 | €2,250 | €2,250 | €2,700 | €2,700 | = |
| Current assets29/58 | €44,869 | €49,604 | €54,820 | €37,175 | €32,508 | €32,403 | €34,326 | ▲ 5.9% |
| Stocks and contracts in progress3 | €5,952 | €8,251 | €11,147 | €10,100 | €10,326 | €11,466 | €11,490 | ▲ 0.2% |
| Stocks30/36 | - | - | €11,147 | €10,100 | €10,326 | €11,466 | €11,490 | ▲ 0.2% |
| Amounts receivable within one year40/41 | €14,242 | €19,315 | €18,843 | €9,811 | €10,029 | €13,864 | €12,724 | ▼ 8.2% |
| Trade receivables40 | - | - | €16,986 | €9,055 | €9,273 | €13,108 | €11,968 | ▼ 8.7% |
| Other amounts receivable41 | - | - | €1,857 | €756 | €756 | €756 | €756 | = |
| Current investments50/53 | €16,411 | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €4,927 | €20,632 | €23,990 | €15,795 | €11,085 | €5,248 | €9,544 | ▲ 81.9% |
| Deferred charges and accrued income490/1 | - | - | €840 | €1,470 | €1,069 | €1,825 | €567 | ▼ 68.9% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €73,004 | €74,208 | €75,995 | €56,028 | €48,682 | €80,585 | €75,386 | ▼ 6.5% |
| Equity10/15 | €9,877 | €10,134 | €20,373 | €25,727 | €22,328 | €19,177 | €20,262 | ▲ 5.7% |
| Contributions10/11 | €10,370 | €10,710 | €10,710 | €10,710 | €100 | €100 | €100 | = |
| Reserves13 | - | - | €512 | €780 | €11,390 | €11,390 | €11,390 | = |
| Non-distributable reserves130/1 | - | - | €512 | €780 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €512 | €780 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €11,390 | €11,390 | €11,390 | = |
| Profit (loss) carried forward14 | -€493 | -€576 | €9,151 | €14,238 | €10,839 | €7,688 | €8,772 | ▲ 14.1% |
| Amounts payable17/49 | €63,127 | €64,074 | €55,622 | €30,301 | €26,354 | €61,408 | €55,124 | ▼ 10.2% |
| Amounts payable after more than one year17 | €29,757 | €27,967 | €17,711 | €9,037 | €1,425 | €34,257 | €25,506 | ▼ 25.5% |
| Financial debts170/4 | - | - | €17,711 | €9,037 | €1,425 | €34,257 | €25,506 | ▼ 25.5% |
| Amounts payable within one year42/48 | €31,659 | €34,394 | €37,911 | €21,264 | €24,929 | €26,851 | €29,619 | ▲ 10.3% |
| Current portion of amounts payable after more than one year42 | - | - | €10,257 | €8,099 | €7,611 | €6,011 | €6,668 | ▲ 10.9% |
| Trade debts44 | €12,888 | €15,581 | €15,404 | €6,745 | €11,086 | €8,030 | €6,971 | ▼ 13.2% |
| Suppliers440/4 | - | - | €15,404 | €6,745 | €11,086 | €8,030 | €6,971 | ▼ 13.2% |
| Advances received on contracts in progress46 | - | - | - | - | - | €650 | €6,150 | ▲ 846% |
| Taxes, remuneration and social security45 | - | - | €4,065 | €5,982 | €5,953 | €7,120 | €6,044 | ▼ 15.1% |
| Taxes450/3 | - | - | €3,648 | €4,515 | €4,924 | €5,712 | €4,793 | ▼ 16.1% |
| Remuneration and social security454/9 | - | - | €417 | €1,467 | €1,028 | €1,408 | €1,251 | ▼ 11.2% |
| Other amounts payable47/48 | - | - | €8,186 | €438 | €278 | €5,041 | €3,786 | ▼ 24.9% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €300 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€493 | -€83 | €10,239 | €5,354 | -€3,399 | -€3,151 | €1,085 | - |
| + Depreciation and write-downs630 | €4,277 | €3,531 | €3,429 | €3,281 | €3,638 | €5,528 | €7,121 | ▲ 28.8% |
| Operating cash flow (approximation) | €3,784 | €3,448 | €13,668 | €8,635 | €239 | €2,377 | €8,206 | ▲ 245% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€959 | -€959 | -€37,536 | €0 | - |
| Change in cash | - | €15,704 | €3,358 | -€8,195 | -€4,710 | -€5,836 | €4,296 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,274 companies had the same profile as VIMO COIFFURES has now. Two years later, 94.7% were still going and 2.5% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
94.7%
was still going
2.5%
stopped otherwise
2.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VIMO COIFFURES itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for VIMO COIFFURES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 26-09-2026 | 2026-00546561 | |
| 31-12-2024 | micro format | 24-09-2025 | 2025-00518810 | |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00491964 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00440919 | |
| 31-12-2021 | micro format | 08-11-2022 | 2022-20518465 | |
| 31-12-2020 | micro format | 15-11-2021 | 2021-77300236 | |
| 31-12-2019 | micro format | 31-08-2020 | 2020-46900509 |