VIMA CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of VIMA CONSTRUCTION is 2.5% (moderate). The 2025 annual accounts show equity of €12,772 and a net result of €7,106. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 27965 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+67
Solvency53▲+11
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.8 in 2024; short-term debt: 72.2% and cash: 29.3% of total assets), and 72.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
15.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
15 d early
2023
28 d early
2022
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€12,772▲ 125%
2024 · €5,666
Total assets
€45,889▲ 39.6%
2024 · €32,864
Net result
€7,106
2024 · -€2,284
Working capital
€234
2024 · -€5,520
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€5,680-€528▼ 90.7%-€2,061€9,555
Net result€4,594-€356▼ 92.3%-€2,284€7,106
Equity€7,594-€7,950▲ 4.7%€5,666▼ 28.7%€12,772▲ 125%
Total assets€23,631-€39,871▲ 68.7%€32,864▼ 17.6%€45,889▲ 39.6%
Debt€16,037-€31,921▲ 99.0%€27,198▼ 14.8%€33,117▲ 21.8%
Working capital-€809--€357▲ 55.8%-€5,520▼ 1,445%€234
Staff (FTE)0.4-1.3▲ 225%1.7▲ 30.8%1.5▼ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9,555 after a loss of €2,061 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45,889
Fixed assets
€12,538 ▲ 12.1%
Current assets
€33,351 ▲ 53.8%
Equity and liabilities €45,889
Equity
€12,772 ▲ 125%
Debt
€33,117 ▲ 21.8%
Debt's share of the balance-sheet total falls from 82.8% to 72.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12,970▲
2024 · €300
Cash flow
€10,522▲
2024 · €77
Current ratio
1.01▲
2024 · 0.80
Debt to equity
2.59▼
2024 · 4.80
ROE
55.6%▲
2024 · -40.3%
ROA
15.5%▲
2024 · -7.0%
Interest coverage
20.27▲
2024 · 1.34
Debt ≤ 1 year
€33,117▲
2024 · €27,198
Income taxes
€1,809
Staff costs
€34,685▲
2024 · €32,467
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5,262 | €17,517 | €32,467 | €34,685 | ▲ 6.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,114 | €4,110 | €2,361 | €3,415 | ▲ 44.7% |
| Other operating charges640/8 | €831 | €533 | €2,672 | €1,900 | ▼ 28.9% |
| Gross operating margin9900 | €15,887 | €22,688 | €35,439 | €49,555 | ▲ 39.8% |
| Operating profit (loss)9901 | €5,680 | €528 | -€2,061 | €9,555 | ▲ 564% |
| Financial income75/76B | €0 | €0 | €0 | €0 | ▲ 300% |
| Recurring financial income75 | €0 | €0 | €0 | €0 | ▲ 300% |
| Financial charges65/66B | €26 | €123 | €224 | €640 | ▲ 186% |
| Recurring financial charges65 | €26 | €123 | €224 | €640 | ▲ 186% |
| Profit (loss) for the period before taxes9903 | €5,654 | €405 | -€2,284 | €8,915 | ▲ 490% |
| Income taxes67/77 | €1,060 | €48 | - | €1,809 | - |
| Profit (loss) for the period9904 | €4,594 | €356 | -€2,284 | €7,106 | ▲ 411% |
| Profit (loss) for the period to be appropriated9905 | €4,594 | €356 | -€2,284 | €7,106 | ▲ 411% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €23,631 | €39,871 | €32,864 | €45,889 | ▲ 39.6% |
| Fixed assets21/28 | €8,403 | €8,307 | €11,186 | €12,538 | ▲ 12.1% |
| Tangible fixed assets22/27 | €7,803 | €7,707 | €10,586 | €11,238 | ▲ 6.2% |
| Plant, machinery and equipment23 | €1,375 | €4,745 | €10,586 | €11,238 | ▲ 6.2% |
| Furniture and vehicles24 | €6,427 | €2,962 | - | - | - |
| Financial fixed assets28 | €600 | €600 | €600 | €1,300 | ▲ 117% |
| Current assets29/58 | €15,228 | €31,564 | €21,678 | €33,351 | ▲ 53.8% |
| Amounts receivable within one year40/41 | €4,021 | €17,211 | €7,793 | €19,054 | ▲ 145% |
| Trade receivables40 | - | €11,250 | €4,734 | €13,868 | ▲ 193% |
| Other amounts receivable41 | €4,021 | €5,960 | €3,058 | €5,186 | ▲ 69.6% |
| Cash at bank and in hand54/58 | €10,614 | €12,428 | €12,076 | €13,434 | ▲ 11.3% |
| Deferred charges and accrued income490/1 | €593 | €1,925 | €1,810 | €863 | ▼ 52.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €23,631 | €39,871 | €32,864 | €45,889 | ▲ 39.6% |
| Equity10/15 | €7,594 | €7,950 | €5,666 | €12,772 | ▲ 125% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €4,594 | €4,950 | €2,666 | €9,772 | ▲ 267% |
| Amounts payable17/49 | €16,037 | €31,921 | €27,198 | €33,117 | ▲ 21.8% |
| Amounts payable within one year42/48 | €16,037 | €31,921 | €27,198 | €33,117 | ▲ 21.8% |
| Trade debts44 | €3,500 | €4,265 | €8,850 | €16,369 | ▲ 85.0% |
| Suppliers440/4 | €3,500 | €4,265 | €8,850 | €16,369 | ▲ 85.0% |
| Advances received on contracts in progress46 | - | €11,265 | - | - | - |
| Taxes, remuneration and social security45 | €1,594 | €4,553 | €8,809 | €11,057 | ▲ 25.5% |
| Taxes450/3 | €1,060 | €819 | €76 | €1,957 | ▲ 2,482% |
| Remuneration and social security454/9 | €534 | €3,735 | €8,733 | €9,100 | ▲ 4.2% |
| Other amounts payable47/48 | €10,943 | €11,837 | €9,539 | €5,691 | ▼ 40.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,594 | €356 | -€2,284 | €7,106 | ▲ 411% |
| + Depreciation and write-downs630 | €4,114 | €4,110 | €2,361 | €3,415 | ▲ 44.7% |
| Operating cash flow (approximation) | €8,708 | €4,466 | €77 | €10,522 | ▲ 13,652% |
| Investment in fixed assets (approximation) | - | -€4,014 | -€5,239 | -€4,768 | ▲ 9.0% |
| Change in cash | - | €1,814 | -€352 | €1,359 | ▲ 486% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7,106
Net result €7,106 after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€2,284
Net result drops to -€2,284, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2021
Ground area
2,607 m²
Building footprint
176 m²
Volume, LiDAR
851 m³
2 parcels, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIMA CONSTRUCTION
since 20212.323.745.460
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92104E0097/00X000 | Wallonia | 1,422 m² | - | - |
| 92013E0137/00D000 | Wallonia | 1,185 m² | 1 · 176 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAUFFMAN Toitures
BE 0753.647.042
Durbuy · Eq €12,804
NOVA-BÂT
BE 1025.858.637
Liège · Eq €12,718
WILKIN FREDERIC TOITURE ET BARDAGE
BE 0784.369.912
Verviers · Eq €12,687
ACouvert
BE 0752.529.661
Visé · Eq €12,674
MLV BOUW
BE 0797.641.886
Maasmechelen · Eq €12,658
Of 8,568 companies in sector 43410 we hold annual accounts for 4,366. 2,577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.