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VIMA

Active
Private limited companyfounded 20233 yrs activeVosken(LUB) 18A, 3210 Lubbeek, BelgiumKBO/BCE: BE 0804.740.407
Summary

The computed 12-month bankruptcy probability of VIMA is 3.0% (moderate). The 2025 annual accounts show equity of €17,009 and a net result of €14,009. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability33
Solvency27
Growth-
Track record79
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 10.17; short-term debt: 9.5% and cash: 7.1% of total assets), but 98.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.8%
Return on assets
1.5%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 12-12-2025, 19 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
19 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 August 2023, VIMA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€17,009
Total assets
€962,573
Net result
€14,009
Working capital
€835,685

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €962,573
Fixed assets €35,745
Current assets €926,828
Equity and liabilities €962,573
Equity €17,009
Debt €945,564
Debt finances 98.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€81,708
Cash flow
€22,264
Current ratio
10.17
Quick ratio
0.77
Debt to equity
55.59
ROE
82.4%
ROA
1.5%
Interest coverage
1.51
Debt ≤ 1 year
€91,143
Debt > 1 year
€851,751
Income taxes
€5,482

Peer companies

Historical observation

Of the 1,513 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
2.1% went bankrupt
1.3% stopped otherwise
96% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,513 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€962,573
Fixed assets21/28€35,745
Tangible fixed assets22/27€35,745
Furniture and vehicles24€35,745
Current assets29/58€926,828
Stocks and contracts in progress3€857,037
Stocks30/36€857,037
Cash at bank and in hand54/58€68,728
Deferred charges and accrued income490/1€1,063
Equity and liabilities
Total equity and liabilities10/49€962,573
Equity10/15€17,009
Contributions10/11€3,000
Reserves13€14,009
Distributable reserves133€14,009
Amounts payable17/49€945,564
Amounts payable after more than one year17€851,751
Financial debts170/4€851,751
Amounts payable within one year42/48€91,143
Current portion of amounts payable after more than one year42€10,527
Trade debts44€36,109
Suppliers440/4€36,109
Taxes, remuneration and social security45€5,482
Taxes450/3€5,482
Other amounts payable47/48€39,025
Accrued charges and deferred income492/3€2,670
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,255
Other operating charges640/8€7,184
Gross operating margin9900€88,892
Operating profit (loss)9901€73,453
Financial charges65/66B€53,962
Recurring financial charges65€53,962
Profit (loss) for the period before taxes9903€19,491
Income taxes67/77€5,482
Profit (loss) for the period9904€14,009
Profit (loss) for the period to be appropriated9905€14,009
Appropriation of the result
Profit (loss) to be appropriated9906€14,009
Transfer to equity691/2€14,009
To other reserves6921€14,009

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,255
Other operating charges640/8€7,184
Gross operating margin9900€88,892
Operating profit (loss)9901€73,453
Financial charges65/66B€53,962
Recurring financial charges65€53,962
Profit (loss) for the period before taxes9903€19,491
Income taxes67/77€5,482
Profit (loss) for the period9904€14,009
Profit (loss) for the period to be appropriated9905€14,009
Line2025
Assets
Total assets20/58€962,573
Fixed assets21/28€35,745
Tangible fixed assets22/27€35,745
Furniture and vehicles24€35,745
Current assets29/58€926,828
Stocks and contracts in progress3€857,037
Stocks30/36€857,037
Cash at bank and in hand54/58€68,728
Deferred charges and accrued income490/1€1,063
Equity and liabilities
Total equity and liabilities10/49€962,573
Equity10/15€17,009
Contributions10/11€3,000
Reserves13€14,009
Distributable reserves133€14,009
Amounts payable17/49€945,564
Amounts payable after more than one year17€851,751
Financial debts170/4€851,751
Amounts payable within one year42/48€91,143
Current portion of amounts payable after more than one year42€10,527
Trade debts44€36,109
Suppliers440/4€36,109
Taxes, remuneration and social security45€5,482
Taxes450/3€5,482
Other amounts payable47/48€39,025
Accrued charges and deferred income492/3€2,670
Line2025
Profit (loss) for the period9904€14,009
+ Depreciation and write-downs630€8,255
Operating cash flow (approximation)€22,264

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
12-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,502 m²
Building footprint
171 m²
Volume, LiDAR
1 m³
Parcel 24066A0205/00T008, Flanders · tallest building 0.3 m. Linked by address, not a title deed.
1 establishment unit
VIMA
Vosken(LUB) 18A, 3210 LubbeekReal estate activities
since 20232.349.683.557
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24066A0205/00T008 Flanders 1,502 m² 1 · 171 m² 0.3 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-08-2023
Fiscal year end31-05
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.