VILZ
ActiveSummary
VILZ has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €21k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency83▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.92 in 2024; short-term debt: 39.3% and cash: 64.6% of total assets), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.8%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
23 d late
2023
26 d late
2022
30 d late
2021
122 d late
2020
31 d late
2019
108 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▲ 22.7%
2024 · €17k
2018: €2k
2019: €7k
2020: €10k
2021: €14k
2022: €15k
2023: €6k
2024: €17k
2018 → 2025
Working capital
€58k▲ 11.3%
2024 · €52k
2018: €20k
2019: €27k
2020: €38k
2021: €52k
2022: €50k
2023: €58k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€67k▲ 27.9%€73k▲ 9.4%€90k▲ 23.1%€110k▲ 23.1%
Operating result€20k-€16k▼ 19.2%€10k▼ 38.6%€23k▲ 135%€30k▲ 33.5%
Net result€14k-€15k▲ 2.6%€6k▼ 56.9%€17k▲ 169%€21k▲ 22.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€58k ▲ 10.5%
Current assets
€133k ▲ 22.0%
Equity and liabilities €191k
Equity
€110k ▲ 23.1%
Debt
€81k ▲ 12.4%
Debt's share of the balance-sheet total falls from 44.4% to 42.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▲
2024 · €37k
Cash flow
€34k▲
2024 · €31k
Current ratio
1.78▼
2024 · 1.92
Debt to equity
0.73▼
2024 · 0.80
ROE
18.7%▼
2024 · 18.8%
ROA
10.8%▲
2024 · 10.4%
Interest coverage
52.91▲
2024 · 36.28
Debt ≤ 1 year
€75k▲
2024 · €57k
Debt > 1 year
€6k▼
2024 · €15k
Income taxes
€9k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€162k€191k▲
Fixed assets21/28€52k€58k▲
Tangible fixed assets22/27€52k€58k▲
Furniture and vehicles24€52k€58k▲
Current assets29/58€109k€133k▲
Amounts receivable within one year40/41€8k€7k▼
Other amounts receivable41€8k€7k▼
Current investments50/53€73€40▼
Cash at bank and in hand54/58€98k€124k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€162k€191k▲
Equity10/15€90k€110k▲
Contributions10/11€6k€6k=
Reserves13-€21k
Distributable reserves133-€21k
Profit (loss) carried forward14€84k€84k=
Amounts payable17/49€72k€81k▲
Amounts payable after more than one year17€15k€6k▼
Financial debts170/4€15k€6k▼
Amounts payable within one year42/48€57k€75k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€40k€49k▲
Accrued charges and deferred income492/3-€41
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€258€442▲
Non-recurring operating charges66A-€7k
Gross operating margin9900€38k€51k▲
Operating profit (loss)9901€23k€30k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€824▼
Recurring financial charges65€1k€824▼
Profit (loss) for the period before taxes9903€22k€30k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€17k€21k▲
Profit (loss) for the period to be appropriated9905€17k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€104k▲
Profit (loss) brought forward from the previous period14P€67k€84k▲
Transfer to equity691/2-€21k
To other reserves6921-€21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Highest result since 2018net €21k ▲22.7%
Operating result €30k, net result €21k, both a record.
31-12
Financial
Equity above €100kEq €110k ▲23.1%
8 profitable years in a row build equity to €110k.
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 23 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 30 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 122 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema · 31 days late
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Büllingen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mürringen,Kreuzstrasse 9/14760 Büllingen1 establishment unit
VILZ
since 20042.144.187.176
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Of 147 companies in sector 25402 we hold annual accounts for 100. 47 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2004
Fiscal year end31-12
Activities, NACEBEL 2025
25402Manufacture of fabricated metal products, except machinery and equipment
02200Logging
25401Forging of metal
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filings
Scores and ratios are computed by Checked and are not a credit decision.