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VILVOLEASE

Active
Public limited companyfounded 199530 yrs activePicardstraat 11, 1000 Brussel, BelgiumKBO/BCE: BE 0456.964.525
Summary

VILVOLEASE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,708 and a net result of -€193,781. Equity is shrinking by ~23% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
De vennootschap heeft tot voorwerp zowel in België als in het buitenland, hetzij voor…
From the articles, 7 activitiesNo NACE code in the KBO yet1 site
Size
€956,448total assets 2025
Equity
€263,708
Loss
-€193,781
Net result +82%: branch transferred
Financial health
77 Excellent Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Parent
EXTENSA GROUP · 99.99%
Board
2 members
Holdings
1
Auditor: Deloitte Bedrijfsrevisoren/Réviseurs d’EntreprisesAccounts 59 d early
Why 77- Loss of €193,781, the second in a row (FY 2025)- Liquidity: current ratio 1.02, cash €821, halved+ Size: total assets €956,448+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
77 / 100
Excellent
Probability in this band: under 0.55%
Better than 14% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 53-13
equity 27.6% of total assets
Liquidity 11-9
short-term debt 72.4% · cash 0.1%
Profitability 0=
return on assets -20.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%● 0.0% vs 12-2024 02-2025: 0.6%● 0.0% vs 01-2025 03-2025: 0.6%● 0.0% vs 02-2025 04-2025: 0.6%▼ -1.6% vs 03-2025 05-2025: 0.6%▲ +0.3% vs 04-2025 06-2025: 0.5%▼ -12.6% vs 05-2025 07-2025: 0.5%● 0.0% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%▼ -1.6% vs 08-2025lowest value 10-2025: 0.5%● 0.0% vs 09-2025lowest value 11-2025: 0.5%● 0.0% vs 10-2025lowest value 12-2025: 0.5%● 0.0% vs 11-2025lowest value 01-2026: 0.6%▲ +19.8% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.7%▲ +6.3% vs 02-2026 04-2026: 0.7%● 0.0% vs 03-2026 05-2026: 0.7%▲ +0.3% vs 04-2026 06-2026: 0.7%▲ +0.1% vs 05-2026highest value 07-2026: 0.6%▼ -18.5% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Size: total assets €956,448 lowers the probability for this profile
  • Loss of €193,781, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 1.02, cash €821, halved raises the probability
  • Legal form Public limited company lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.31 in 2024; short-term debt: 72.4% and cash: 0.1% of total assets), and 72.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 32%, liquidity 9%, profitability 4%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €956,448
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €193,781, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.02, cash €821, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€193,781
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 d early
2024
69 d early
2023
75 d early
2022
49 d early
2021
61 d early
2020
12 d late
2019
53 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 51 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. MiscellaneousAppointment: DELOITTE BEDRIJFSREVISOREN/RÉVISEURS D'ENTREPRISES BV…
  2. Capital & shares · RestructuringDemerger · Shareholding · Accounting…
  3. Annual accounts filedfiscal year 2025 · full…

Key points

  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€193,781 View
  • Result rose in 2025branch transferred to Extensa Invest I ▲ 82.1% View
  • 2 restructurings since 2024latest: branch transferred to Extensa Invest I 2 View
  • Controlled by EXTENSA GROUPknown shareholders 100% 99.99% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€956,448
Loss
-€193,781
Solvency
27.6%
Turnover▼ 100%
Net result
20182020
Go to Financials

Board & ownership

Board
2 members
Parent
EXTENSA GROUP · 99.99%
Known shareholders
100%
Auditor
Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
Go to Board & ownership

Network & group

Group
ACKERMANS & VAN HAAREN
Holdings
1
Connected companies
13
Mergers and contributions
4

1 holding

Go to Network & group

Timeline

Events
44
Since
2004
Next accounts
by 31-07-2027
  1. 28-08-2026Miscellaneous
  2. 07-07-2026Capital & shares · Restructuring
  3. 02-06-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
22-12-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
3
Purpose
De vennootschap heeft tot voorwerp zowel in België als in het buitenland, hetzij voor…
Go to Articles of association

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