VILOMA
ActiveVILOMA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €117k. Equity is shrinking by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.01 in 2024; short-term debt: 84.6% and cash: 74% of total assets), and 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.4%
Return on assets
70.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-11-2025, 82 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
82 d early
2024
64 d early
2023
76 d early
2022
55 d early
2021
54 d early
2020
58 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k=
2024 · €26k
2019: €181k
2020: €244k
2021: €76k
2022: €22k
2023: €26k
2024: €26k
2019 → 2025
Total assets
€167k▼ 2.8%
2024 · €172k
2019: €212k
2020: €278k
2021: €143k
2022: €207k
2023: €390k
2024: €172k
2019 → 2025
Net result
€117k▲ 37.1%
2024 · €86k
2019: €58k
2020: €63k
2021: €55k
2022: €61k
2023: €303k
2024: €86k
2019 → 2025
Working capital
€-7k
2024 · €2k
2019: €127k
2020: €200k
2021: €30k
2022: €-18k
2023: €-4k
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€22k▼ 70.5%€26k▲ 15.2%€26k=€26k=
Operating result€73k-€82k▲ 12.4%€412k▲ 404%€117k▼ 71.7%€154k▲ 32.0%
Net result€55k-€61k▲ 10.8%€303k▲ 394%€86k▼ 71.8%€117k▲ 37.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€32k▲ 34.3%
Current assets
€135k▼ 8.8%
Equity and liabilities €167k
Equity
€26k=
Debt
€141k▼ 3.3%
The debt ratio falls from 85.0% to 84.6%. Debt is lower.
Key figures and ratios
EBITDA
€163k▲
2024 · €124k
Cash flow
€126k▲
2024 · €93k
Solvency
15.4%▲
2024 · 15.0%
Current ratio
0.95▼
2024 · 1.01
Quick ratio
0.95▼
2024 · 1.01
Debt / equity
5.48▼
2024 · 5.66
ROE
455.1%▲
2024 · 332.0%
ROA
70.3%▲
2024 · 49.8%
Interest coverage
86.47▲
2024 · 27.04
Debt
€141k▼
2024 · €146k
Debt ≤ 1 year
€141k▼
2024 · €146k
Income taxes
€35k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€167k▼
Fixed assets21/28€24k€32k▲
Tangible fixed assets22/27€24k€32k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€7k€11k▲
Other tangible fixed assets26€15k€18k▲
Current assets29/58€148k€135k▼
Amounts receivable within one year40/41€3k€7k▲
Trade receivables40€3k€0▼
Other amounts receivable41-€7k
Cash at bank and in hand54/58€140k€124k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€172k€167k▼
Equity10/15€26k€26k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€146k€141k▼
Amounts payable within one year42/48€146k€141k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€34k€19k▼
Taxes450/3€34k€19k▼
Other amounts payable47/48€109k€117k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€126k€164k▲
Operating profit (loss)9901€117k€154k▲
Financial income75/76B€1k€293▼
Recurring financial income75€1k€293▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€113k€152k▲
Income taxes67/77€28k€35k▲
Profit (loss) for the period9904€86k€117k▲
Profit (loss) for the period to be appropriated9905€86k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€123k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Profit to be distributed694/7€86k€117k▲
Return on contributions (dividend)694€86k€117k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
16-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €303k ▲394%
Operating result €412k, net result €303k, both a record.
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €55k ▼11.9%
Net result drops to €55k, the lowest in the series; recovery starts the following year.
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €200kEq €244k ▲34.9%
2 profitable years in a row build equity to €244k.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 293 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krokusstraat 83590 DiepenbeekGround area
1,370 m²
Building footprint
203 m²
Volume, LiDAR
1,065 m³
Parcel 71011I0320/00A000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VILOMA
since 20162.256.751.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I0320/00A000 | Flanders | 1,370 m² | 1 · 202 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 120 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 33,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2016
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.