Losses
-€16,095 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
La Villa Fleurie
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €1.7m (2025)
€1.7m▲ 0.3%
lowest -€172,673 (2007)
-€1,119▼ €557
peak €725,447 (2022)
€709,352▼ 0.2%
€897,496▼ 15.6%
peak 26.1 FTE (2024)
26.1 FTEunchanged
Board2 names since 2020
2 directorsSATIMAK and 1 other
Owners3 names in the annual accounts
89.29%SATIMAK and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Loss of €1,119Debts from €1.1m to €897,496Cash from €34,325 to €18,884
Key points
from the 2025 annual accountsInvestments
€25,043 0.2 × depreciation
Green is investment, beige is depreciation.
Filings
35 annual accounts since 1991
Four of the last ten came late. The 2018 accounts came latest: 120 days after the end of the period.
Checked score
87
Excellent
Financially stronger than 36% of small companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 613 companies (NACE 87, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.3 percentage points vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%▼ -0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.42, cash €18,884
Size: 26.1 FTE, total assets €1.6m
lowers risk
Sector: Residential care activities (NACE 87)
Founded in 1991
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 47% of them on solvency, 16% on liquidity, 44% on profitability and 36% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as La Villa Fleurie has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of La Villa Fleurie itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for La Villa Fleurie. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.42 (0.47 in 2024), below 1. Short-term debt is 39.2% and cash 1.2% of total assets. 55.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
16 days early
2023
30 days late
2022
1 day early
2021
31 days late
2020
1 day early
2019
84 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SATIMAK 89.29%score 94equity €1.1m (2025) · 30-06-2025 annual accounts of SATIMAK
- JASPIMIAL 10.37%equity €484,274 (2025) · 2025 annual accounts of JASPIMIAL
Recent changes
1 director appointed
SATIMAK · Permanent representatives: Abbas KHINACHE and Jacques SPILEERS · Gazette deed
New establishment in Celles (lez-Tournai)
LA VESPREE, Rue Provinciale 238
First establishment
Rue Blanche-Porte 6, Brunehaut
Incorporation
published on 06-07-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| La Villa Fleurie Brunehaut | €1.6m | €1.7m | 44.1% | 26.1 |
| RESIDENTIE FELICITE Schoten | €0.9m | €1.5m | -42.7% | 25.2 |
| Woonzorgcentrum De Verlosser Dilbeek | €2.4m | €2.2m | 70.7% | 31 |
| FRALACORBI - HOME Charleroi | €2.6m | €2.4m | 38.7% | 31.4 |
| LE PHALENSTERE Farciennes | €0.7m | €1.7m | -71.4% | 28.6 |
| BENAJA Vleteren | €0.9m | €1.6m | -2.7% | 20 |
| RESIDENTIE YASMINA Overijse | €2.6m | €1.5m | 47.9% | 20 |
These companies have the same main activity as La Villa Fleurie: residential care activities (NACE 87101). They are comparable in size and age: total assets between €684,000 and €2.6m, founded between 1985 and 1998.
Official details
Source: KBO- Status
- Active since 10-06-1991Normal situation
- Activity
- Residential care activitiesNACE 87101and 1 other
- Establishment units
- 2.054.275.3047620 Brunehaut, since 25-09-1991
- 2.158.191.6027760 Celles (lez-Tournai), since 28-12-2006
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €2.0mestimated
- €1.6m▼ 9.4%
- Employeeson 31-12-2025
- 36▲ 5.9%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on La Villa Fleurie
La Villa Fleurie files the abbreviated format. That format states no turnover. The gross margin rose from €650,989 in 2006 to €1.7m in 2025.
The balance sheet grew most from 2008 to 2010 through fixed assets, financed with long-term debt.
SATIMAK holds 89.29% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about La Villa Fleurie
- What is the company number of La Villa Fleurie?
- The company number of La Villa Fleurie is 0444.412.923. The VAT number is the same number with BE in front: BE 0444.412.923.
- Where is La Villa Fleurie based?
- The registered office is at Rue Blanche-Porte 6, 7620 Brunehaut.Company details
- What does La Villa Fleurie do?
- According to the KBO register, the main activity is residential care activities (NACE 87101).
- What is the legal form of La Villa Fleurie?
- La Villa Fleurie is a private limited company (pre-2019) (BVBA).
- When was La Villa Fleurie founded?
- La Villa Fleurie was founded on 10-06-1991.
- Is La Villa Fleurie still active?
- Yes, La Villa Fleurie is an active enterprise in the KBO register.
- How many employees does La Villa Fleurie have?
- La Villa Fleurie had an average of 26.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of La Villa Fleurie?
- The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €1.7m and 103 comparable companies (NACE 87). It probably lies between €1.7m and €2.3m.
- Is La Villa Fleurie profitable?
- In financial year 2025, La Villa Fleurie made a loss of €1,119.
- Where can I find the annual accounts of La Villa Fleurie?
- La Villa Fleurie filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of La Villa Fleurie due?
- La Villa Fleurie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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