BENAJA
ActiveSummary
The annual accounts of BENAJA for fiscal year 2024 show a net loss of 53% of the equity at the start of that year. The 2024 annual accounts show equity of €226k and a net result of €-251k. Equity is shrinking by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 638 sector peers (fiscal year 2024). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-61
Solvency45▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.01 against 1.48 in 2023; short-term debt: 30.1% and cash: 10.8% of total assets), and 80.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Residential care activities (NACE 87)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.6%
Return on assets
-21.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-251k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 638 sector peers (2024).
NBB · sector comparisonPosition among 638 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
58 d late
2022
121 d late
2021
61 d late
2020
89 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€226k▼ 52.6%
2023 · €477k
2018: €879k
2019: €881k▲ +0.2% vs 2018highest in 7 years
2020: €814k▼ -7.5% vs 2019
2021: €649k▼ -20.3% vs 2020
2022: €562k▼ -13.5% vs 2021
2023: €477k▼ -15.1% vs 2022
2024: €226k▼ -52.6% vs 2023lowest in 7 years
2018 → 2024
Total assets
€1.15M▼ 16.8%
2023 · €1.39M
2018: €1.30M
2019: €1.75M▲ +35.1% vs 2018highest in 7 years
2020: €1.71M▼ -2.8% vs 2019
2021: €1.52M▼ -10.7% vs 2020
2022: €1.54M▲ +0.9% vs 2021
2023: €1.39M▼ -9.7% vs 2022
2024: €1.15M▼ -16.8% vs 2023lowest in 7 years
2018 → 2024
Net result
€-251k▼ 196%
2023 · €-85k
2018: €103khighest in 7 years
2019: €2k▼ -98.0% vs 2018
2020: €-66k▼ -3367% vs 2019
2021: €-165k▼ -150% vs 2020
2022: €-87k▲ +47.1% vs 2021
2023: €-85k▲ +3.1% vs 2022
2024: €-251k▼ -196% vs 2023lowest in 7 years
2018 → 2024
Working capital
€4k▼ 97.5%
2023 · €154k
2018: €31k
2019: €524k▲ +1567% vs 2018highest in 7 years
2020: €471k▼ -10.3% vs 2019
2021: €145k▼ -69.2% vs 2020
2022: €143k▼ -1.6% vs 2021
2023: €154k▲ +8.0% vs 2022
2024: €4k▼ -97.5% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€814k-€649k▼ 20.3%€562k▼ 13.5%€477k▼ 15.1%€226k▼ 52.6%
2020: €814khighest in 5 years
2021: €649k▼ -20.3% vs 2020
2022: €562k▼ -13.5% vs 2021
2023: €477k▼ -15.1% vs 2022
2024: €226k▼ -52.6% vs 2023lowest in 5 years
Operating result€-56k-€-149k▼ 167%€-76k▲ 49.3%€-86k▼ 13.7%€-248k▼ 188%
2020: €-56khighest in 5 years
2021: €-149k▼ -167% vs 2020
2022: €-76k▲ +49.3% vs 2021
2023: €-86k▼ -13.7% vs 2022
2024: €-248k▼ -188% vs 2023lowest in 5 years
Net result€-66k-€-165k▼ 150%€-87k▲ 47.1%€-85k▲ 3.1%€-251k▼ 196%
2020: €-66khighest in 5 years
2021: €-165k▼ -150% vs 2020
2022: €-87k▲ +47.1% vs 2021
2023: €-85k▲ +3.1% vs 2022
2024: €-251k▼ -196% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €248k in 2024 against €86k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.15M
Fixed assets
€804k ▼ 12.1%
Current assets
€351k ▼ 26.0%
Equity and liabilities €1.15M
Equity
€226k ▼ 52.6%
Debt
€929k ▲ 1.9%
Debt's share of the balance-sheet total rises from 65.6% to 80.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-99k▼
2023 · €73k
Cash flow
€-102k▼
2023 · €74k
Current ratio
1.01▼
2023 · 1.48
Debt to equity
4.11▲
2023 · 1.91
ROE
-110.9%▼
2023 · -17.8%
ROA
-21.7%▼
2023 · -6.1%
Interest coverage
-41.12▼
2023 · 181806.58
Debt ≤ 1 year
€347k▲
2023 · €320k
Debt > 1 year
€515k=
2023 · €515k
Income taxes
€3k▼
2023 · €4k
Staff costs
€1.67M▲
2023 · €1.57M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.39M€1.15M▼
Fixed assets21/28€914k€804k▼
Tangible fixed assets22/27€914k€803k▼
Land and buildings22€557k€513k▼
Plant, machinery and equipment23€204k€186k▼
Furniture and vehicles24€152k€104k▼
Financial fixed assets28€500€500=
Current assets29/58€474k€351k▼
Amounts receivable within one year40/41€177k€120k▼
Trade receivables40€158k€98k▼
Other amounts receivable41€19k€22k▲
Current investments50/53€64k€53k▼
Cash at bank and in hand54/58€176k€125k▼
Deferred charges and accrued income490/1€57k€52k▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.15M▼
Equity10/15€477k€226k▼
Profit (loss) carried forward14€477k€226k▼
Amounts payable17/49€911k€929k▲
Amounts payable after more than one year17€515k€515k=
Financial debts170/4€515k€515k=
Amounts payable within one year42/48€320k€347k▲
Trade debts44€73k€65k▼
Suppliers440/4€73k€65k▼
Taxes, remuneration and social security45€243k€261k▲
Taxes450/3€25k€21k▼
Remuneration and social security454/9€219k€240k▲
Accrued charges and deferred income492/3€76k€67k▼
Income statement
Code20232024
Non-recurring operating income76A€12k€9k▼
Remuneration, social security and pensions62€1.57M€1.67M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€149k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€1k€512▼
Non-recurring operating charges66A€14k€476▼
Gross operating margin9900€1.66M€1.57M▼
Operating profit (loss)9901€-86k€-248k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€0€2k▲
Recurring financial charges65€0€2k▲
Profit (loss) for the period before taxes9903€-81k€-248k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€-85k€-251k▼
Profit (loss) for the period to be appropriated9905€-85k€-251k▼
Appropriation of the result
Profit (loss) to be appropriated9906€477k€226k▼
Profit (loss) brought forward from the previous period14P€562k€477k▼
Social balance
Average headcount (FTE)908722.720.5▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €24k | €1k | €12k | €9k | ▼ 23.5% |
| Remuneration, social security and pensions62 | - | €1.53M | €1.68M | €1.57M | €1.67M | ▲ 6.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €100k | €140k | €150k | €159k | €149k | ▼ 6.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €1k | - |
| Other operating charges640/8 | - | €10k | €543 | €1k | €512 | ▼ 51.1% |
| Non-recurring operating charges66A | - | €2k | - | €14k | €476 | ▼ 96.6% |
| Gross operating margin9900 | €1.44M | €1.53M | €1.76M | €1.66M | €1.57M | ▼ 5.2% |
| Operating profit (loss)9901 | €-56k | €-149k | €-76k | €-86k | €-248k | ▼ 188% |
| Financial income75/76B | - | €2 | €0 | €5k | €2k | ▼ 59.9% |
| Recurring financial income75 | €2k | €2 | €0 | €5k | €2k | ▼ 59.9% |
| Financial charges65/66B | - | €13k | €8k | €0 | €2k | ▲ 600,718% |
| Recurring financial charges65 | €8k | €13k | €8k | €0 | €2k | ▲ 600,718% |
| Profit (loss) for the period before taxes9903 | €-62k | €-162k | €-83k | €-81k | €-248k | ▼ 208% |
| Income taxes67/77 | €4k | €3k | €4k | €4k | €3k | ▼ 32.5% |
| Profit (loss) for the period9904 | €-66k | €-165k | €-87k | €-85k | €-251k | ▼ 196% |
| Profit (loss) for the period to be appropriated9905 | €-66k | €-165k | €-87k | €-85k | €-251k | ▼ 196% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.71M | €1.52M | €1.54M | €1.39M | €1.15M | ▼ 16.8% |
| Fixed assets21/28 | €908k | €1.06M | €1.01M | €914k | €804k | ▼ 12.1% |
| Tangible fixed assets22/27 | €908k | €1.06M | €1.00M | €914k | €803k | ▼ 12.1% |
| Land and buildings22 | - | €645k | €599k | €557k | €513k | ▼ 8.0% |
| Plant, machinery and equipment23 | - | €132k | €181k | €204k | €186k | ▼ 8.7% |
| Furniture and vehicles24 | - | €285k | €225k | €152k | €104k | ▼ 31.5% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €797k | €460k | €532k | €474k | €351k | ▼ 26.0% |
| Amounts receivable within one year40/41 | €167k | €155k | €261k | €177k | €120k | ▼ 32.0% |
| Trade receivables40 | - | €98k | €207k | €158k | €98k | ▼ 37.6% |
| Other amounts receivable41 | - | €57k | €54k | €19k | €22k | ▲ 15.2% |
| Current investments50/53 | €28k | €64k | €64k | €64k | €53k | ▼ 17.0% |
| Cash at bank and in hand54/58 | €589k | €227k | €191k | €176k | €125k | ▼ 29.1% |
| Deferred charges and accrued income490/1 | - | €13k | €15k | €57k | €52k | ▼ 7.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.71M | €1.52M | €1.54M | €1.39M | €1.15M | ▼ 16.8% |
| Equity10/15 | €814k | €649k | €562k | €477k | €226k | ▼ 52.6% |
| Profit (loss) carried forward14 | €814k | €649k | €562k | €477k | €226k | ▼ 52.6% |
| Amounts payable17/49 | €891k | €873k | €975k | €911k | €929k | ▲ 1.9% |
| Amounts payable after more than one year17 | €509k | €500k | €515k | €515k | €515k | = |
| Financial debts170/4 | - | €500k | €515k | €515k | €515k | = |
| Amounts payable within one year42/48 | €326k | €315k | €389k | €320k | €347k | ▲ 8.6% |
| Current portion of amounts payable after more than one year42 | - | €9k | - | - | - | - |
| Trade debts44 | €68k | €47k | €74k | €73k | €65k | ▼ 11.5% |
| Suppliers440/4 | - | €47k | €74k | €73k | €65k | ▼ 11.5% |
| Taxes, remuneration and social security45 | - | €256k | €312k | €243k | €261k | ▲ 7.1% |
| Taxes450/3 | - | €19k | €32k | €25k | €21k | ▼ 16.6% |
| Remuneration and social security454/9 | - | €236k | €280k | €219k | €240k | ▲ 9.8% |
| Accrued charges and deferred income492/3 | - | €59k | €71k | €76k | €67k | ▼ 13.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-66k | €-165k | €-87k | €-85k | €-251k | ▼ 196% |
| + Depreciation and write-downs630 | €100k | €140k | €150k | €159k | €149k | ▼ 6.1% |
| Operating cash flow (approximation) | €34k | €-25k | €62k | €74k | €-102k | ▼ 238% |
| Investment in fixed assets (approximation) | - | €-295k | €-92k | €-68k | €-39k | ▲ 43.0% |
| Change in cash | - | €-361k | €-36k | €-15k | €-51k | ▼ 247% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet €-251k
Net result drops to €-251k, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 121 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 68 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 2.81
Current ratio from 1.11 to 2.81.
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 72 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 122 days late
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vleteren · 1 establishment unit since 2006
Ground area
4,044 m²
Building footprint
1,079 m²
Volume, LiDAR
8,561 m³
Parcel 33018A0531/00P000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BENAJA
since 20062.154.929.828
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33018A0531/00P000 | Flanders | 4,044 m² | 1 · 1,079 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 1,056,087 EUR awarded · 1,056,087 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 890,774 EUR | 890,774 EUR |
| 2024 | 1 | 24,294 EUR | 34,374 EUR |
| 2023 | 2 | 53,593 EUR | 43,513 EUR |
| 2022 | 2 | 87,426 EUR | 87,426 EUR |
Schemes
Erkenning en financiering/subsidiëring van woonzorgcentra
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Relance budget 45 - Inzetten op kwaliteit en 'good governance' van WZC & vooruitschuif nieuw beleid
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteVleteren2.154.929.828
Care and welfare
2 services · 1 liveBenaja
Benaja
Dual-learning approval
3 live approvals · 2 endedAssistentie in wonen, zorg en welzijn duaal (so)
Verzorgende/Zorgkundige duaal (so)
Zorgkundige (vwo)
Show 2 ended approvals
Logistiek helper in de zorginstellingen (so)
Verzorgende/zorgkundige (so)
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Of 322 companies in sector 87101 we hold annual accounts for 235. 103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formNon-profit association
Founded26-10-1985
Fiscal year end31-12
Activities, NACEBEL 2025
87101Residential care activities
Scores and ratios are computed by Checked and are not a credit decision.