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VILLA BORGHESE

Active
Private limited companyfounded 1998active for 28 yearsLéon Lefèvrestraat 46, 9620 Zottegem, BelgiumKBO/BCE: BE 0463.295.952
Summary

The computed 12-month bankruptcy probability of VILLA BORGHESE is 2.3% (moderate). The annual accounts of VILLA BORGHESE for financial year 2025 show a net loss of 55% of total assets and of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €19,709 and a net result of -€20,991. Equity is shrinking by about 10% per year across the filed financial years. Its solvency ranks better than 69% of 16,547 sector peers (NACE 56, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
8th oldest company in Zottegem, Accommodation and food service sector1 site
Size
€37,913total assets 2025
Equity
€19,709
Loss
-€20,991
Turnover not published (abbreviated or micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Accounts filed 31 days late0 of 2 deeds read
Why 52raises riskSector: Food and beverage service activities (NACE 56)Loss of €20,991, the second in a row (financial year 2025)Latest accounts 31 days late; 2 of the last 3 latelowers riskFounded in 1998Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 29% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency 77-23
equity 52.0% of total assets
Liquidity 28-17
short-term debt 48.0% · cash 1.1%
Profitability 0=
return on assets -55.4%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,741 companies, NACE 56, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.2 percentage points vs 07-2025 09-2025: 1.2%▲ +0.3 percentage points vs 08-2025 10-2025: 6.4%▲ +5.2 percentage points vs 09-2025highest value 11-2025: 6.4%● unchanged vs 10-2025highest value 12-2025: 6.4%● unchanged vs 11-2025highest value 01-2026: 3.7%▼ -2.7 percentage points vs 12-2025 02-2026: 3.7%● unchanged vs 01-2026 03-2026: 3.7%● unchanged vs 02-2026 04-2026: 3.6%▼ -0.1 percentage points vs 03-2026 05-2026: 3.6%● unchanged vs 04-2026 06-2026: 3.2%▼ -0.4 percentage points vs 05-2026 07-2026: 3.4%▲ +0.2 percentage points vs 06-2026 08-2026: 4.2%▲ +0.8 percentage points vs 07-2026 09-2026: 2.5%▼ -1.7 percentage points vs 08-2026 10-2026: 2.3%▼ -0.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.4, compared with 0.62 in 2024, below 1; short-term debt: 48% and cash: 1.1% of total assets), and 48% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 69% on solvency, 23% on liquidity, 8% on profitability and 14% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Loss of €20,991, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€20,991
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
50 days late
2023
30 days late
2022
29 days late
2021
141 days late
2020
26 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€63,345

Key points

  • Caution: Among the weakest 12% on net resultsector median €4,938 · 16,525 companies -€20,991 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€20,991 View
  • Active since 1998founded 05-05-1998 28 years View

By topic

Financials

Financial year
2025
Total assets
€37,913
Loss
-€20,991
Solvency
52.0%
Total assets▼ 23.7%
Net result
20182025
Go to Financials

Timeline

Events
33
Since
1999
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 31-12-2023Liquidity times 6
  3. 31-12-2023Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
05-05-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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