Villa Bambi

Active

Private limited companyfounded 20233 yrs activeStuiverstraat 225, 8400 Oostende, BelgiumKBO/BCE: BE 0804.781.185

Summary

Villa Bambi has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,869 and a net result of -€3,131. Its solvency ranks better than 47% of 684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

Villa BambiActiveChecked score 85/100

Risk analysis Report Compare

Activity

Day nurseries and crèches

NACE 88911

2 sites

Size

€232,183total assets 2025

Staff: 2.2 FTE
Equity: €86,869
Loss: -€3,131

Turnover not published (abridged schema)

Financial health

85 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts filed 2 d late0 of 1 deed read

Why 85- Founded in 2023- 2 establishment units+ Sector Social work activities without accommodation (NACE 88)+ Size: total assets €232,183Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Better than 35% of its sector peers (NACE 88, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 62

equity 37.4% of total assets

Liquidity 55

short-term debt 19.2% · cash 8.6%

Profitability 38

return on assets -1.3%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,117 companies)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%▲ +3.2% vs 11-2024 01-2025: 0.4%▲ +0.8% vs 12-2024 02-2025: 0.4%▲ +11.4% vs 01-2025 03-2025: 0.5%▲ +14.4% vs 02-2025 04-2025: 0.5%▲ +7.1% vs 03-2025 05-2025: 0.5%▼ -3.0% vs 04-2025 06-2025: 0.5%▲ +0.4% vs 05-2025 07-2025: 0.6%▲ +9.3% vs 06-2025 08-2025: 0.6%▲ +5.5% vs 07-2025 09-2025: 0.6%▲ +1.5% vs 08-2025 10-2025: 0.6%▼ -1.7% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%▲ +2.0% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.7%▲ +14.4% vs 01-2026highest value 03-2026: 0.2%▼ -65.4% vs 02-2026 04-2026: 0.2%▼ -1.7% vs 03-2026lowest value 05-2026: 0.2%● 0.0% vs 04-2026lowest value 06-2026: 0.2%● 0.0% vs 05-2026lowest value 07-2026: 0.2%● 0.0% vs 06-2026lowest value 08-2026: 0.2%● 0.0% vs 07-2026lowest value 09-2026: 0.2%▲ +1.7% vs 08-2026 10-2026: 0.3%▲ +6.7% vs 09-2026

Sector Social work activities without accommodation (NACE 88) lowers the probability
Founded in 2023 raises the probability for this profile
Size: total assets €232,183 lowers the probability for this profile
2 establishment units raises the probability

Credit up to €7,000 at 30 days acceptable

Liquidity ample (current ratio 1.5; short-term debt: 19.2% and cash: 8.6% of total assets), but 62.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 88, micro). Better than this share of them on solvency 44%, liquidity 35%, profitability 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Social work activities without accommodation (NACE 88)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €232,183

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

2 establishment units

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

2 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage