Villa Anamma
ActiveThe computed 12-month bankruptcy probability of Villa Anamma is 3.1% (moderate). The 2025 annual accounts show equity of €124k and a net result of €48k. Equity is growing by ~63.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 3674 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+3
Solvency37▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.33 in 2024; short-term debt: 36.8% and cash: 3.2% of total assets), and 87.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.1%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
33 d late
2024
31 d late
2023
on the day
2022
4 d early
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€124k▲ 63.3%
2024 · €76k
2021: €-8k
2022: €6k
2023: €53k
2024: €76k
2021 → 2025
Total assets
€1.02M▲ 0.2%
2024 · €1.02M
2021: €635k
2022: €812k
2023: €990k
2024: €1.02M
2021 → 2025
Net result
€48k▲ 113%
2024 · €23k
2021: €-58k
2022: €15k
2023: €47k
2024: €23k
2021 → 2025
Working capital
€-221k▼ 2.4%
2024 · €-216k
2021: €-114k
2022: €-270k
2023: €-260k
2024: €-216k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€6k€53k▲ 782%€76k▲ 42.4%€124k▲ 63.3%
Operating result€-50k-€26k€61k▲ 138%€42k▼ 30.8%€66k▲ 57.3%
Net result€-58k-€15k€47k▲ 225%€23k▼ 52.2%€48k▲ 113%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€866k▼ 4.9%
Current assets
€156k▲ 43.6%
Equity and liabilities €1.02M
Equity
€124k▲ 63.3%
Debt
€898k▼ 4.8%
The debt ratio falls from 92.6% to 87.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151k▲
2024 · €123k
Cash flow
€133k▲
2024 · €103k
Solvency
12.1%▲
2024 · 7.4%
Current ratio
0.41▲
2024 · 0.33
Quick ratio
0.36▲
2024 · 0.29
Debt / equity
7.25▼
2024 · 12.44
ROE
38.8%▲
2024 · 29.8%
ROA
4.7%▲
2024 · 2.2%
Interest coverage
9.08▲
2024 · 6.70
Debt
€898k▼
2024 · €943k
Debt ≤ 1 year
€376k▲
2024 · €324k
Debt > 1 year
€491k▼
2024 · €582k
Income taxes
€2k▲
2024 · €1k
Staff costs
€362k▲
2024 · €301k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.02M▲
Fixed assets21/28€911k€866k▼
Tangible fixed assets22/27€911k€866k▼
Plant, machinery and equipment23€50k€58k▲
Furniture and vehicles24€12k€17k▲
Other tangible fixed assets26€849k€791k▼
Current assets29/58€108k€156k▲
Stocks and contracts in progress3€15k€21k▲
Stocks30/36€15k€21k▲
Amounts receivable within one year40/41€64k€102k▲
Trade receivables40€62k€40k▼
Other amounts receivable41€2k€62k▲
Cash at bank and in hand54/58€28k€32k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.02M▲
Equity10/15€76k€124k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€26k€74k▲
Amounts payable17/49€943k€898k▼
Amounts payable after more than one year17€582k€491k▼
Financial debts170/4€308k€218k▼
Other amounts payable178/9€274k€273k▼
Amounts payable within one year42/48€324k€376k▲
Current portion of amounts payable after more than one year42€81k€100k▲
Trade debts44€146k€74k▼
Suppliers440/4€146k€74k▼
Advances received on contracts in progress46-€70k
Taxes, remuneration and social security45€68k€101k▲
Taxes450/3€27k€32k▲
Remuneration and social security454/9€42k€69k▲
Other amounts payable47/48€28k€31k▲
Accrued charges and deferred income492/3€37k€31k▼
Income statement
Code20242025
Remuneration, social security and pensions62€301k€362k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€85k▲
Other operating charges640/8€10k€7k▼
Gross operating margin9900€434k€520k▲
Operating profit (loss)9901€42k€66k▲
Financial income75/76B€118€454▲
Recurring financial income75€118€177▲
Non-recurring financial income76B-€277
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€24k€50k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€23k€48k▲
Profit (loss) for the period to be appropriated9905€23k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€74k▲
Profit (loss) brought forward from the previous period14P€3k€26k▲
Social balance
Average headcount (FTE)90874.8-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 33 days late
2025
31-12
Financial
Highest result since 2021net €48k ▲113%
Operating result €66k, net result €48k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲63.3%
4 profitable years in a row build equity to €124k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gustaaf Carelshof 359040 GentGround area
742 m²
Building footprint
452 m²
Volume, LiDAR
5,362 m³
Parcel 44432C0297/00R000, Flanders · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Villa Anamma
since 20212.311.426.955
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0297/00R000 | Flanders | 742 m² | 1 · 452 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 341 EUR awarded · 341 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 341 EUR | 341 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.311.426.955
Similar companies · same sector, comparable size
Bjorn V. Tilborgh
BE 1002.573.291
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SAN MARCO
BE 0451.377.523
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HS BRUGGE
BE 0769.917.506
Brugge · Eq €124k
AC ORCHIDEA
BE 0799.808.847
Waremme · Eq €124k
BELRODA
BE 0841.791.734
Houthalen-Helchteren · Eq €124k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2020
Fiscal year end31-12
Abbreviation NL
V.A.
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.