VILL'OR
InactiveNo longer registered with the KBO since 13-05-2026; last annual accounts for fiscal year 2025.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
13 d early
2023
24 d late
2022
46 d early
2021
44 d early
2020
45 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▲ 12.5%
2024 · €21k
2018: €31k
2019: €48k
2020: €46k
2021: €40k
2022: €13k
2023: €27k
2024: €21k
2018 → 2025
Working capital
€226k▲ 12.4%
2024 · €201k
2018: €182k
2019: €236k
2020: €291k
2021: €342k
2022: €356k
2023: €242k
2024: €201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€370k-€383k▲ 3.6%€260k▼ 32.2%€221k▼ 14.9%€245k▲ 10.8%
Operating result€53k-€19k▼ 64.4%€36k▲ 91.1%€26k▼ 28.1%€30k▲ 17.4%
Net result€40k-€13k▼ 66.2%€27k▲ 98.0%€21k▼ 20.1%€24k▲ 12.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302k
Fixed assets
€18k▼ 6.1%
Current assets
€284k▼ 18.9%
Equity and liabilities €302k
Equity
€245k▲ 10.8%
Debt
€57k▼ 61.5%
The debt ratio falls from 40.1% to 18.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €27k
Cash flow
€25k▲
2024 · €23k
Solvency
81.1%▲
2024 · 59.9%
Current ratio
4.97▲
2024 · 2.36
Quick ratio
1.20▲
2024 · 0.91
Debt / equity
0.23▼
2024 · 0.67
ROE
9.8%▲
2024 · 9.6%
ROA
7.9%▲
2024 · 5.8%
Interest coverage
35.02▲
2024 · 22.92
Debt
€57k▼
2024 · €148k
Debt ≤ 1 year
€57k▼
2024 · €148k
Income taxes
€8k▲
2024 · €7k
Staff costs
€57k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€302k▼
Fixed assets21/28€19k€18k▼
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€6k€5k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€11k€12k▲
Current assets29/58€350k€284k▼
Stocks and contracts in progress3€215k€215k▲
Stocks30/36€215k€215k▲
Amounts receivable within one year40/41€79k€13k▼
Trade receivables40€5k€10k▲
Other amounts receivable41€74k€3k▼
Cash at bank and in hand54/58€40k€41k▲
Deferred charges and accrued income490/1€16k€15k▼
Equity and liabilities
Total equity and liabilities10/49€369k€302k▼
Equity10/15€221k€245k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€25k€25k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€18k€18k=
Profit (loss) carried forward14€134k€158k▲
Amounts payable17/49€148k€57k▼
Amounts payable within one year42/48€148k€57k▼
Trade debts44€60k€34k▼
Suppliers440/4€60k€34k▼
Taxes, remuneration and social security45€29k€23k▼
Taxes450/3€15k€12k▼
Remuneration and social security454/9€13k€10k▼
Other amounts payable47/48€60k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€83k€57k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€2k€606▼
Gross operating margin9900€112k€89k▼
Operating profit (loss)9901€26k€30k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€1k€902▼
Recurring financial charges65€1k€902▼
Profit (loss) for the period before taxes9903€28k€32k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€21k€24k▲
Profit (loss) for the period to be appropriated9905€21k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€194k€158k▼
Profit (loss) brought forward from the previous period14P€173k€134k▼
Profit to be distributed694/7€60k€0▼
Return on contributions (dividend)694€60k€0▼
Social balance
Average headcount (FTE)90871.81.5▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
23-02
State Gazette act
RestructuringMerger · Accounting effect · Power of attorney3 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Power of attorney3 facts ▸
- Merger, LIBICA
- Accounting effect, 2025-10-01
- Power of attorney, Roland Bloquiau & Associés
2025
30-09
Financial
Liquidity doublescurrent ratio 4.97
Current ratio from 2.36 to 4.97; short-term debt falls from €148k to €57k.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €13k ▼66.2%
Net result drops to €13k, the lowest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €48k ▲54.4%
Operating result €67k, net result €48k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 4.78
Current ratio from 1.69 to 4.78; short-term debt falls from €264k to €62k.
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mons 217060 SoigniesGround area
190 m²
Building footprint
47 m²
Volume, LiDAR
616 m³
Parcel 55402F0494/00B000, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55402F0494/00B000 | Wallonia | 190 m² | 1 · 47 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTaken over by:LIBICA
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Of 2,017 companies in sector 47770 we hold annual accounts for 898. 684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-05-2000
Fiscal year end30-09
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.