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VIKTOR G.

Active
Private limited company (pre-2019)founded 199333 yrs activeSteenweg op Waarloos 38, 2840 Rumst, BelgiumKBO/BCE: BE 0449.537.491
Summary

VIKTOR G. has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,889 and a net result of -€29,891. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-69
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 20.4 against 8.59 in 2024; short-term debt: 4.8% and cash: 1.7% of total assets), and 4.8% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 d early
2024
2 d early
2023
128 d late
2022
364 d late
2021
43 d late
2020
61 d late
2019
118 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 100 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 September (4 of the last 5 filed years within 86 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 March 1993, VIKTOR G. was incorporated.1 Total assets went from EUR 231,759 in 2018 to EUR 165,908 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€157,889▼ 15.9%
2024 · €187,780
Total assets
€165,908▼ 21.7%
2024 · €211,883
Net result
-€29,891
2024 · €727
Working capital
€155,557▼ 14.9%
2024 · €182,852
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€23,088▲ 103%€16,954▼ 26.6%€26,445▲ 56.0%€2,996▼ 88.7%-€28,389
Net result€14,429within the sector's middle half▲ 96.8%€10,257within the sector's middle half▼ 28.9%€17,970within the sector's middle half▲ 75.2%€727below the sector's middle half▼ 96.0%-€29,891below the sector's middle half
Equity€240,512within the sector's middle half▲ 6.4%€250,770above the sector's middle half▲ 4.3%€187,053within the sector's middle half▼ 25.4%€187,780within the sector's middle half▲ 0.4%€157,889within the sector's middle half▼ 15.9%
Total assets€275,686within the sector's middle half▲ 6.8%€284,240within the sector's middle half▲ 3.1%€293,664within the sector's middle half▲ 3.3%€211,883within the sector's middle half▼ 27.8%€165,908within the sector's middle half▼ 21.7%
Debt€35,174▲ 9.3%€33,471▼ 4.8%€106,611▲ 219%€24,102▼ 77.4%€8,019▼ 66.7%
Working capital€230,417above the sector's middle half▲ 6.3%€241,021above the sector's middle half▲ 4.6%€179,409above the sector's middle half▼ 25.6%€182,852above the sector's middle half▲ 1.9%€155,557above the sector's middle half▼ 14.9%
Solvency87.2%above the sector's middle half▼ 0.3pp88.2%above the sector's middle half▲ 1.0pp63.7%within the sector's middle half▼ 24.5pp88.6%above the sector's middle half▲ 24.9pp95.2%above the sector's middle half▲ 6.5pp
Current ratio7.55above the sector's middle half▼ 0.198.20above the sector's middle half▲ 0.652.68within the sector's middle half▼ 5.528.59above the sector's middle half▲ 5.9020.40above the sector's middle half▲ 11.81
Return on assets (ROA)5.2%within the sector's middle half▲ 2.4pp3.6%within the sector's middle half▼ 1.6pp6.1%within the sector's middle half▲ 2.5pp0.3%below the sector's middle half▼ 5.8pp-18.0%below the sector's middle half▼ 18.4pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: €23,088€23,088Net result 2021: €14,429€14,429Operating result 2022: €16,954€16,954Net result 2022: €10,257€10,257Operating result 2023: €26,445€26,445Net result 2023: €17,970€17,970Operating result 2024: €2,996€2,996Net result 2024: €727€727Operating result 2025: -€28,389-€28,389Net result 2025: -€29,891-€29,89120212022202320242025-€40,000-€20,000€0€20,000Operating result 2023: €26,445€26,400Net result 2023: €17,970€18,000Operating result 2024: €2,996€3,000Net result 2024: €727€727Operating result 2025: -€28,389-€28,400Net result 2025: -€29,891-€29,900202320242025
The operating result turns negative in 2025: a loss of €28,389 after €2,996 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,908
Fixed assets €2,332 ▼ 52.7%
Current assets €163,576 ▼ 21.0%
Equity and liabilities €165,908
Equity €157,889 ▼ 15.9%
Debt €8,019 ▼ 66.7%
Debt's share of the balance-sheet total falls from 11.4% to 4.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€25,793▼
2024 · €5,650
Cash flow
-€27,295▼
2024 · €3,381
Debt to equity
0.05▼
2024 · 0.13
ROE
-18.9%▼
2024 · 0.4%
Interest coverage
-15.89▼
2024 · 19.76
Debt ≤ 1 year
€8,019▼
2024 · €24,102
Income taxes
€0▼
2024 · €2,541
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13% stopped otherwise
85% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€211,883€165,908▼
Fixed assets21/28€4,928€2,332▼
Tangible fixed assets22/27€4,564€1,968▼
Furniture and vehicles24€4,564€1,968▼
Financial fixed assets28€364€364=
Current assets29/58€206,954€163,576▼
Amounts receivable within one year40/41€167,554€156,448▼
Trade receivables40€147,920€136,129▼
Other amounts receivable41€19,634€20,318▲
Cash at bank and in hand54/58€39,153€2,873▼
Deferred charges and accrued income490/1€247€4,255▲
Equity and liabilities
Total equity and liabilities10/49€211,883€165,908▼
Equity10/15€187,780€157,889▼
Contributions10/11€12,400€12,400=
Reserves13€173,463€173,463=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Distributable reserves133€171,604€171,604=
Profit (loss) carried forward14€1,917-€27,974▼
Amounts payable17/49€24,102€8,019▼
Amounts payable within one year42/48€24,102€8,019▼
Financial debts43-€17
Other loans439-€17
Trade debts44€24,102€7,050▼
Suppliers440/4€24,102€7,050▼
Taxes, remuneration and social security45€0€951▲
Taxes450/3€0€951▲
Other amounts payable47/48€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,654€2,596▼
Other operating charges640/8€911€1,341▲
Non-recurring operating charges66A€0-
Gross operating margin9900€6,560-€24,451▼
Operating profit (loss)9901€2,996-€28,389▼
Financial income75/76B€558€121▼
Recurring financial income75€558€121▼
Financial charges65/66B€286€1,623▲
Recurring financial charges65€286€1,623▲
Profit (loss) for the period before taxes9903€3,268-€29,891▼
Income taxes67/77€2,541€0▼
Profit (loss) for the period9904€727-€29,891▼
Profit (loss) for the period to be appropriated9905€727-€29,891▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,645-€27,974▼
Profit (loss) brought forward from the previous period14P€1,917€1,917=
Transfer from equity791/2€0-
Transfer to equity691/2€727€0▼
To other reserves6921€727€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€289€347€974€2,654€2,596▼ 2.2%
Other operating charges640/8€231€702€1,016€911€1,341▲ 47.3%
Non-recurring operating charges66A€8,211€0€3,906€0--
Gross operating margin9900€31,819€18,002€32,341€6,560-€24,451▼ 473%
Operating profit (loss)9901€23,088€16,954€26,445€2,996-€28,389▼ 1,048%
Financial income75/76B--€3,020€558€121▼ 78.4%
Recurring financial income75--€3,020€558€121▼ 78.4%
Financial charges65/66B€417€180€369€286€1,623▲ 468%
Recurring financial charges65€417€180€369€286€1,623▲ 468%
Profit (loss) for the period before taxes9903€22,671€16,774€29,096€3,268-€29,891▼ 1,015%
Income taxes67/77€8,242€6,516€11,126€2,541€0▼ 100%
Profit (loss) for the period9904€14,429€10,257€17,970€727-€29,891▼ 4,209%
Profit (loss) for the period to be appropriated9905€14,429€10,257€17,970€727-€29,891▼ 4,209%
Line20212022202320242025Change
Assets
Total assets20/58€275,686€284,240€293,664€211,883€165,908▼ 21.7%
Fixed assets21/28€10,096€9,749€7,644€4,928€2,332▼ 52.7%
Tangible fixed assets22/27€752€405€7,218€4,564€1,968▼ 56.9%
Furniture and vehicles24€752€405€7,218€4,564€1,968▼ 56.9%
Financial fixed assets28€9,344€9,344€426€364€364=
Current assets29/58€265,590€274,492€286,020€206,954€163,576▼ 21.0%
Amounts receivable within one year40/41€264,699€273,343€229,547€167,554€156,448▼ 6.6%
Trade receivables40€173,836€183,602€147,031€147,920€136,129▼ 8.0%
Other amounts receivable41€90,863€89,740€82,517€19,634€20,318▲ 3.5%
Cash at bank and in hand54/58€707€947€56,225€39,153€2,873▼ 92.7%
Deferred charges and accrued income490/1€185€202€248€247€4,255▲ 1,621%
Equity and liabilities
Total equity and liabilities10/49€275,686€284,240€293,664€211,883€165,908▼ 21.7%
Equity10/15€240,512€250,770€187,053€187,780€157,889▼ 15.9%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€226,195€236,452€172,736€173,463€173,463=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859€1,859€1,859€1,859=
Distributable reserves133€224,336€234,593€170,877€171,604€171,604=
Profit (loss) carried forward14€1,917€1,917€1,917€1,917-€27,974▼ 1,559%
Amounts payable17/49€35,174€33,471€106,611€24,102€8,019▼ 66.7%
Amounts payable within one year42/48€35,174€33,471€106,611€24,102€8,019▼ 66.7%
Financial debts43----€17-
Other loans439----€17-
Trade debts44€17,657€14,193€18,344€24,102€7,050▼ 70.8%
Suppliers440/4€17,657€14,193€18,344€24,102€7,050▼ 70.8%
Taxes, remuneration and social security45€13,446€15,579€6,580€0€951-
Taxes450/3€13,446€15,579€6,580€0€951-
Other amounts payable47/48€4,071€3,698€81,687€0--
Line20212022202320242025Change
Profit (loss) for the period9904€14,429€10,257€17,970€727-€29,891▼ 4,209%
+ Depreciation and write-downs630€289€347€974€2,654€2,596▼ 2.2%
Operating cash flow (approximation)€14,718€10,604€18,945€3,381-€27,295▼ 907%
Investment in fixed assets (approximation)-€0€1,130€62€0▼ 100%
Change in cash-€240€55,277-€17,071-€36,281▼ 113%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€29,891
Net result drops to -€29,891, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 20.40
Current ratio from 8.59 to 20.40; short-term debt falls from €24,102 to €8,019.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 8.59
Current ratio from 2.68 to 8.59; short-term debt falls from €106,611 to €24,102.
06-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 128 days late
29-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 364 days late
2022
12-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
26-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
13-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
1,507 m²
Building footprint
242 m²
Volume, LiDAR
1,120 m³
Parcel 11036C0113/00G000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Steenweg op Waarloos 38, 2840 Rumst
Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
since 19952.061.301.468
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11036C0113/00G000 Flanders 1,507 m² 1 · 242 m² 8.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

According to the 2022 annual accounts of VIKTOR G. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Subsidies and aid

Federal government

2023 to 2024 · 2 entries · 509,400 EUR in total
Year Department Transactions Amount
2024 FOD Buitenlandse Zaken 1 89,410 EUR
2023 FOD Buitenlandse Zaken 1 419,990 EUR

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded04-03-1993
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
16281Manufacture of other wood products
33120Repair and maintenance of machinery
46810Wholesale of solid, liquid and gaseous fuels and related products
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
77400Rental and leasing activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0449537491
Also 9925:BE0449537491
Registered 18-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.