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Viktor De Zesde

Active
Private limited companyfounded 20242 yrs activeMeylandtlaan 191, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 1013.125.606
Summary

The computed 12-month bankruptcy probability of Viktor De Zesde is 3.0% (moderate). The 2025 annual accounts show equity of €263,685 and a net result of -€151,315. Its solvency ranks better than 35% of 922 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
#2 company by total assets in Heusden-Zolder, Accommodation and food service sector1 site
Size
€1.8mtotal assets 2025
Staff
8.2 FTE
Equity
€263,685
Loss
-€151,315
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
3.0%
Structure
Parent
McFIE · 100%
Accounts filed 28 d late0 of 1 deed read
Why 51- Sector Food and beverage service activities (NACE 56)- Founded in 2024- Size: 8.2 FTE, total assets €1.8m+ Liquidity: current ratio 0.94, cash €381,176Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 40
equity 14.9% of total assets
Liquidity 66
short-term debt 27.6% · cash 21.5%
Profitability 17
return on assets -8.5%
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,690 companies)
Last 24 months 10-2025: 3.9% 11-2025: 4.0%▲ +2.3% vs 10-2025 12-2025: 4.4%▲ +9.6% vs 11-2025 01-2026: 4.6%▲ +3.3% vs 12-2025 02-2026: 4.9%▲ +7.1% vs 01-2026 03-2026: 4.9%● 0.0% vs 02-2026 04-2026: 5.3%▲ +8.9% vs 03-2026 05-2026: 5.3%▼ -0.5% vs 04-2026 06-2026: 5.2%▼ -2.7% vs 05-2026 07-2026: 5.1%▼ -0.2% vs 06-2026 08-2026: 5.6%▲ +8.6% vs 07-2026highest value 09-2026: 3.2%▼ -43.1% vs 08-2026 10-2026: 3.0%▼ -6.4% vs 09-2026lowest value
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Founded in 2024 raises the probability for this profile
  • Liquidity: current ratio 0.94, cash €381,176 lowers the probability
  • Size: 8.2 FTE, total assets €1.8m raises the probability for this profile
Credit up to €13,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.94; short-term debt: 27.6% and cash: 21.5% of total assets), and 85.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 37%, liquidity 70%, profitability 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 0.94, cash €381,176
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: 8.2 FTE, total assets €1.8m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…

Key points

  • Caution: Among the weakest 9% on net resultsector median €10,134 · 922 companies -€151,315 View
  • Controlled by McFIE 100% View
  • Total assets 2025first fiscal year filed €1.8m View

By topic

Financials

Fiscal year
2025
Total assets
€1.8m
Loss
-€151,315
Solvency
14.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
03-09-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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