VIKTOR
ActiveSummary
The computed 12-month bankruptcy probability of VIKTOR is 5.5% (elevated). The 2024 annual accounts show equity of €40k and a net result of €17k. Equity is growing by ~48.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 6717 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+13
Solvency78▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.18 against 2.52 in 2023; short-term debt: 39.8% and cash: 7.4% of total assets), and 46.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.4%
Return on assets
22.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
10 d early
2022
274 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€40k▲ 73.4%
2023 · €23k
2022: €17k
2023: €23k
2022 → 2024
Total assets
€74k▲ 60.2%
2023 · €46k
2022: €55k
2023: €46k
2022 → 2024
Net result
€17k▲ 201%
2023 · €6k
2022: €-13k
2023: €6k
2022 → 2024
Working capital
€35k▲ 63.3%
2023 · €21k
2022: €23k
2023: €21k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€17k-€23k▲ 32.2%€40k▲ 73.4%
Operating result€-10k-€10k€24k▲ 145%
Net result€-13k-€6k€17k▲ 201%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 145% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €74k
Fixed assets
€10k ▼ 10.3%
Current assets
€65k ▲ 81.8%
Equity and liabilities €74k
Equity
€40k ▲ 73.4%
Debt
€35k ▲ 47.4%
Debt's share of the balance-sheet total falls from 50.7% to 46.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2023 · €11k
Cash flow
€18k▲
2023 · €7k
Current ratio
2.18▼
2023 · 2.52
Debt to equity
0.87▼
2023 · 1.03
ROE
42.3%▲
2023 · 24.4%
ROA
22.6%▲
2023 · 12.0%
Interest coverage
101.62▲
2023 · 45.09
Debt ≤ 1 year
€30k▲
2023 · €14k
Debt > 1 year
€5k▼
2023 · €9k
Income taxes
€7k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€46k€74k▲
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€2k€792▼
Furniture and vehicles24€2k€792▼
Financial fixed assets28€9k€9k=
Current assets29/58€36k€65k▲
Amounts receivable within one year40/41€31k€59k▲
Trade receivables40€11k€10k▼
Other amounts receivable41€20k€49k▲
Cash at bank and in hand54/58€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€46k€74k▲
Equity10/15€23k€40k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€16k€33k▲
Amounts payable17/49€24k€35k▲
Amounts payable after more than one year17€9k€5k▼
Financial debts170/4€9k€5k▼
Amounts payable within one year42/48€14k€30k▲
Current portion of amounts payable after more than one year42€8k€6k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€4k€21k▲
Taxes450/3€4k€21k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€13k€9k▼
Gross operating margin9900€24k€34k▲
Operating profit (loss)9901€10k€24k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€243€248▲
Recurring financial charges65€243€248▲
Profit (loss) for the period before taxes9903€10k€24k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€6k€17k▲
Profit (loss) for the period to be appropriated9905€6k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€33k▲
Profit (loss) brought forward from the previous period14P€11k€16k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2022net €17k ▲201%
Operating result €24k, net result €17k, both a record.
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 274 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Ground area
143 m²
Building footprint
143 m²
Volume, LiDAR
2,183 m³
Parcel 21906D0316/00V000, Brussels · tallest building 23.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
viktor
since 20202.321.748.844
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0316/00V000 ProtectedArchitectural ensembleComplex gevormd door de école communale n° 1 La Ruche, turnzaal en voormalige nijverheidsschoolSource ↗ |
Brussels | 143 m² | 1 · 143 m² | 23.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
EUROMONDIAL PORT
BE 0699.486.893
Antwerpen · Eq €39,660
Collicci
BE 0771.581.451
Willebroek · Eq €39,642
NEW LUCK
BE 0788.239.519
Jette · Eq €39,834
Caen Express
BE 0733.933.969
Ichtegem · Eq €39,839
SAFI TRANS
BE 0844.110.826
Sint-Agatha-Berchem · Eq €39,879
Of 12,590 companies in sector 49410 we hold annual accounts for 8,195. 5,819 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.