VIJO.SECUNDO
ActiveSummary
VIJO.SECUNDO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of €263,954. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-8
Solvency78▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230,000 at 30 days acceptable
Liquidity ample (current ratio 22.62 against 9.02 in 2024; short-term debt: 2.5% and cash: 22% of total assets), and 47.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
4.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
21 d early
2023
19 d early
2022
30 d early
2021
30 d early
2020
24 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€2.8m▲ 0.3%
2024 · €2.8m
Total assets
€5.3m▼ 3.7%
2024 · €5.5m
Net result
€263,954▼ 53.4%
2024 · €566,974
Working capital
€2.8m▲ 21.8%
2024 · €2.3m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€462,697▲ 25.1%€1.0m▲ 120%€1.1m▲ 8.8%€841,160▼ 24.1%€438,214▼ 47.9%
Net result€307,197above the sector's middle half▲ 35.0%€674,126above the sector's middle half▲ 119%€751,506above the sector's middle half▲ 11.5%€566,974above the sector's middle half▼ 24.6%€263,954above the sector's middle half▼ 53.4%
Equity€1.3mabove the sector's middle half▲ 29.5%€1.7mabove the sector's middle half▲ 28.8%€2.4mabove the sector's middle half▲ 37.9%€2.8mabove the sector's middle half▲ 16.9%€2.8mabove the sector's middle half▲ 0.3%
Total assets€3.2mabove the sector's middle half▲ 10.7%€2.5mwithin the sector's middle half▼ 23.3%€2.9mabove the sector's middle half▲ 19.8%€5.5mabove the sector's middle half▲ 87.9%€5.3mabove the sector's middle half▼ 3.7%
Debt€1.9m▲ 0.1%€723,086▼ 61.1%€553,703▼ 23.4%€2.7m▲ 395%€2.5m▼ 7.7%
Working capital€633,674▲ 32.7%€762,803▲ 20.4%€1.7m▲ 126%€2.3m▲ 35.0%€2.8m▲ 21.8%
Solvency42.0%within the sector's middle half▲ 6.1pp70.6%within the sector's middle half▲ 28.6pp81.2%above the sector's middle half▲ 10.6pp50.5%within the sector's middle half▼ 30.7pp52.6%within the sector's middle half▲ 2.1pp
Staff (FTE)0.8below the sector's middle half=1within the sector's middle half▲ 25.0%0.4within the sector's middle half▼ 60.0%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.3m
Fixed assets
€2.4m ▼ 18.8%
Current assets
€3.0m ▲ 13.3%
Equity and liabilities €5.3m
Equity
€2.8m ▲ 0.3%
Debt
€2.5m ▼ 7.7%
Debt's share of the balance-sheet total falls from 49.5% to 47.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€520,753▼
2024 · €940,199
Cash flow
€346,493▼
2024 · €666,013
Current ratio
22.62▲
2024 · 9.02
Debt to equity
0.90▼
2024 · 0.98
ROE
9.4%▼
2024 · 20.3%
ROA
4.9%▼
2024 · 10.2%
Interest coverage
5.92▼
2024 · 91.08
Debt ≤ 1 year
€130,883▼
2024 · €289,686
Debt > 1 year
€2.4m▼
2024 · €2.5m
Income taxes
€119,598▼
2024 · €270,756
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €382,545 | €343,008 | €4,239 | €241,202 | ▲ 5,590% |
| Remuneration, social security and pensions62 | - | €63,967 | €37,118 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €118,834 | €91,827 | €63,820 | €99,039 | €82,539 | ▼ 16.7% |
| Other operating charges640/8 | - | €3,596 | €3,920 | €174,136 | €8,927 | ▼ 94.9% |
| Non-recurring operating charges66A | - | - | - | €3,529 | - | - |
| Gross operating margin9900 | €648,154 | €1.2m | €1.2m | €1.1m | €529,680 | ▼ 52.6% |
| Operating profit (loss)9901 | €462,697 | €1.0m | €1.1m | €841,160 | €438,214 | ▼ 47.9% |
| Financial income75/76B | - | €3,200 | €5,987 | €6,893 | €33,262 | ▲ 383% |
| Recurring financial income75 | €21,012 | €3,200 | €5,987 | €6,893 | €33,262 | ▲ 383% |
| Financial charges65/66B | - | €32,110 | €12,336 | €10,323 | €87,924 | ▲ 752% |
| Recurring financial charges65 | €29,573 | €32,110 | €12,336 | €10,323 | €87,924 | ▲ 752% |
| Profit (loss) for the period before taxes9903 | €454,136 | €989,454 | €1.1m | €837,730 | €383,552 | ▼ 54.2% |
| Income taxes67/77 | €146,939 | €315,328 | €349,894 | €270,756 | €119,598 | ▼ 55.8% |
| Profit (loss) for the period9904 | €307,197 | €674,126 | €751,506 | €566,974 | €263,954 | ▼ 53.4% |
| Profit (loss) for the period to be appropriated9905 | €307,197 | €674,126 | €751,506 | €566,974 | €263,954 | ▼ 53.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.2m | €2.5m | €2.9m | €5.5m | €5.3m | ▼ 3.7% |
| Fixed assets21/28 | €2.3m | €1.5m | €1.1m | €2.9m | €2.4m | ▼ 18.8% |
| Intangible fixed assets21 | €3,487 | - | - | €0 | - | - |
| Tangible fixed assets22/27 | €2.3m | €1.5m | €1.1m | €2.9m | €2.4m | ▼ 18.8% |
| Land and buildings22 | - | €1.3m | €915,821 | €2.2m | €1.7m | ▼ 21.5% |
| Plant, machinery and equipment23 | - | €58,372 | €94,050 | €126,926 | €81,004 | ▼ 36.2% |
| Furniture and vehicles24 | - | €38,478 | €20,666 | €7,337 | €5,233 | ▼ 28.7% |
| Leasing and similar rights25 | - | €27,792 | €19,592 | €588,000 | €558,000 | ▼ 5.1% |
| Current assets29/58 | €877,114 | €1.0m | €1.9m | €2.6m | €3.0m | ▲ 13.3% |
| Amounts receivable after more than one year29 | - | €75,000 | €285,000 | €510,000 | €228,250 | ▼ 55.2% |
| Other amounts receivable291 | - | €75,000 | €285,000 | €510,000 | €228,250 | ▼ 55.2% |
| Amounts receivable within one year40/41 | €547,486 | €250,312 | €234,335 | €1.4m | €1.6m | ▲ 13.7% |
| Trade receivables40 | - | €18,150 | €913 | - | - | - |
| Other amounts receivable41 | - | €232,162 | €233,422 | €1.4m | €1.6m | ▲ 13.7% |
| Cash at bank and in hand54/58 | €319,622 | €671,653 | €1.4m | €723,048 | €1.2m | ▲ 62.1% |
| Deferred charges and accrued income490/1 | - | €8,841 | €12,753 | €12,387 | €4,881 | ▼ 60.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.2m | €2.5m | €2.9m | €5.5m | €5.3m | ▼ 3.7% |
| Equity10/15 | €1.3m | €1.7m | €2.4m | €2.8m | €2.8m | ▲ 0.3% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1.3m | €1.7m | €2.4m | €2.8m | €2.8m | ▲ 0.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €1.7m | €2.4m | €2.8m | €2.8m | ▲ 0.3% |
| Amounts payable17/49 | €1.9m | €723,086 | €553,703 | €2.7m | €2.5m | ▼ 7.7% |
| Amounts payable after more than one year17 | €1.6m | €480,083 | €377,394 | €2.5m | €2.4m | ▼ 3.7% |
| Financial debts170/4 | - | €480,083 | €377,394 | €2.5m | €2.4m | ▼ 3.7% |
| Amounts payable within one year42/48 | €243,440 | €243,003 | €175,975 | €289,686 | €130,883 | ▼ 54.8% |
| Current portion of amounts payable after more than one year42 | - | €135,645 | €117,689 | €114,965 | €104,552 | ▼ 9.1% |
| Trade debts44 | €22,072 | €24,778 | €3,780 | €13,965 | €14,491 | ▲ 3.8% |
| Suppliers440/4 | - | €24,778 | €3,780 | €13,965 | €14,491 | ▲ 3.8% |
| Taxes, remuneration and social security45 | - | €82,579 | €54,506 | €160,756 | €11,841 | ▼ 92.6% |
| Taxes450/3 | - | €75,695 | €54,506 | €160,756 | €11,841 | ▼ 92.6% |
| Remuneration and social security454/9 | - | €6,885 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €334 | - | €37,488 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €307,197 | €674,126 | €751,506 | €566,974 | €263,954 | ▼ 53.4% |
| + Depreciation and write-downs630 | €118,834 | €91,827 | €63,820 | €99,039 | €82,539 | ▼ 16.7% |
| Operating cash flow (approximation) | €426,031 | €765,953 | €815,326 | €666,013 | €346,493 | ▼ 48.0% |
| Investment in fixed assets (approximation) | - | €784,442 | €340,297 | -€2.0m | €468,772 | ▲ 124% |
| Change in cash | - | €352,031 | €694,306 | -€642,911 | €449,271 | ▲ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity triplescurrent ratio 22.62
Current ratio from 9.02 to 22.62; short-term debt falls from €289,686 to €130,883.
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €751,506 ▲11.5%
Operating result €1.1m, net result €751,506, both a record.
30-09
Financial
Liquidity triplescurrent ratio 10.79
Current ratio from 4.14 to 10.79; short-term debt falls from €243,003 to €175,975.
30-09
Financial
Equity above €2mEq €2.4m ▲37.9%
6 profitable years in a row build equity to €2.4m.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €1mEq €1.0m ▲28%
3 profitable years in a row build equity to €1.0m.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
511 m²
Building footprint
323 m²
Volume, LiDAR
6,471 m³
Parcel 11802B0012/00D000, Flanders · tallest building 23.5 m, ±7 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
VIJO.SECUNDO
since 20162.255.122.217
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0012/00D000 | Flanders | 511 m² | 1 · 323 m² | 23.5 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LEMINVEST
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 16,538 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2014
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0564807145
Also
9925:BE0564807145
Registered
21-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.