VIGILE AUDIT
ActiveVIGILE AUDIT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €5k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
19.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
52 d late
2023
29 d late
2022
41 d late
2021
31 d late
2020
30 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 24.6%
2024 · €19k
2018: €13k
2019: €12k
2020: €12k
2021: €18k
2022: €20k
2023: €19k
2024: €19k
2018 → 2025
Total assets
€24k▲ 9.3%
2024 · €22k
2018: €13k
2019: €13k
2020: €13k
2021: €20k
2022: €20k
2023: €19k
2024: €22k
2018 → 2025
Net result
€5k▲ 29.2%
2024 · €4k
2018: €-763
2019: €-1k
2020: €95
2021: €6k
2022: €2k
2023: €9k
2024: €4k
2018 → 2025
Working capital
€19k▼ 4.1%
2022 · €20k
2019: €12k
2020: €12k
2021: €18k
2022: €20k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€20k▲ 9.7%€19k▼ 4.6%€19k▲ 0.5%€24k▲ 24.6%
Operating result€6k-€2k▼ 61.9%€10k▲ 324%€6k▼ 34.0%€5k▼ 25.2%
Net result€6k-€2k▼ 70.7%€9k▲ 417%€4k▼ 59.9%€5k▲ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 25% below 2024.
Key figures and ratios
Solvency
100.0%▲
2024 · 87.7%
ROE
19.8%▲
2024 · 19.1%
ROA
19.8%▲
2024 · 16.7%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€24k▲
Current assets29/58€22k€24k▲
Amounts receivable within one year40/41€13k€16k▲
Trade receivables40€13k€16k▲
Cash at bank and in hand54/58€8k€8k▼
Equity and liabilities
Total equity and liabilities10/49€22k€24k▲
Equity10/15€19k€24k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€14k€19k▲
Amounts payable17/49€3k-
Amounts payable within one year42/48€3k-
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Income statement
Code20242025
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€6k€5k▼
Financial charges65/66B€62€70▲
Recurring financial charges65€62€70▲
Profit (loss) for the period before taxes9903€6k€5k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€19k▲
Profit (loss) brought forward from the previous period14P€10k€14k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €9k ▲417%
Operating result €10k, net result €9k, both a record.
10-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 41 days late
2022
31-12
Financial
Liquidity times 5current ratio 43.12
Current ratio from 9.48 to 43.12; short-term debt falls from €2k to €473.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €95
Net result €95 after 2 loss-making years.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 46 days late
2018
15-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 15 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 5001050 ElseneGround area
1,414 m²
Building footprint
1,258 m²
Volume, LiDAR
18,496 m³
2 parcels, Brussels, Wallonia · tallest building 32.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Petite Guirlande 10, 7000 Mons
since 20122.210.801.729
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0227/00T003 | Brussels | 1,218 m² | 1 · 1,221 m² | 32.8 m · 2 fl. |
| 53403E0637/00E002 | Wallonia | 196 m² | 1 · 37 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FuTurAc
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STIMAA-PEETERS
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 4,714 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2012
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479340280