VIG EXPRESS
ActiveVIG EXPRESS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-227. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 954 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-63
Solvency94▲+7
Growth53▼-22
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 2.42 in 2024; short-term debt: 30.6% and cash: 11.2% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.4%
Return on assets
-0.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
23 d late
2022
72 d late
2021
74 d late
2020
61 d late
2019
103 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€102k▼ 16.3%
2024 · €122k
2018: €67k
2019: €88k
2020: €77k
2021: €66k
2022: €65k
2023: €74k
2024: €122k
2018 → 2025
EBIT margin
-6.5%▼ 15.4pp
2024 · 8.8%
2018: 10.2%
2019: 7.3%
2020: 8.4%
2021: 0.8%
2022: 5.8%
2023: 9.6%
2024: 8.8%
2018 → 2025
Net result
€-227
2024 · €6k
2018: €4k
2019: €3k
2020: €4k
2021: €781
2022: €496
2023: €4k
2024: €6k
2018 → 2025
Working capital
€32k▲ 4.8%
2024 · €30k
2018: €17k
2019: €19k
2020: €23k
2021: €24k
2022: €24k
2023: €28k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€66k-€65k▼ 0.8%€74k▲ 13.4%€122k▲ 65.3%€102k▼ 16.3%
Equity€24k-€24k▲ 2.1%€28k▲ 15.5%€34k▲ 22.1%€34k▼ 0.7%
Operating result€510-€4k▲ 645%€7k▲ 87.3%€11k▲ 51.4%€-7k
Net result€781-€496▼ 36.5%€4k▲ 663%€6k▲ 64.3%€-227
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€3k▼ 39.8%
Current assets
€47k▼ 9.2%
Equity and liabilities €49k
Equity
€34k▼ 0.7%
Debt
€15k▼ 29.1%
The debt ratio falls from 38.2% to 30.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €12k
Cash flow
€1k▼
2024 · €7k
Solvency
69.4%▲
2024 · 61.8%
Current ratio
3.09▲
2024 · 2.42
Quick ratio
3.09▲
2024 · 2.42
Debt / equity
0.44▼
2024 · 0.62
ROE
-0.7%▼
2024 · 18.1%
ROA
-0.5%▼
2024 · 11.2%
Interest coverage
-4.23▼
2024 · 19.28
Debt
€15k▼
2024 · €21k
Debt ≤ 1 year
€15k▼
2024 · €21k
Income taxes
€4k▼
2024 · €4k
Staff costs
€18▼
2024 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€49k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€51k€47k▼
Amounts receivable within one year40/41€37k€40k▲
Trade receivables40€33k€34k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€14k€5k▼
Deferred charges and accrued income490/1€690€690=
Equity and liabilities
Total equity and liabilities10/49€56k€49k▼
Equity10/15€34k€34k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€22k€22k▼
Amounts payable17/49€21k€15k▼
Amounts payable within one year42/48€21k€15k▼
Trade debts44€8k€312▼
Suppliers440/4€8k€312▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Turnover70€122k€102k▼
Non-recurring operating income76A€3k-
Goods, raw materials, services and sundry goods60/61€112k€108k▼
Remuneration, social security and pensions62€135€18▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€869€2k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€13k€-4k▼
Operating profit (loss)9901€11k€-7k▼
Financial income75/76B€0€11k▲
Recurring financial income75€0€11k▲
Financial charges65/66B€604€1k▲
Recurring financial charges65€604€1k▲
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€6k€-227▼
Profit (loss) for the period to be appropriated9905€6k€-227▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€22k▼
Profit (loss) brought forward from the previous period14P€16k€22k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-227 ▼104%
Net result drops to €-227, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €6k ▲64.3%
Operating result €11k, net result €6k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 103 days late
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 141 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Auguste Lannoye 21435 Mont-Saint-GuibertGround area
4,418 m²
Building footprint
1,722 m²
Volume, LiDAR
22,023 m³
2 parcels, Flanders, Wallonia · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VIG express
since 20182.274.322.970
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0679/00C004 | Wallonia | 4,222 m² | 1 · 1,640 m² | 15.2 m · 4 fl. |
| 23078A0046/00B002 | Flanders | 196 m² | 1 · 82 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 1,725 companies in sector 52210 we hold annual accounts for 771. 494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2018
Fiscal year end31-12
Activities, NACEBEL
52210Service activities incidental to land transportation
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.