Payment terms
1 day to suppliers
VIG EXPRESS pays its suppliers 26 days earlier than in 2024. Customers pay 22 days later.
VIG EXPRESS
Lifetime
8 annual accounts with figures on one time axisTurnoverpeak €122,125 (2024)
€102,164▼ 16.3%
Resultlowest -€227 (2025)
-€227▼ €6,440
Equitypeak €34,353 (2024)
€34,126▼ 0.7%
Debts
€15,073▼ 29.1%
Board1 name since 2022
1 directorVintila Gabriel
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Turnover from €122,125 to €102,164Gross margin from €13,135 to -€3,638Loss of €227Purpose change · Amendment of the articles · Resignations & a… 16-04Debts from €21,246 to €15,073Cash from €14,020 to €5,489
Key points
from the 2025 annual accountsChecked score
67
Healthy
Financially stronger than 42% of micro companies in warehousing and transport support (NACE 52)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 2,304 companies (NACE 52, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.2%
01-2025: 2.2%● unchanged vs 12-2024
02-2025: 2.2%● unchanged vs 01-2025
03-2025: 2.2%● unchanged vs 02-2025
04-2025: 2.3%▲ +0.1 percentage points vs 03-2025
05-2025: 2.3%● unchanged vs 04-2025
06-2025: 2.1%▼ -0.2 percentage points vs 05-2025
07-2025: 2.1%● unchanged vs 06-2025
08-2025: 2.5%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 1.3%▼ -1.2 percentage points vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.1%▼ -0.2 percentage points vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.0%▼ -0.1 percentage points vs 04-2026
06-2026: 0.9%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.4%▲ +0.5 percentage points vs 07-2026
09-2026: 0.9%▼ -0.5 percentage points vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Size: turnover €102,164, total assets €49,199
Sector: Warehousing and support activities for transportation (NACE 52)
lowers risk
Equity €34,126 (69.4% of total assets)
Liquidity: current ratio 3.09, cash €5,489, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 52, micro). It does better than 74% of them on solvency, 53% on liquidity, 14% on profitability and 26% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as VIG EXPRESS has now. Each dot stands for 9 companies, two years later.
90.0%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VIG EXPRESS itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for VIG EXPRESS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.09 (2.42 in 2024), above the usual 1.5. Short-term debt is 30.6% and cash 11.2% of total assets. 30.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
27 days late
2024
28 days late
2023
23 days late
2022
72 days late
2021
74 days late
2020
61 days late
2019
103 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 52), the median for financial year 2024 was 8 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0692915342
Purpose change · Amendment of the articles · Resignations & appointments
“Le service de taxi,de transport de personnes et de marchandises pour le compte de tiers,tant en Belgique qu'à…” (deed in French) · General meeting of 03-04-2025 · Gazette deed
Registered office moved from Ottignies-Louvain-la-Neuve to Mont-Saint-Guibert
New registered office: Rue Auguste Lannoye 2/101, 1435 Mont-Saint-Guibert · Previous registered office: Rue Charles Dubois 2/14, 1342 Ottignies-Louvain-la-Neuve · General meeting of 06-07-2022 · Gazette deed
Incorporation
published on 28-03-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| VIG EXPRESS Mont-Saint-Guibert | €49,199 | -€3,638 | 69.4% | - |
| HANLOG Wetteren | €77,904 | -€4,811 | 82.7% | - |
| Mobiliteitsdiensten België Antwerp | €43,125 | -€6,794 | 88.2% | - |
| ICH AUTO Duffel | €31,711 | -€1,826 | 86.9% | - |
| Stevens Transport Sint-Lievens-Houtem | €50,742 | -€15,369 | 20.0% | - |
| MADOTO Evere | €73,866 | -€11,613 | 42.8% | - |
| De Wilde Olivier Kruisem | €73,149 | -€6,183 | -7.1% | - |
These companies have the same main activity as VIG EXPRESS: service activities incidental to land transportation (NACE 52210). They are comparable in size and age: total assets between €31,700 and €77,900, founded between 2013 and 2021.
Official details
Source: KBO- Status
- Active since 26-03-2018Normal situation
- Activity
- Service activities incidental to land transportationNACE 52210and 1 other
- Establishment unit
- 2.274.322.9701932 Zaventem, since 26-03-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 02-05-2025
Annual accounts 2025
- Total assets
- €49,199▼ 11.5%
- Staff
- ≈ 0 FTEestimated
- Filing
- Filed on 27-08-2026
Insights on VIG EXPRESS
VIG EXPRESS has existed since 2018. Turnover grew from €66,814 in 2018 to €102,164 in 2025.
Solvency rose in 2025 from 61.8% to 69.4% because of lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VIG EXPRESS
- What is the company number of VIG EXPRESS?
- The company number of VIG EXPRESS is 0692.915.342. The VAT number is the same number with BE in front: BE 0692.915.342.
- Where is VIG EXPRESS based?
- The registered office is at Rue Auguste Lannoye 2, 1435 Mont-Saint-Guibert.Company details
- What does VIG EXPRESS do?
- According to the KBO register, the main activity is service activities incidental to land transportation (NACE 52210).
- What is the legal form of VIG EXPRESS?
- VIG EXPRESS is a private limited company (BV).
- When was VIG EXPRESS founded?
- VIG EXPRESS was founded on 26-03-2018.
- Is VIG EXPRESS still active?
- Yes, VIG EXPRESS is an active enterprise in the KBO register.
- What is the turnover of VIG EXPRESS?
- The turnover of VIG EXPRESS was €102,164 in financial year 2025, according to the filed annual accounts.Financials
- Is VIG EXPRESS profitable?
- In financial year 2025, VIG EXPRESS made a loss of €227.
- Where can I find the annual accounts of VIG EXPRESS?
- VIG EXPRESS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VIG EXPRESS due?
- VIG EXPRESS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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