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VIF IMMO-CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearQuartier Claessens 4, 7170 Manage, BelgiumKBO/BCE: BE 1029.042.811
Summary

VIF IMMO-CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286,366 and a net result of €89,427. The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00484472.

Equity
€286,366
Total assets
€336,849
Net result
€89,427
Working capital
€98,064

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €336,849
Fixed assets €188,479
Current assets €148,370
Equity and liabilities €336,849
Equity €286,366
Provisions €177
Debt €50,306
Debt finances 14.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€142,764
Cash flow
€98,287
Current ratio
2.95
Debt to equity
0.18
ROE
31.2%
ROA
26.5%
Interest coverage
over 100
Debt ≤ 1 year
€50,306
Income taxes
€44,670

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€336,849
Fixed assets21/28€188,479
Tangible fixed assets22/27€188,479
Land and buildings22€169,706
Plant, machinery and equipment23€18,773
Current assets29/58€148,370
Cash at bank and in hand54/58€148,370
Equity and liabilities
Total equity and liabilities10/49€336,849
Equity10/15€286,366
Contributions10/11€4,032
Reserves13€193,992
Tax-exempt reserves132€104,162
Distributable reserves133€89,830
Profit (loss) carried forward14€84,264
Investment grants15€4,077
Provisions and deferred taxes16€177
Deferred taxes168€177
Amounts payable17/49€50,306
Amounts payable within one year42/48€50,306
Trade debts44€5,636
Suppliers440/4€5,636
Taxes, remuneration and social security45€44,670
Taxes450/3€44,670
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,860
Other operating charges640/8€1,294
Gross operating margin9900€144,057
Operating profit (loss)9901€133,904
Financial income75/76B€215
Recurring financial income75€215
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€134,088
Transfer from deferred taxes780€9
Income taxes67/77€44,670
Profit (loss) for the period9904€89,427
Profit (loss) for the period to be appropriated9905€89,427
Appropriation of the result
Profit (loss) to be appropriated9906€173,692
Profit (loss) brought forward from the previous period14P€84,264
Transfer to equity691/2€89,427
To other reserves6921€89,427

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,860
Other operating charges640/8€1,294
Gross operating margin9900€144,057
Operating profit (loss)9901€133,904
Financial income75/76B€215
Recurring financial income75€215
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€134,088
Transfer from deferred taxes780€9
Income taxes67/77€44,670
Profit (loss) for the period9904€89,427
Profit (loss) for the period to be appropriated9905€89,427
Line2025
Assets
Total assets20/58€336,849
Fixed assets21/28€188,479
Tangible fixed assets22/27€188,479
Land and buildings22€169,706
Plant, machinery and equipment23€18,773
Current assets29/58€148,370
Cash at bank and in hand54/58€148,370
Equity and liabilities
Total equity and liabilities10/49€336,849
Equity10/15€286,366
Contributions10/11€4,032
Reserves13€193,992
Tax-exempt reserves132€104,162
Distributable reserves133€89,830
Profit (loss) carried forward14€84,264
Investment grants15€4,077
Provisions and deferred taxes16€177
Deferred taxes168€177
Amounts payable17/49€50,306
Amounts payable within one year42/48€50,306
Trade debts44€5,636
Suppliers440/4€5,636
Taxes, remuneration and social security45€44,670
Taxes450/3€44,670
Line2025
Profit (loss) for the period9904€89,427
+ Depreciation and write-downs630€8,860
Operating cash flow (approximation)€98,287

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00484472

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.