ViEr
ActiveThe computed 12-month bankruptcy probability of ViEr is 3.5% (moderate). The 2025 annual accounts show equity of €100k and a net result of €-19k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 13270 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-36
Solvency35▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.86 against 0.86 in 2024; short-term debt: 12.8% and cash: 1.7% of total assets), and 90.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
48 d early
2020
23 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€100k▼ 16.2%
2024 · €119k
2019: €-2k
2020: €15k
2021: €82k
2022: €111k
2023: €92k
2024: €119k
2019 → 2025
Total assets
€1.02M▲ 81.4%
2024 · €561k
2019: €161k
2020: €161k
2021: €206k
2022: €657k
2023: €646k
2024: €561k
2019 → 2025
Net result
€-19k
2024 · €27k
2019: €-9k
2020: €17k
2021: €67k
2022: €29k
2023: €-19k
2024: €27k
2019 → 2025
Working capital
€-18k▼ 19.4%
2024 · €-15k
2019: €-18k
2020: €-14k
2021: €73k
2022: €124k
2023: €-15k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€111k▲ 35.6%€92k▼ 17.4%€119k▲ 29.9%€100k▼ 16.2%
Operating result€79k-€29k▼ 64.0%€-11k€42k€11k▼ 73.6%
Net result€67k-€29k▼ 56.5%€-19k€27k€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€906k▲ 95.9%
Current assets
€112k▲ 13.4%
Equity and liabilities €1.02M
Equity
€100k▼ 16.2%
Debt
€918k▲ 108%
The debt ratio rises from 78.8% to 90.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€93k▼
2024 · €109k
Cash flow
€63k▼
2024 · €95k
Solvency
9.8%▼
2024 · 21.2%
Current ratio
0.86▼
2024 · 0.86
Quick ratio
0.73▲
2024 · 0.70
Debt / equity
9.19▲
2024 · 3.71
ROE
-19.3%▼
2024 · 23.0%
ROA
-1.9%▼
2024 · 4.9%
Interest coverage
2.70▼
2024 · 9.51
Debt
€918k▲
2024 · €442k
Debt ≤ 1 year
€130k▲
2024 · €114k
Debt > 1 year
€764k▲
2024 · €304k
Income taxes
€89▼
2024 · €7k
Staff costs
€187k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€561k€1.02M▲
Fixed assets21/28€463k€906k▲
Tangible fixed assets22/27€462k€905k▲
Land and buildings22-€862k
Plant, machinery and equipment23€18k€15k▼
Furniture and vehicles24€15k€14k▼
Other tangible fixed assets26€429k€13k▼
Financial fixed assets28€858€858=
Current assets29/58€98k€112k▲
Stocks and contracts in progress3€19k€17k▼
Stocks30/36€19k€17k▼
Amounts receivable within one year40/41€46k€75k▲
Trade receivables40€480€4k▲
Other amounts receivable41€45k€71k▲
Cash at bank and in hand54/58€31k€17k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€561k€1.02M▲
Equity10/15€119k€100k▼
Contributions10/11€6k€6k=
Reserves13€113k€94k▼
Distributable reserves133€113k€94k▼
Amounts payable17/49€442k€918k▲
Amounts payable after more than one year17€304k€764k▲
Financial debts170/4€304k€764k▲
Amounts payable within one year42/48€114k€130k▲
Current portion of amounts payable after more than one year42€72k€64k▼
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€14k€32k▲
Suppliers440/4€14k€32k▲
Taxes, remuneration and social security45€26k€34k▲
Taxes450/3€16k€13k▼
Remuneration and social security454/9€9k€21k▲
Accrued charges and deferred income492/3€24k€23k▼
Income statement
Code20242025
Non-recurring operating income76A€501€0▼
Remuneration, social security and pensions62€144k€187k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€82k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€255k€281k▲
Operating profit (loss)9901€42k€11k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€12k€34k▲
Recurring financial charges65€12k€34k▲
Profit (loss) for the period before taxes9903€34k€-19k▼
Income taxes67/77€7k€89▼
Profit (loss) for the period9904€27k€-19k▼
Profit (loss) for the period to be appropriated9905€27k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-19k▼
Transfer from equity791/2€0€19k▲
Transfer to equity691/2€27k€0▼
To other reserves6921€27k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Equity above €100kEq €119k ▲29.9%
Equity rises from €92k to €119k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-19k ▼166%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €111k ▲35.6%
3 profitable years in a row build equity to €111k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €67k ▲286%
Operating result €79k, net result €67k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.22
Current ratio from 0.82 to 2.22; short-term debt falls from €75k to €60k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blekersstraat(Kor) 98500 KortrijkGround area
590 m²
Building footprint
341 m²
Volume, LiDAR
862 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ViEr
since 20192.282.851.052
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H1641/00A000 | Flanders | 377 m² | 1 · 228 m² | - |
| 34022E0449/00M002 | Flanders | 213 m² | 1 · 113 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,176 EUR awarded · 2,176 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.282.851.052
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BE 0895.330.487
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FORTE & CO
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.