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VIE HAPPY

Active
Private limited companyfounded 20197 yrs activeRue du Moulin (VAU) 75, 5680 Doische, BelgiumKBO/BCE: BE 0730.852.141

VIE HAPPY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €14k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
70 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+90
Solvency50▲+17
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.27 in 2024; short-term debt: 69.8% and cash: 14.5% of total assets), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.9%
Return on assets
20.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16426 sector peers (2025).
NBB · sector comparison
Position among 16426 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
30 d late
2024
28 d late
2023
6 d late
2022
49 d early
2021
9 d early
2020
5 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€17k▲ 343%
2024 · €4k
2020: €7k 2021: €14k 2022: €12k 2023: €12k 2024: €4k
2020 → 2025
Total assets
€67k▲ 38.1%
2024 · €49k
2020: €42k 2021: €48k 2022: €38k 2023: €51k 2024: €49k
2020 → 2025
Net result
€14k
2024 · €-8k
2020: €7k 2021: €8k 2022: €-462 2023: €702 2024: €-8k
2020 → 2025
Working capital
€-23k▲ 23.4%
2024 · €-30k
2020: €-10k 2021: €-13k 2022: €-9k 2023: €-23k 2024: €-30k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€14k-€12k▼ 9.3%€12k▼ 0.8%€4k▼ 69.1%€17k▲ 343%
Operating result€10k-€2k▼ 85.1%€3k▲ 71.7%€-6k€17k
Net result€8k-€-462€702€-8k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €10k€10kNet result 2021: €8k€8kOperating result 2022: €2k€2kNet result 2022: €-462€-462Operating result 2023: €3k€3kNet result 2023: €702€702Operating result 2024: €-6k€-6kNet result 2024: €-8k€-8kOperating result 2025: €17k€17kNet result 2025: €14k€14k20212022202320242025
The operating result returns to profit in 2025: €17k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets €43k▲ 13.9%
Current assets €24k▲ 121%
Equity and liabilities €67k
Equity €17k▲ 343%
Debt €51k▲ 12.4%
The debt ratio falls from 92.2% to 75.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€25k
2024 · €582
Cash flow
€22k
2024 · €-889
Solvency
24.9%
2024 · 7.8%
Current ratio
0.52
2024 · 0.27
Quick ratio
0.44
2024 · 0.27
Debt / equity
3.01
2024 · 11.87
ROE
82.4%
2024 · -201.2%
ROA
20.6%
2024 · -15.6%
Interest coverage
44.06
2024 · 0.45
Debt
€51k
2024 · €45k
Debt ≤ 1 year
€47k
2024 · €41k
Income taxes
€2k
2024 · €187
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€49k€67k
Fixed assets21/28€38k€43k
Intangible fixed assets21-€4k
Tangible fixed assets22/27€38k€39k
Furniture and vehicles24€1k€2k
Other tangible fixed assets26€37k€37k
Current assets29/58€11k€24k
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€3k€10k
Trade receivables40€3k€10k
Cash at bank and in hand54/58€7k€10k
Deferred charges and accrued income490/1€854€427
Equity and liabilities
Total equity and liabilities10/49€49k€67k
Equity10/15€4k€17k
Contributions10/11€500€500=
Profit (loss) carried forward14€3k€16k
Amounts payable17/49€45k€51k
Amounts payable within one year42/48€41k€47k
Trade debts44€2k€976
Suppliers440/4€2k€976
Taxes, remuneration and social security45€6k€6k
Taxes450/3€6k€6k
Other amounts payable47/48€33k€41k
Accrued charges and deferred income492/3€4k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k
Other operating charges640/8€1k€405
Gross operating margin9900€2k€25k
Operating profit (loss)9901€-6k€17k
Financial income75/76B€17€10
Recurring financial income75€17€10
Financial charges65/66B€1k€558
Recurring financial charges65€1k€558
Profit (loss) for the period before taxes9903€-7k€16k
Income taxes67/77€187€2k
Profit (loss) for the period9904€-8k€14k
Profit (loss) for the period to be appropriated9905€-8k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€4k€17k
Profit (loss) brought forward from the previous period14P€12k€3k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Back to profitnet €14k
Net result €14k after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Weakest financial yearnet €-8k ▼1187%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
06-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial Back to profitnet €702
Net result €702 after one loss-making year.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
05-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Doische · 2 establishment units since 2019
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Moulin (VAU) 755680 Doische
Ground area
1,401 m²
Building footprint
155 m²
Volume, LiDAR
1,254 m³
2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
VIE HAPPY
Rue de l'Ermitage 1, 6040 CharleroiRetail trade
since 20192.291.735.658
VIE HAPPY
Rue du Moulin (VAU) 75, 5680 DoischeRetail trade
since 20192.291.735.757
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93080A0104/00H000 Wallonia 1,089 m² 1 · 113 m² 10.7 m · 3 fl.
52363D0532/00F004 Wallonia 312 m² 1 · 43 m² 9.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,463 companies in sector 86995 we hold annual accounts for 885. 556 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-07-2019
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
85599Other education
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.