VIDALU
ActiveSummary
VIDALU has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,219 and a net result of -€9,839. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth27▼-30
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.35 against 4.62 in 2024; short-term debt: 21.7% and cash: 32.7% of total assets), and 21.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
-40.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
31 d early
2023
16 d late
2022
31 d early
2021
10 d late
2020
30 d late
2019
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 August (5 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€85,217▼ 25.0%
2019 · €113,551
EBIT margin
-8.7%▼ 4.6pp
2019 · -4.0%
Net result
-€9,839
2024 · €15,334
Working capital
€17,837▼ 31.4%
2024 · €25,995
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€10,681-€3,056€991€17,129▲ 1,629%-€9,577
Net result€10,475within the sector's middle half-€3,872within the sector's middle half€613within the sector's middle half€15,334within the sector's middle half▲ 2,400%-€9,839below the sector's middle half
EBIT margin
Equity€16,984within the sector's middle half▲ 161%€13,111within the sector's middle half▼ 22.8%€13,725within the sector's middle half▲ 4.7%€29,059within the sector's middle half▲ 112%€19,219within the sector's middle half▼ 33.9%
Total assets€50,404below the sector's middle half▲ 6.5%€40,053below the sector's middle half▼ 20.5%€45,613below the sector's middle half▲ 13.9%€36,240below the sector's middle half▼ 20.5%€24,538below the sector's middle half▼ 32.3%
Debt€33,421▼ 18.1%€26,942▼ 19.4%€31,888▲ 18.4%€7,181▼ 77.5%€5,319▼ 25.9%
Working capital€16,984within the sector's middle half▲ 172%€13,111within the sector's middle half▼ 22.8%€8,979within the sector's middle half▼ 31.5%€25,995within the sector's middle half▲ 190%€17,837within the sector's middle half▼ 31.4%
Solvency33.7%within the sector's middle half▲ 19.9pp32.7%within the sector's middle half▼ 1.0pp30.1%within the sector's middle half▼ 2.6pp80.2%above the sector's middle half▲ 50.1pp78.3%above the sector's middle half▼ 1.9pp
Current ratio1.51within the sector's middle half▲ 0.361.49within the sector's middle half▼ 0.021.28within the sector's middle half▼ 0.214.62above the sector's middle half▲ 3.344.35above the sector's middle half▼ 0.27
Return on assets (ROA)20.8%above the sector's middle half▲ 39.2pp-9.7%below the sector's middle half▼ 30.5pp1.3%within the sector's middle half▲ 11.0pp42.3%above the sector's middle half▲ 41.0pp-40.1%below the sector's middle half▼ 82.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9,577 after €17,129 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24,538
Fixed assets
€1,382 ▼ 54.9%
Current assets
€23,156 ▼ 30.2%
Equity and liabilities €24,538
Equity
€19,219 ▼ 33.9%
Debt
€5,319 ▼ 25.9%
Debt's share of the balance-sheet total rises from 19.8% to 21.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€7,896▼
2024 · €18,811
Cash flow
-€8,158▼
2024 · €17,016
Quick ratio
1.51▼
2024 · 1.89
Debt to equity
0.28▲
2024 · 0.25
ROE
-51.2%▼
2024 · 52.8%
Interest coverage
-29.43▼
2024 · 21.48
Debt ≤ 1 year
€5,319▼
2024 · €7,181
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €2,081 | €7,179 | -€200 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €276 | - | €1,365 | €1,682 | €1,682 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €10,718 | - | - | - |
| Other operating charges640/8 | €395 | - | €4,176 | €2,180 | €654 | ▼ 70.0% |
| Gross operating margin9900 | €11,351 | -€975 | €24,429 | €20,791 | -€7,242 | ▼ 135% |
| Operating profit (loss)9901 | €10,681 | -€3,056 | €991 | €17,129 | -€9,577 | ▼ 156% |
| Financial income75/76B | €5 | €1 | €0 | €0 | €7 | ▲ 3,190% |
| Recurring financial income75 | €5 | €1 | €0 | €0 | €7 | ▲ 3,190% |
| Financial charges65/66B | €211 | €817 | €378 | €876 | €268 | ▼ 69.4% |
| Recurring financial charges65 | €211 | €817 | €378 | €876 | €268 | ▼ 69.4% |
| Profit (loss) for the period before taxes9903 | €10,475 | -€3,872 | €613 | €16,254 | -€9,839 | ▼ 161% |
| Income taxes67/77 | - | - | - | €920 | - | - |
| Profit (loss) for the period9904 | €10,475 | -€3,872 | €613 | €15,334 | -€9,839 | ▼ 164% |
| Profit (loss) for the period to be appropriated9905 | €10,475 | -€3,872 | €613 | €15,334 | -€9,839 | ▼ 164% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €50,404 | €40,053 | €45,613 | €36,240 | €24,538 | ▼ 32.3% |
| Fixed assets21/28 | - | - | €4,746 | €3,064 | €1,382 | ▼ 54.9% |
| Tangible fixed assets22/27 | - | - | €4,746 | €3,064 | €1,382 | ▼ 54.9% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | €0 | - | - | - | - | - |
| Other tangible fixed assets26 | - | - | €4,746 | €3,064 | €1,382 | ▼ 54.9% |
| Current assets29/58 | €50,404 | €40,053 | €40,867 | €33,176 | €23,156 | ▼ 30.2% |
| Stocks and contracts in progress3 | €27,375 | €25,624 | €20,315 | €19,575 | €15,121 | ▼ 22.8% |
| Stocks30/36 | €27,375 | €25,624 | €20,315 | €19,575 | €15,121 | ▼ 22.8% |
| Amounts receivable within one year40/41 | €14,881 | €10,718 | €14,000 | €4,000 | - | - |
| Trade receivables40 | €10,718 | €10,718 | €14,000 | €4,000 | - | - |
| Other amounts receivable41 | €4,163 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €7,472 | €1,767 | €5,910 | €8,971 | €8,035 | ▼ 10.4% |
| Deferred charges and accrued income490/1 | €677 | €1,944 | €643 | €630 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €50,404 | €40,053 | €45,613 | €36,240 | €24,538 | ▼ 32.3% |
| Equity10/15 | €16,984 | €13,111 | €13,725 | €29,059 | €19,219 | ▼ 33.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Reserves13 | €902 | €902 | €902 | €902 | €902 | = |
| Non-distributable reserves130/1 | €902 | - | - | €902 | €902 | = |
| Legal reserve130 | €902 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €902 | €902 | = |
| Distributable reserves133 | - | €902 | €902 | - | - | - |
| Profit (loss) carried forward14 | -€2,519 | -€6,391 | -€5,778 | €9,556 | -€283 | ▼ 103% |
| Amounts payable17/49 | €33,421 | €26,942 | €31,888 | €7,181 | €5,319 | ▼ 25.9% |
| Amounts payable within one year42/48 | €33,421 | €26,942 | €31,888 | €7,181 | €5,319 | ▼ 25.9% |
| Trade debts44 | €12,804 | €5,434 | €13,542 | €3,322 | €985 | ▼ 70.3% |
| Suppliers440/4 | €12,804 | €5,434 | €13,542 | €3,322 | €985 | ▼ 70.3% |
| Taxes, remuneration and social security45 | €17,430 | €17,901 | €18,188 | €3,859 | €4,334 | ▲ 12.3% |
| Taxes450/3 | €17,313 | €17,785 | €18,087 | €2,659 | €4,334 | ▲ 63.0% |
| Remuneration and social security454/9 | €116 | €116 | €101 | €1,200 | - | - |
| Other amounts payable47/48 | €3,187 | €3,607 | €158 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,475 | -€3,872 | €613 | €15,334 | -€9,839 | ▼ 164% |
| + Depreciation and write-downs630 | €276 | - | €1,365 | €1,682 | €1,682 | = |
| Operating cash flow (approximation) | €10,751 | -€3,872 | €1,979 | €17,016 | -€8,158 | ▼ 148% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
| Change in cash | - | -€5,705 | €4,143 | €3,062 | -€936 | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Weakest financial yearnet -€9,839
Net result drops to -€9,839, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €15,334 ▲2,400%
Operating result €17,129, net result €15,334, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 4.62
Current ratio from 1.28 to 4.62; short-term debt falls from €31,888 to €7,181.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Back to profitnet €613
Net result €613 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Back to profitnet €10,475
Net result €10,475 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
Show earlier events
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 143 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2013
Ground area
182 m²
Building footprint
70 m²
Volume, LiDAR
561 m³
Parcel 62020A0493/00V002, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VIDALU
since 20132.219.976.543
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62020A0493/00V002 | Wallonia | 182 m² | 1 · 70 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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UTEN
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ELECTRO REM PNS
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COBAMA
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Of 764 companies in sector 47552 we hold annual accounts for 444. 227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
47512Retail sale of household textiles and bedding
47540Retail sale of electrical household appliances
47750Retail sale of cosmetics and toilet articles
47783Retail trade
47784Retail sale of souvenirs and religious articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822760433
Also
9925:BE0822760433
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.