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VIDA PRO

Active Private limited companyfounded 2019active for 7 yearsPlace des Haies 10, 6060 CharleroiKBO/BCE: BE 0728.962.423

Lifetime

6 annual accounts with figures on one time axis
peak €19,616 (2025)
€19,616▲ 89.1%
lowest -€10,695 (2021)
€5,337▲ 645%
peak €11,341 (2025)
€11,341▲ 88.9%
€20,921▼ 10.8%
peak 0.2 FTE (2020)
-not published
Board4 names since 2019
2 directorsFANARA Vincenzo Angelo and 1 other
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €10,374 to €19,616Result from €717 to €5,337Company renamed from GUASTANELLA to VIDA PRO 05-09Resignation: Fanara Daniele (director) 16-01Equity from €6,005 to €11,341

Key points

from the 2025 annual accounts

Equity

€11,341 ▲ 88.9%

VIDA PRO has made a profit without a break since 2022.

Turnover

≈ €570,000 estimated

The micro format states no turnover.

Filings

6 annual accounts 6 late
AprilJune31 JulyOctober202020222024

The 2024 accounts came latest: 379 days after the end of the period.

Checked score

64
Healthy
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.6% 01-2025: 3.6%● unchanged vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025 04-2025: 4.0%▲ +0.4 percentage points vs 03-2025 05-2025: 4.3%▲ +0.3 percentage points vs 04-2025 06-2025: 4.2%▼ -0.1 percentage points vs 05-2025 07-2025: 4.3%▲ +0.1 percentage points vs 06-2025 08-2025: 5.4%▲ +1.1 percentage points vs 07-2025 09-2025: 5.4%● unchanged vs 08-2025 10-2025: 8.7%▲ +3.3 percentage points vs 09-2025 11-2025: 8.8%▲ +0.1 percentage points vs 10-2025 12-2025: 9.9%▲ +1.1 percentage points vs 11-2025 01-2026: 12.4%▲ +2.5 percentage points vs 12-2025 02-2026: 12.4%● unchanged vs 01-2026 03-2026: 12.8%▲ +0.4 percentage points vs 02-2026highest value 04-2026: 12.0%▼ -0.8 percentage points vs 03-2026 05-2026: 12.0%● unchanged vs 04-2026 06-2026: 11.8%▼ -0.2 percentage points vs 05-2026 07-2026: 11.8%● unchanged vs 06-2026 08-2026: 9.9%▼ -1.9 percentage points vs 07-2026 09-2026: 1.4%▼ -8.5 percentage points vs 08-2026lowest value 10-2026: 1.6%▲ +0.2 percentage points vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026

Financial strength
Average

60+15equity 35.2% of total assets
38+3short-term debt 64.8% · cash 18.2%
69+20return on assets 16.5%

Score breakdown

raises risk
Last filed accounts filed 18 days late; 2 of the last 3 accounts late
Founded in 2019
Size: total assets €32,263
lowers risk
Liquidity: current ratio 1.12, cash €5,862
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 51% of them on solvency, 36% on liquidity, 50% on profitability and 91% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as VIDA PRO has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of VIDA PRO itself: 1.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for VIDA PRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.12 (0.83 in 2024), below the usual 1.5. Short-term debt is 64.8% and cash 18.2% of total assets. 64.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 18 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.12, cash €5,862
NBB · annual accounts
raises risk · Size: total assets €32,263
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
18 days late
2024
379 days late
2023
61 days late
2022
7 days late
2021
38 days late
2020
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 99 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 September (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • FANARA Daniele founderdeed of 01-07-2019
  • FANARA Vincenzo Angelo founderdeed of 01-07-2019
Board & ownership

Recent changes

New establishment in La Louvière Rue Lecat (L.L) 11
Registered in the Peppol Directory Reachable for e-invoices through 0208:0728962423
Company renamed from GUASTANELLA to VIDA PRO “nouvel objet” (deed in French) · General meeting of 01-09-2025 · Gazette deed
Resignation: Fanara Daniele (director) Director discharge: Fanara Daniele · General meeting of 31-12-2024 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
VIDA PRO Charleroi - - 35.2% -
HVN.COM Charleroi - - 53.2% -
LE POTIQUET Liège - - 74.4% -
Itefaq Rijkevorsel €209,862 3.5% 36.7% -
AFRICA FOOD Saint-Josse-ten-Noode €111,647 12.5% 85.4% -
Deen Anderlecht - - 15.2% -
Mich & Paton Woluwe-Saint-Lambert - - -199.5% -

These companies have the same main activity as VIDA PRO: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €27,600 and €36,800, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 27-06-2019Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 4 others
Joint committees
119Food trade
201Independent retail · annual accounts 2023
Establishment units
2.290.765.4606060 Charleroi, since 02-07-2019
2.395.824.8737100 La Louvière, since 01-09-2026
Financial year end
31 December
Peppol
Reachable since 01-01-2026
Company details

Annual accounts 2025

€32,263▲ 9.5%
Filing
Filed on 18-08-2026
Financials

Insights on VIDA PRO

VIDA PRO files the micro format. That format states no turnover. The gross margin rose from €16,461 in 2020 to €19,616 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VIDA PRO

What is the company number of VIDA PRO?
The company number of VIDA PRO is 0728.962.423. The VAT number is the same number with BE in front: BE 0728.962.423.
Where is VIDA PRO based?
The registered office is at Place des Haies 10, 6060 Charleroi.Company details
What does VIDA PRO do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of VIDA PRO?
VIDA PRO is a private limited company (BV).
When was VIDA PRO founded?
VIDA PRO was founded on 27-06-2019.
Is VIDA PRO still active?
Yes, VIDA PRO is an active enterprise in the KBO register.
How many employees does VIDA PRO have?
VIDA PRO had an average of 0.2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does VIDA PRO fall under?
In its 2023 annual accounts, VIDA PRO states joint committees 119 (Food trade) and 201 (Independent retail).
What is the turnover of VIDA PRO?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €19,616 and 302 comparable companies (NACE 47110). It probably lies between €290,000 and €1.0m. It is a rough estimate.
Is VIDA PRO profitable?
In financial year 2025, VIDA PRO made a profit of €5,337.
Where can I find the annual accounts of VIDA PRO?
VIDA PRO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VIDA PRO due?
VIDA PRO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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