VICTUM
ActiveThe computed 12-month bankruptcy probability of VICTUM is 1.5% (moderate). The 2025 annual accounts show equity of €1.57M and a net result of €345k. Equity is growing by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 7689 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 5.14 in 2024), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
14.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
16 d early
2024
21 d early
2023
28 d early
2022
4 d early
2021
1 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.57M▲ 23.4%
2024 · €1.27M
2019: €60k
2020: €143k
2021: €293k
2022: €520k
2023: €952k
2024: €1.27M
2019 → 2025
Total assets
€2.36M▲ 41.6%
2024 · €1.66M
2019: €356k
2020: €460k
2021: €695k
2022: €1.23M
2023: €1.39M
2024: €1.66M
2019 → 2025
Net result
€345k▲ 8.1%
2024 · €319k
2019: €48k
2020: €83k
2021: €150k
2022: €227k
2023: €433k
2024: €319k
2019 → 2025
Working capital
€1.31M▲ 12.0%
2024 · €1.17M
2019: €12k
2020: €90k
2021: €217k
2022: €567k
2023: €875k
2024: €1.17M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€293k-€520k▲ 77.3%€952k▲ 83.2%€1.27M▲ 33.5%€1.57M▲ 23.4%
Operating result€222k-€329k▲ 48.1%€629k▲ 91.0%€465k▼ 26.1%€491k▲ 5.6%
Net result€150k-€227k▲ 50.8%€433k▲ 91.0%€319k▼ 26.2%€345k▲ 8.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.36M
Fixed assets
€658k▲ 208%
Current assets
€1.70M▲ 17.1%
Equity and liabilities €2.36M
Equity
€1.57M▲ 23.4%
Debt
€786k▲ 101%
The debt ratio rises from 23.5% to 33.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€542k▲
2024 · €505k
Cash flow
€396k▲
2024 · €359k
Solvency
66.6%▼
2024 · 76.5%
Current ratio
4.35▼
2024 · 5.14
Quick ratio
3.78▼
2024 · 4.50
Debt / equity
0.50▲
2024 · 0.31
ROE
22.0%▼
2024 · 25.1%
ROA
14.7%▼
2024 · 19.2%
Interest coverage
85.98▼
2024 · 188.58
Debt
€786k▲
2024 · €392k
Debt ≤ 1 year
€390k▲
2024 · €282k
Debt > 1 year
€396k▲
2024 · €109k
Income taxes
€140k▼
2024 · €143k
Staff costs
€20k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.66M€2.36M▲
Fixed assets21/28€214k€658k▲
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€206k€652k▲
Land and buildings22€168k€159k▼
Plant, machinery and equipment23€10k€26k▲
Furniture and vehicles24€9k€464k▲
Leasing and similar rights25€20k€3k▼
Financial fixed assets28€7k€5k▼
Current assets29/58€1.45M€1.70M▲
Stocks and contracts in progress3€180k€224k▲
Stocks30/36€180k€224k▲
Amounts receivable within one year40/41€876k€886k▲
Trade receivables40€744k€683k▼
Other amounts receivable41€133k€204k▲
Cash at bank and in hand54/58€389k€582k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.66M€2.36M▲
Equity10/15€1.27M€1.57M▲
Contributions10/11€12k€12k=
Reserves13€1.26M€1.56M▲
Distributable reserves133€1.26M€1.56M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€392k€786k▲
Amounts payable after more than one year17€109k€396k▲
Financial debts170/4€109k€396k▲
Amounts payable within one year42/48€282k€390k▲
Current portion of amounts payable after more than one year42€23k€54k▲
Trade debts44€252k€327k▲
Suppliers440/4€252k€327k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€190€500▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€6k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€19k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€50k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€530k€565k▲
Operating profit (loss)9901€465k€491k▲
Financial income75/76B€140€184▲
Recurring financial income75€140€184▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€462k€485k▲
Income taxes67/77€143k€140k▼
Profit (loss) for the period9904€319k€345k▲
Profit (loss) for the period to be appropriated9905€319k€345k▲
Appropriation of the result
Profit (loss) to be appropriated9906€319k€345k▲
Transfer from equity791/2-€48k
Transfer to equity691/2€319k€345k▲
To other reserves6921€319k€345k▲
Profit to be distributed694/7-€48k
Return on contributions (dividend)694-€48k
Social balance
Average headcount (FTE)90870.30.5▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.27M ▲33.5%
6 profitable years in a row build equity to €1.27M.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €433k ▲91%
Operating result €629k, net result €433k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €520k ▲77.3%
4 profitable years in a row build equity to €520k.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
31-12
Financial
Equity above €200kEq €293k ▲105%
3 profitable years in a row build equity to €293k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Equity above €100kEq €143k ▲138%
2 profitable years in a row build equity to €143k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijken(Den) 42A9400 NinoveGround area
1,034 m²
Building footprint
145 m²
Volume, LiDAR
985 m³
Parcel 41012A0878/00P000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VICTUM
since 20192.286.247.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41012A0878/00P000 | Flanders | 1,034 m² | 1 · 145 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 954 EUR awarded · 954 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 796 EUR | 796 EUR |
| 2023 | 1 | 53 EUR | 53 EUR |
| 2022 | 1 | 105 EUR | 105 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
2 categoriesVICTUM BV37698
Dual-learning approval
4 live approvals · 5 endedElektrische installaties duaal (so)
Elektrotechnicus (vwo)
Elektrotechnicus duaal (so)
Elektrotechnisch installateur (vwo)
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EWL
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Etablissements DUMAY - MIOR
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I.B.A. ENGINEERING
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Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 3,466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2019
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
33110Repair and maintenance of fabricated metal products
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:00000000000