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VICTORIA

Active
Private limited companyfounded 20206 yrs activeKBO/BCE: BE 0748.917.796
Summary

The computed 12-month bankruptcy probability of VICTORIA is 4.2% (elevated). The 2025 annual accounts show negative equity (-€28,794) and a net result of -€49,402. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 14676 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€17,590total assets 2025
Equity
-€28,794
Loss
-€49,402
Turnover not published (abridged schema)
Financial health
46 Fair Checked score 2025
Bankruptcy chance 12 m
4.2%
Structure
Accounts 20 d early0 of 3 deeds read
Why 46- Sector Food and beverage service activities (NACE 56)- Founded in 2020- Loss of €49,402, the second in a row (FY 2025)+ Size: total assets €17,590Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 0-50
equity -163.7% of total assets
Liquidity 2-8
short-term debt 263.7% · cash 1.3%
Profitability 0=
return on assets -280.8%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 15 months 08-2025: 5.9%highest value 09-2025: 5.0%▼ -14.3% vs 08-2025 10-2025: 4.8%▼ -4.8% vs 09-2025 11-2025: 4.8%● 0.0% vs 10-2025 12-2025: 4.8%● 0.0% vs 11-2025 01-2026: 5.0%▲ +3.6% vs 12-2025 02-2026: 4.9%▼ -1.4% vs 01-2026 03-2026: 4.9%● 0.0% vs 02-2026 04-2026: 5.1%▲ +3.8% vs 03-2026 05-2026: 5.0%▼ -0.7% vs 04-2026 06-2026: 4.8%▼ -4.2% vs 05-2026 07-2026: 5.1%▲ +4.8% vs 06-2026 08-2026: 4.8%▼ -6.2% vs 07-2026 09-2026: 4.2%▼ -12.1% vs 08-2026lowest value 10-2026: 4.2%● 0.0% vs 09-2026lowest value
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Size: total assets €17,590 lowers the probability for this profile
  • Founded in 2020 raises the probability for this profile
  • Loss of €49,402, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.35 against 0.53 in 2024; short-term debt: 263.7% and cash: 1.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 3%, profitability 8%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: total assets €17,590
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Loss of €49,402, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€28,794
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
20 d early
2024
6 d late
2023
12 d late
2022
69 d early
2021
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€49,402
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€28,794 View
  • Caution: Among the weakest 5% on net resultsector median €4,899 · 14,655 companies -€49,402 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€49,402 View

By topic

Financials

Fiscal year
2025
Total assets
€17,590
Loss
-€49,402
Solvency
-163.7%
Turnover▼ 2.2%
Net result
20212024
Go to Financials

Timeline

Events
6
Since
2022
Next accounts
by 31-07-2027
  1. 11-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 06-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
24-06-2020
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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