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Victor Depoortere - Seynaeve

Active
Private limited company (pre-2019)founded 197353 yrs activeRochesterlaan 5, 8470 Gistel, BelgiumKBO/BCE: BE 0413.330.460

Victor Depoortere - Seynaeve has been active since 1973 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €741. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 69% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+1
Solvency82▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.4 against 2.87 in 2024; short-term debt: 41.7% and cash: 52.6% of total assets), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 53 years 0 60 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
8 d early
2023
64 d late
2022
8 d late
2021
on the day
2020
2 d early
2019
63 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€37k▲ 2.0%
2024 · €37k
2019: €35k 2020: €38k 2021: €32k 2022: €35k 2023: €36k 2024: €37k
2019 → 2025
Total assets
€66k▲ 13.1%
2024 · €58k
2019: €52k 2020: €62k 2021: €67k 2022: €42k 2023: €51k 2024: €58k
2019 → 2025
Net result
€741▲ 143%
2024 · €304
2019: €1k 2020: €3k 2021: €-6k 2022: €3k 2023: €2k 2024: €304
2019 → 2025
Working capital
€38k▲ 1.1%
2024 · €38k
2019: €36k 2020: €40k 2021: €33k 2022: €36k 2023: €37k 2024: €38k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€32k-€35k▲ 8.3%€36k▲ 4.5%€37k▲ 0.8%€37k▲ 2.0%
Operating result€-6k-€3k€2k▼ 41.7%€385▼ 77.0%€823▲ 114%
Net result€-6k-€3k€2k▼ 40.9%€304▼ 80.7%€741▲ 143%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-8k€-5k€-3k€0€3kOperating result 2021: €-6k€-6kNet result 2021: €-6k€-6kOperating result 2022: €3k€3kNet result 2022: €3k€3kOperating result 2023: €2k€2kNet result 2023: €2k€2kOperating result 2024: €385€385Net result 2024: €304€304Operating result 2025: €823€823Net result 2025: €741€74120212022202320242025
The operating result recovers in 2025; 2025 is 114% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €66k
Equity €37k▲ 2.0%
Debt €28k▲ 31.9%
The debt ratio rises from 36.9% to 43.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
56.9%
2024 · 63.1%
Current ratio
2.40
2024 · 2.87
Quick ratio
2.40
2024 · 2.87
Debt / equity
0.76
2024 · 0.59
ROE
2.0%
2024 · 0.8%
ROA
1.1%
2024 · 0.5%
Debt
€28k
2024 · €21k
Debt ≤ 1 year
€27k
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€58k€66k
Current assets29/58€58k€66k
Amounts receivable within one year40/41€29k€30k
Trade receivables40€29k€29k
Other amounts receivable41€0€782
Cash at bank and in hand54/58€28k€35k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€58k€66k
Equity10/15€37k€37k
Contributions10/11€19k€19k=
Reserves13€107k€107k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€63k€63k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€-89k€-88k
Amounts payable17/49€21k€28k
Amounts payable within one year42/48€20k€27k
Trade debts44€18k€27k
Suppliers440/4€18k€27k
Taxes, remuneration and social security45€2k€0
Taxes450/3€2k€0
Accrued charges and deferred income492/3€1k€900
Income statement Code20242025
Other operating charges640/8€1k€866
Gross operating margin9900€2k€2k
Operating profit (loss)9901€385€823
Financial charges65/66B€81€82
Recurring financial charges65€81€82
Profit (loss) for the period before taxes9903€304€741
Profit (loss) for the period9904€304€741
Profit (loss) for the period to be appropriated9905€304€741
Appropriation of the result
Profit (loss) to be appropriated9906€-89k€-88k
Profit (loss) brought forward from the previous period14P€-89k€-89k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
16-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
23-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 64 days late
2023
08-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 8 days late
2022
30-06
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
30-06
Financial Liquidity triplescurrent ratio 6.73
Current ratio from 1.97 to 6.73; short-term debt falls from €34k to €6k.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet €-6k ▼288%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Highest result since 2019net €3k ▲140%
Operating result €5k, net result €3k, both a record.
2019
29-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
27-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 1973
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rochesterlaan 58470 Gistel
Ground area
2,220 m²
Building footprint
229 m²
Volume, LiDAR
1,348 m³
Parcel 35005D0715/00H000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rochesterlaan 5, 8470 Gistel
NACE 3720002
since 19732.037.878.938
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35005D0715/00H000 Flanders 2,220 m² 1 · 229 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,489 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-1973
Fiscal year end30-06
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
52610
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.