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VICTO CONSTRUCT

Active
Private limited companyfounded 2024active for 1 yearRue Docteur Tagnon 48, 7170 Manage, BelgiumKBO/BCE: BE 1018.056.174
Summary

The computed 12-month bankruptcy probability of VICTO CONSTRUCT is 4.0% (elevated). The 2025 annual accounts show equity of €3,679 and a net result of -€1,321. Its solvency ranks better than 39% of 5,518 sector peers (NACE 81, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (29 days) Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00454373.

Equity
€3,679
Total assets
€12,169
Net result
-€1,321
Working capital
€3,255

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €12,169
Fixed assets €425
Current assets €11,745
Equity and liabilities €12,169
Equity €3,679
Debt €8,490
Debt finances 69.8% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.38
Debt to equity
2.31
ROE
-35.9%
ROA
-10.9%
Debt ≤ 1 year
€8,490
Staff costs
€62

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 92.5% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.4% went bankrupt
6.0% stopped otherwise
92.5% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€12,169
Fixed assets21/28€425
Financial fixed assets28€425
Current assets29/58€11,745
Amounts receivable within one year40/41€11,730
Trade receivables40€10,250
Other amounts receivable41€1,480
Cash at bank and in hand54/58€14
Equity and liabilities
Total equity and liabilities10/49€12,169
Equity10/15€3,679
Contributions10/11€5,000
Profit (loss) carried forward14-€1,321
Amounts payable17/49€8,490
Amounts payable within one year42/48€8,490
Trade debts44€2,055
Suppliers440/4€2,055
Taxes, remuneration and social security45€1,437
Taxes450/3€1,437
Other amounts payable47/48€4,997
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€181,182
Remuneration, social security and pensions62€62
Other operating charges640/8€387
Gross operating margin9900-€658
Operating profit (loss)9901-€1,107
Financial charges65/66B€214
Recurring financial charges65€214
Profit (loss) for the period before taxes9903-€1,321
Profit (loss) for the period9904-€1,321
Profit (loss) for the period to be appropriated9905-€1,321
Appropriation of the result
Profit (loss) to be appropriated9906-€1,321

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Goods, raw materials, services and sundry goods60/61€181,182
Remuneration, social security and pensions62€62
Other operating charges640/8€387
Gross operating margin9900-€658
Operating profit (loss)9901-€1,107
Financial charges65/66B€214
Recurring financial charges65€214
Profit (loss) for the period before taxes9903-€1,321
Profit (loss) for the period9904-€1,321
Profit (loss) for the period to be appropriated9905-€1,321
Line2025
Assets
Total assets20/58€12,169
Fixed assets21/28€425
Financial fixed assets28€425
Current assets29/58€11,745
Amounts receivable within one year40/41€11,730
Trade receivables40€10,250
Other amounts receivable41€1,480
Cash at bank and in hand54/58€14
Equity and liabilities
Total equity and liabilities10/49€12,169
Equity10/15€3,679
Contributions10/11€5,000
Profit (loss) carried forward14-€1,321
Amounts payable17/49€8,490
Amounts payable within one year42/48€8,490
Trade debts44€2,055
Suppliers440/4€2,055
Taxes, remuneration and social security45€1,437
Taxes450/3€1,437
Other amounts payable47/48€4,997
Line2025
Profit (loss) for the period9904-€1,321
Operating cash flow (approximation)-€1,321

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 29-08-2026 2026-00454373

Similar companies · same sector, comparable size

Of the 6,854 active companies whose main activity is other building cleaning and industrial cleaning (NACE 81220), figures are known for 2,394. 810 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.