VICO
ActiveVICO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €46k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+60
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.45 in 2024; short-term debt: 22% and cash: 3.2% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
52.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-05-2026, 75 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
75 d early
2024
55 d early
2023
32 d early
2022
31 d early
2021
24 d early
2020
26 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 211%
2024 · €22k
2018: €8k
2019: €7k
2020: €5k
2021: €20k
2022: €20k
2023: €102k
2024: €22k
2018 → 2025
Total assets
€87k▼ 39.7%
2024 · €145k
2018: €41k
2019: €9k
2020: €7k
2021: €31k
2022: €137k
2023: €114k
2024: €145k
2018 → 2025
Net result
€46k▼ 60.2%
2024 · €116k
2018: €-243
2019: €-2k
2020: €-2k
2021: €16k
2022: €75k
2023: €82k
2024: €116k
2018 → 2025
Working capital
€-233▲ 99.7%
2024 · €-67k
2018: €8k
2019: €7k
2020: €5k
2021: €18k
2022: €-3k
2023: €86k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€102k▲ 403%€22k▼ 78.5%€68k▲ 211%
Operating result€20k-€105k▲ 418%€114k▲ 8.5%€158k▲ 39.0%€65k▼ 58.7%
Net result€16k-€75k▲ 376%€82k▲ 9.2%€116k▲ 42.0%€46k▼ 60.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€68k▼ 23.2%
Current assets
€19k▼ 66.0%
Equity and liabilities €87k
Equity
€68k▲ 211%
Debt
€19k▼ 84.4%
The debt ratio falls from 84.9% to 22.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▼
2024 · €165k
Cash flow
€66k▼
2024 · €123k
Solvency
78.0%▲
2024 · 15.1%
Current ratio
0.99▲
2024 · 0.45
Quick ratio
0.99▲
2024 · 0.45
Debt / equity
0.28▼
2024 · 5.61
ROE
67.8%▼
2024 · 529.3%
ROA
52.9%▼
2024 · 80.1%
Interest coverage
242.11▼
2024 · 370.38
Debt
€19k▼
2024 · €123k
Debt ≤ 1 year
€19k▼
2024 · €123k
Income taxes
€19k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€87k▼
Fixed assets21/28€89k€68k▼
Tangible fixed assets22/27€89k€68k▼
Land and buildings22-€3k
Plant, machinery and equipment23€1k€682▼
Furniture and vehicles24€88k€65k▼
Current assets29/58€56k€19k▼
Amounts receivable within one year40/41€30€15k▲
Trade receivables40€0€9k▲
Other amounts receivable41€30€6k▲
Cash at bank and in hand54/58€55k€3k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€145k€87k▼
Equity10/15€22k€68k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€3k€49k▲
Amounts payable17/49€123k€19k▼
Amounts payable within one year42/48€123k€19k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€40k€3k▼
Taxes450/3€40k€1k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€81k€14k▼
Accrued charges and deferred income492/3€10€0▼
Income statement
Code20242025
Non-recurring operating income76A-€371
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€20k▲
Other operating charges640/8€1k€942▼
Non-recurring operating charges66A€4k€2k▼
Gross operating margin9900€171k€88k▼
Operating profit (loss)9901€158k€65k▼
Financial income75/76B€4€2▼
Recurring financial income75€4€2▼
Financial charges65/66B€447€351▼
Recurring financial charges65€447€351▼
Profit (loss) for the period before taxes9903€158k€65k▼
Income taxes67/77€42k€19k▼
Profit (loss) for the period9904€116k€46k▼
Profit (loss) for the period to be appropriated9905€116k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€199k€49k▼
Profit (loss) brought forward from the previous period14P€83k€3k▼
Profit to be distributed694/7€196k€0▼
Return on contributions (dividend)694€196k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €116k ▲42%
Operating result €158k, net result €116k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 9current ratio 8.37
Current ratio from 0.98 to 8.37; short-term debt falls from €117k to €12k.
31-12
Financial
Equity above €100kEq €102k ▲403%
3 profitable years in a row build equity to €102k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 3.62
Current ratio from 1.26 to 3.62; short-term debt falls from €32k to €3k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wettersesteenweg 749520 Sint-Lievens-HoutemGround area
5,092 m²
Building footprint
163 m²
Volume, LiDAR
931 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Akkerstraat 27, 9420 Erpe-Mere
since 19892.044.479.193
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41036A0121/00K000 | Flanders | 3,655 m² | - | - |
| 41009A0175/00P000 | Flanders | 1,437 m² | 1 · 163 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WILDCARD
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-1989
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.