Equity
€17,749 from €97,141 in 2014
Equity fell by 82% in 11 years.
VICKY VINCK
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €82,915 (2007)
-€17,565▼ €34,363
lowest -€6,125 (2022)
€300▲ €399
peak €97,141 (2014)
€17,749▲ 1.7%
€4,435▼ 39.5%
Board1 name since 1988
1 directorVinck Vicky
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €16,797 to -€17,565Back to profit: €300Debts from €7,335 to €4,435Cash from €36,137 to €10,546
Key points
from the 2025 annual accountsFilings
38 annual accounts since 1988
Two of the last ten came late. The 2020 accounts came latest: 60 days after the end of the period.
Turnover not published (micro format)
Checked score
95
Excellent
Financially stronger than 60% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 5.73, cash €10,546, halved
Founded in 1988
Figures for financial year 2025 (filed on 04-08-2026)
Sector: Other professional, scientific and technical activities (NACE 74)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 68% of them on solvency, 89% on liquidity, 39% on profitability and 45% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as VICKY VINCK has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VICKY VINCK itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for VICKY VINCK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.73 (6.83 in 2024), above the usual 1.5. Short-term debt is 16.6% and cash 39.5% of total assets. 33.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
93 days early
2023
5 days early
2022
67 days early
2021
5 days early
2020
60 days late
2019
55 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 62 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0433265247
Change of role: Vinck Vicky, from manager to director
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Vinck Vicky (manager) · General meeting of 25-10-2022 · Gazette deed
First establishment
Harmoniestraat 29, Antwerp
Incorporation
published on 20-02-1988 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VICKY VINCK Antwerp | €26,700 | -€17,565 | 66.5% | - |
| CAPARA Antwerp | €23,805 | -€7,443 | -587.6% | - |
| Pierre Daems Knokke-Heist | €19,254 | -€29,088 | -484.0% | - |
| STEPHAN BADAL Antwerp | €50,196 | -€20,009 | -157.4% | - |
| Nozomu Corp. Profondeville | €23,369 | -€3,017 | 98.7% | - |
| CAACHIRA Frasnes-lez-Anvaing | €63,983 | -€20,392 | -404.2% | - |
| CHRISTOPHE LARDOT & FRIENDS Liège | €18,591 | €987 | -36.6% | - |
These companies have the same main activity as VICKY VINCK: design of textile patterns, clothing, jewellery, furniture and decorative items (NACE 74111). They are comparable in size and age: total assets between €18,600 and €64,000, founded between 1984 and 2003.
Official details
Source: KBO- Status
- Active since 29-01-1988Normal situation
- Activity
- Design of textile patterns, clothing, jewellery, furniture and decorative itemsNACE 74111
- Establishment unit
- 2.035.891.3292018 Antwerp, since 01-06-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €26,700▼ 59.3%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on VICKY VINCK
VICKY VINCK files the micro format. That format states no turnover. The gross margin fell from €52,429 in 2006 to -€17,565 in 2025.
The balance sheet grew most in 2007 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VICKY VINCK
- What is the company number of VICKY VINCK?
- The company number of VICKY VINCK is 0433.265.247. The VAT number is the same number with BE in front: BE 0433.265.247.
- Where is VICKY VINCK based?
- The registered office is at Harmoniestraat 29, 2018 Antwerp.Company details
- What does VICKY VINCK do?
- According to the KBO register, the main activity is design of textile patterns, clothing, jewellery, furniture and decorative items (NACE 74111).
- What is the legal form of VICKY VINCK?
- VICKY VINCK is a private limited company (BV).
- When was VICKY VINCK founded?
- VICKY VINCK was founded on 29-01-1988.
- Is VICKY VINCK still active?
- Yes, VICKY VINCK is an active enterprise in the KBO register.
- What is the turnover of VICKY VINCK?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is VICKY VINCK profitable?
- In financial year 2025, VICKY VINCK made a profit of €300.
- Where can I find the annual accounts of VICKY VINCK?
- VICKY VINCK filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VICKY VINCK due?
- VICKY VINCK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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