VICKY VINCK
ActiveVICKY VINCK has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €300. Equity is shrinking by ~18.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 66% of 3476 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency91▲+39
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 5.73 against 6.83 in 2024; short-term debt: 16.6% and cash: 39.5% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
93 d early
2023
5 d early
2022
67 d early
2021
5 d early
2020
60 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 1.7%
2024 · €17k
2018: €53k
2019: €60k
2020: €56k
2021: €60k
2022: €17k
2023: €18k
2024: €17k
2018 → 2025
Total assets
€27k▼ 59.3%
2024 · €66k
2018: €150k
2019: €156k
2020: €137k
2021: €139k
2022: €95k
2023: €72k
2024: €66k
2018 → 2025
Net result
€300
2024 · €-100
2018: €-6k
2019: €7k
2020: €13k
2021: €4k
2022: €-6k
2023: €147
2024: €-100
2018 → 2025
Working capital
€21k▼ 50.9%
2024 · €43k
2018: €22k
2019: €35k
2020: €44k
2021: €62k
2022: €33k
2023: €31k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€17k▼ 71.1%€18k▲ 0.8%€17k▼ 0.6%€18k▲ 1.7%
Operating result€4k-€-6k€2k€3k▲ 27.0%€3k▼ 11.4%
Net result€4k-€-6k€147€-100€300
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€1k▼ 91.7%
Current assets
€25k▼ 49.3%
Equity and liabilities €27k
Equity
€18k▲ 1.7%
Provisions
€5k▼ 88.9%
Debt
€4k▼ 39.5%
The debt ratio rises from 11.2% to 16.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €19k
Cash flow
€15k▼
2024 · €15k
Solvency
66.5%▲
2024 · 26.6%
Current ratio
5.73▼
2024 · 6.83
Quick ratio
5.73▼
2024 · 6.83
Debt / equity
0.25▼
2024 · 0.42
ROE
1.7%▲
2024 · -0.6%
ROA
1.1%▲
2024 · -0.2%
Interest coverage
12.18▲
2024 · 9.73
Debt
€4k▼
2024 · €7k
Debt ≤ 1 year
€4k▼
2024 · €7k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€27k▼
Fixed assets21/28€16k€1k▼
Tangible fixed assets22/27€16k€1k▼
Land and buildings22€11k-
Plant, machinery and equipment23€876€145▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€50k€25k▼
Amounts receivable within one year40/41€12k€13k▲
Trade receivables40€12k€12k=
Other amounts receivable41-€852
Cash at bank and in hand54/58€36k€11k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€66k€27k▼
Equity10/15€17k€18k▲
Reserves13€17k€17k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€47€347▲
Provisions and deferred taxes16€41k€5k▼
Provisions for liabilities and charges160/5€41k€5k▼
Pensions and similar obligations160€41k€5k▼
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€965-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-4k€-36k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€17k€-18k▼
Operating profit (loss)9901€3k€3k▼
Financial income75/76B€89€130▲
Recurring financial income75€89€130▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€1k€1k▲
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€-100€300▲
Profit (loss) for the period to be appropriated9905€-100€300▲
Appropriation of the result
Profit (loss) to be appropriated9906€47€347▲
Profit (loss) brought forward from the previous period14P€147€47▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €300
Net result €300 after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €147
Net result €147 after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k ▼248%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Highest result since 2018net €13k ▲76.7%
Operating result €15k, net result €13k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Harmoniestraat 292018 AntwerpenGround area
318 m²
Building footprint
218 m²
Volume, LiDAR
3,190 m³
Parcel 11810K1590/00M000, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Harmoniestraat 29, 2018 Antwerpen
since 19902.035.891.329
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1590/00M000 | Flanders | 318 m² | 1 · 218 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PHILIPPART DE FOY - DEVILLEZ, CABINET D'AVOCATS
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DUUR
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Of 3,842 companies in sector 74111 we hold annual accounts for 1,008. 459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1988
Fiscal year end31-12
Activities, NACEBEL
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.