VICE VERSA
ActiveSummary
VICE VERSA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,681 and a net result of -€7,252. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▲+25
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 31.53 against 13.84 in 2024; short-term debt: 2.5% and cash: 66.4% of total assets), and 2.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
-6.9%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€7,252
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-09-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
3 d early
2023
1 d early
2022
on the day
2021
2 d late
2020
1 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€102,681▼ 6.6%
2024 · €109,933
Total assets
€105,747▼ 10.3%
2024 · €117,878
Net result
-€7,252▲ 65.8%
2024 · -€21,230
Working capital
€80,751▲ 0.5%
2024 · €80,355
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,093▼ 61.9%€686▼ 93.8%-€23,525-€20,410▲ 13.2%-€8,338▲ 59.1%
Net result€5,697within the sector's middle half▼ 64.7%-€1,324below the sector's middle half-€24,801below the sector's middle half▼ 1,774%-€21,230below the sector's middle half▲ 14.4%-€7,252below the sector's middle half▲ 65.8%
Equity€169,287within the sector's middle half▲ 3.5%€167,963within the sector's middle half▼ 0.8%€143,162within the sector's middle half▼ 14.8%€109,933within the sector's middle half▼ 23.2%€102,681within the sector's middle half▼ 6.6%
Total assets€194,706below the sector's middle half▲ 2.1%€186,061below the sector's middle half▼ 4.4%€154,554below the sector's middle half▼ 16.9%€117,878within the sector's middle half▼ 23.7%€105,747within the sector's middle half▼ 10.3%
Debt€25,419▼ 6.4%€18,098▼ 28.8%€11,391▼ 37.1%€7,945▼ 30.3%€3,066▼ 61.4%
Working capital€122,842▲ 12.0%€128,367▲ 4.5%€107,074▼ 16.6%€80,355▼ 25.0%€80,751▲ 0.5%
Solvency86.9%above the sector's middle half▲ 1.2pp90.3%above the sector's middle half▲ 3.3pp92.6%above the sector's middle half▲ 2.4pp93.3%above the sector's middle half▲ 0.6pp97.1%above the sector's middle half▲ 3.8pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,338 in 2025 against €20,410 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105,747
Fixed assets
€22,352 ▼ 28.5%
Current assets
€83,396 ▼ 3.7%
Equity and liabilities €105,747
Equity
€102,681 ▼ 6.6%
Debt
€3,066 ▼ 61.4%
Debt's share of the balance-sheet total falls from 6.7% to 2.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€577▲
2024 · -€11,440
Cash flow
€1,663▲
2024 · -€12,259
Current ratio
31.53▲
2024 · 13.84
Debt to equity
0.03▼
2024 · 0.07
ROE
-7.1%▲
2024 · -19.3%
ROA
-6.9%▲
2024 · -18.0%
Interest coverage
1.80▲
2024 · -16.87
Debt ≤ 1 year
€2,645▼
2024 · €6,256
Debt > 1 year
€0▼
2024 · €890
Income taxes
€307▲
2024 · €302
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €350 | €1,248 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,867 | €10,903 | €10,009 | €8,970 | €8,915 | ▼ 0.6% |
| Other operating charges640/8 | - | €1,597 | €1,422 | €1,411 | €2,018 | ▲ 43.1% |
| Gross operating margin9900 | €28,552 | €13,186 | -€12,094 | -€10,029 | €2,595 | ▲ 126% |
| Operating profit (loss)9901 | €11,093 | €686 | -€23,525 | -€20,410 | -€8,338 | ▲ 59.1% |
| Financial income75/76B | - | €43 | €6 | €161 | €1,714 | ▲ 966% |
| Recurring financial income75 | €45 | €43 | €6 | €161 | €1,714 | ▲ 966% |
| Financial charges65/66B | - | €1,477 | €993 | €678 | €320 | ▼ 52.8% |
| Recurring financial charges65 | €1,449 | €1,477 | €993 | €678 | €320 | ▼ 52.8% |
| Profit (loss) for the period before taxes9903 | €9,690 | -€748 | -€24,513 | -€20,927 | -€6,945 | ▲ 66.8% |
| Income taxes67/77 | €3,992 | €575 | €288 | €302 | €307 | ▲ 1.7% |
| Profit (loss) for the period9904 | €5,697 | -€1,324 | -€24,801 | -€21,230 | -€7,252 | ▲ 65.8% |
| Profit (loss) for the period to be appropriated9905 | €5,697 | -€1,324 | -€24,801 | -€21,230 | -€7,252 | ▲ 65.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €194,706 | €186,061 | €154,554 | €117,878 | €105,747 | ▼ 10.3% |
| Fixed assets21/28 | €57,376 | €47,637 | €40,528 | €31,267 | €22,352 | ▼ 28.5% |
| Intangible fixed assets21 | €32,536 | €28,921 | €25,306 | €21,691 | €18,076 | ▼ 16.7% |
| Tangible fixed assets22/27 | €24,561 | €18,438 | €14,944 | €9,428 | €4,127 | ▼ 56.2% |
| Land and buildings22 | - | €10,425 | €7,673 | €4,922 | €2,170 | ▼ 55.9% |
| Plant, machinery and equipment23 | - | €2,268 | €1,817 | €1,315 | €974 | ▼ 25.9% |
| Furniture and vehicles24 | - | €5,745 | €5,454 | €3,191 | €983 | ▼ 69.2% |
| Financial fixed assets28 | €279 | €279 | €279 | €149 | €149 | = |
| Current assets29/58 | €137,330 | €138,424 | €114,025 | €86,611 | €83,396 | ▼ 3.7% |
| Amounts receivable within one year40/41 | €14,669 | €18,786 | €5,163 | €11,760 | €11,998 | ▲ 2.0% |
| Trade receivables40 | - | €13,355 | €847 | €5,385 | €9,357 | ▲ 73.8% |
| Other amounts receivable41 | - | €5,431 | €4,316 | €6,374 | €2,640 | ▼ 58.6% |
| Current investments50/53 | - | - | - | €40,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €121,556 | €118,804 | €107,750 | €32,842 | €70,216 | ▲ 114% |
| Deferred charges and accrued income490/1 | - | €834 | €1,111 | €2,009 | €1,182 | ▼ 41.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €194,706 | €186,061 | €154,554 | €117,878 | €105,747 | ▼ 10.3% |
| Equity10/15 | €169,287 | €167,963 | €143,162 | €109,933 | €102,681 | ▼ 6.6% |
| Contributions10/11 | - | €117,749 | €117,749 | €117,749 | €117,749 | = |
| Reserves13 | €51,275 | €51,275 | €51,275 | €39,275 | €39,275 | = |
| Non-distributable reserves130/1 | - | €11,775 | €11,775 | €11,775 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €11,775 | €11,775 | €11,775 | €0 | ▼ 100% |
| Distributable reserves133 | - | €39,500 | €39,500 | €27,500 | €39,275 | ▲ 42.8% |
| Profit (loss) carried forward14 | €262 | -€1,061 | -€25,862 | -€47,091 | -€54,343 | ▼ 15.4% |
| Amounts payable17/49 | €25,419 | €18,098 | €11,391 | €7,945 | €3,066 | ▼ 61.4% |
| Amounts payable after more than one year17 | €10,875 | €7,683 | €4,356 | €890 | €0 | ▼ 100% |
| Financial debts170/4 | - | €7,683 | €4,356 | €890 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €14,488 | €10,057 | €6,951 | €6,256 | €2,645 | ▼ 57.7% |
| Current portion of amounts payable after more than one year42 | - | €5,205 | €4,334 | €4,493 | €890 | ▼ 80.2% |
| Trade debts44 | €470 | €606 | €1,588 | €1,371 | €713 | ▼ 48.0% |
| Suppliers440/4 | - | €606 | €1,588 | €1,371 | €713 | ▼ 48.0% |
| Taxes, remuneration and social security45 | - | €719 | €0 | €392 | €1,042 | ▲ 166% |
| Taxes450/3 | - | €359 | €0 | €32 | €862 | ▲ 2,582% |
| Remuneration and social security454/9 | - | €360 | €0 | €360 | €180 | ▼ 50.0% |
| Other amounts payable47/48 | - | €3,527 | €1,029 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €359 | €84 | €799 | €421 | ▼ 47.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,697 | -€1,324 | -€24,801 | -€21,230 | -€7,252 | ▲ 65.8% |
| + Depreciation and write-downs630 | €14,867 | €10,903 | €10,009 | €8,970 | €8,915 | ▼ 0.6% |
| Operating cash flow (approximation) | €20,564 | €9,579 | -€14,792 | -€12,259 | €1,663 | ▲ 114% |
| Investment in fixed assets (approximation) | - | -€1,164 | -€2,900 | €291 | €0 | ▼ 100% |
| Change in cash | - | -€2,752 | -€11,054 | -€74,908 | €37,373 | ▲ 150% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 31.53
Current ratio from 13.84 to 31.53; short-term debt falls from €6,256 to €2,645.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet -€24,801
Net result drops to -€24,801, the lowest in the series; recovery starts the following year.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €16,130 ▲146%
Operating result €29,152, net result €16,130, both a record.
31-03
Financial
Equity above €150,000Eq €163,589 ▲10.9%
2 profitable years in a row build equity to €163,589.
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1990
Ground area
213 m²
Building footprint
87 m²
Volume, LiDAR
725 m³
Parcel 24502C0244/00K010, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Vice Versa
since 19902.050.206.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0244/00K010 | Flanders | 213 m² | 1 · 87 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 7,202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-08-1990
Fiscal year end31-03
Activities, NACEBEL 2025
82990Other business support services
46150Agents in the wholesale of furniture, household goods and hardware
47715Retail trade
47722Retail trade
47770Retail sale of watches and jewellery
47784Retail sale of souvenirs and religious articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441368014
Also
9925:BE0441368014
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.