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VICCOR

Active
Private limited companyfounded 2024active for 2 yearsBeckhofstraat 42, 8820 Torhout, BelgiumKBO/BCE: BE 1015.249.609
Summary

VICCOR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,852 and a net result of €34,852. Its solvency ranks better than 73% of 20,649 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Specialist medical practice
NACE 86220
1 site
Size
≈ €150,000turnover 2025, estimated
Equity
€39,852
Profit
€34,852
Turnover estimated from the gross margin
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 18 days early
Why 98raises riskFounded in 2024lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 5.17, cash €24,997Figures for financial year 2025 (filed 13-07-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 82% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 100
equity 82.4% of total assets
Liquidity 95
short-term debt 17.6% · cash 51.7%
Profitability 100
return on assets 72.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,148 companies, NACE 86, micro)
Last 24 months 11-2025: 0.3% 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 5.17, above the usual 1.5; short-term debt: 17.6% and cash: 51.7% of total assets), and 17.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 82% on solvency, 83% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 5.17, cash €24,997
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 13-07-2026)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: Kamoen Victor (director) ·…

Financials · financial year 2025, micro format

Turnover
≈ €150,000
Estimated: probably between €110,000 and €210,000
Total assets
€48,379
Net result
€34,852
Working capital
€35,548

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €48,379
Fixed assets €4,304
Current assets €44,075
Equity and liabilities €48,379
Equity €39,852
Debt €8,527
Debt finances 17.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€47,037
Cash flow
€35,747
Current ratio
5.17
Debt to equity
0.21
ROE
87.5%
ROA
72.0%
Interest coverage
34.03
Debt ≤ 1 year
€8,527
Income taxes
€10,328

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€48,379
Fixed assets21/28€4,304
Tangible fixed assets22/27€4,304
Furniture and vehicles24€4,304
Current assets29/58€44,075
Amounts receivable within one year40/41€17,109
Trade receivables40€2,031
Other amounts receivable41€15,077
Cash at bank and in hand54/58€24,997
Deferred charges and accrued income490/1€1,970
Equity and liabilities
Total equity and liabilities10/49€48,379
Equity10/15€39,852
Contributions10/11€5,000
Reserves13€34,800
Distributable reserves133€34,800
Profit (loss) carried forward14€52
Amounts payable17/49€8,527
Amounts payable within one year42/48€8,527
Trade debts44€2,349
Suppliers440/4€2,349
Taxes, remuneration and social security45€6,178
Taxes450/3€6,178
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€895
Other operating charges640/8€434
Gross operating margin9900€47,471
Operating profit (loss)9901€46,143
Financial income75/76B€420
Recurring financial income75€420
Financial charges65/66B€1,382
Recurring financial charges65€1,382
Profit (loss) for the period before taxes9903€45,180
Income taxes67/77€10,328
Profit (loss) for the period9904€34,852
Profit (loss) for the period to be appropriated9905€34,852
Appropriation of the result
Profit (loss) to be appropriated9906€34,852
Transfer to equity691/2€34,800
To other reserves6921€34,800

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€895
Other operating charges640/8€434
Gross operating margin9900€47,471
Operating profit (loss)9901€46,143
Financial income75/76B€420
Recurring financial income75€420
Financial charges65/66B€1,382
Recurring financial charges65€1,382
Profit (loss) for the period before taxes9903€45,180
Income taxes67/77€10,328
Profit (loss) for the period9904€34,852
Profit (loss) for the period to be appropriated9905€34,852
Line2025
Assets
Total assets20/58€48,379
Fixed assets21/28€4,304
Tangible fixed assets22/27€4,304
Furniture and vehicles24€4,304
Current assets29/58€44,075
Amounts receivable within one year40/41€17,109
Trade receivables40€2,031
Other amounts receivable41€15,077
Cash at bank and in hand54/58€24,997
Deferred charges and accrued income490/1€1,970
Equity and liabilities
Total equity and liabilities10/49€48,379
Equity10/15€39,852
Contributions10/11€5,000
Reserves13€34,800
Distributable reserves133€34,800
Profit (loss) carried forward14€52
Amounts payable17/49€8,527
Amounts payable within one year42/48€8,527
Trade debts44€2,349
Suppliers440/4€2,349
Taxes, remuneration and social security45€6,178
Taxes450/3€6,178
Line2025
Profit (loss) for the period9904€34,852
+ Depreciation and write-downs630€895
Operating cash flow (approximation)€35,747

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 13-07-2026 2026-00285031

Similar companies · same sector, comparable size

Of the 16,577 active companies whose main activity is specialist medical practice (NACE 86220), figures are known for 8,126. 4,745 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Kamoen Victor
Director (not named in the articles) · since 21-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Kamoen Victor
  • Director (not named in the articles), from 21-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 21-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 21-10-2024 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

VICCOR was incorporated on 17 October 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2024, Kamoen Victor has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
13-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
21-10
Gazette deed Incorporation
Appointment: Kamoen Victor (director) · Founder · Founding capital5 facts ▸
  • Incorporation, 16-10-2024
  • Founder, Kamoen Victor
  • Founding capital, €5,000
  • Director appointment, Kamoen Victor (director (not named in the articles))
  • Other provision, “beroepsverbod” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded17-10-2024
Financial year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,016 m²
Building footprint
186 m²
Building volume
944 m³
Parcel 31523F0032/00Z000, Flanders · tallest building 8.4 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
VICCOR BV
Beckhofstraat 42, 8820 TorhoutSpecialist medical practice
since 2024unit no. 2.365.275.120
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31523F0032/00Z000 Flanders 1,016 m² 1 · 185 m² 8.4 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
VICCOR
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, Beckhofstraat 42, 8820 Torhout” (deed in Dutch)

deed of 21-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“1, alle handelingen stellen nodig of dienstig voor bereiken voorwerp” (deed in Dutch)

deed of 21-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
15 June at 18:00

deed of 21-10-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Ten allen tijde door besluit bijzondere Algemene Vergadering, artikel 5:153 WVV” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Tenzij vereffening overeenkomstig artikel 2:80 WVV, in zevende en dertiende maand na invereffeningstelling omstandige staat einde zesde en…” (deed in Dutch)

deed of 21-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Winstverdeling en uitkeringen, aanwending jaarlijkse nettowinst door algemene vergadering op voorstel bestuursorgaan, elk aandeel gelijk…” (deed in Dutch)
Liquidation distribution: “Batig saldo vereffening verdeeld onder aandeelhouders a rato van aandelenbezit” (deed in Dutch)

deed of 21-10-2024