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Vibio

Active
Private limited companyfounded 200719 yrs activeBeverlaak 122, 3118 Rotselaar, BelgiumKBO/BCE: BE 0888.215.637
Summary

Vibio has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.0m and a net result of -€56,532. Equity is shrinking by ~16% per year across the filed fiscal years. Its solvency ranks better than 54% of 37955 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
VibioActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
4 sites
Size
€1.7mtotal assets 2024
Equity
€1.0m
Loss
-€56,532
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2024
Bankruptcy chance 12 m
0.7%
Structure
Holdings
1
Accounts 64 d overdue1 of 5 deeds read
Why 68- Figures for FY 2024 (filed 29-08-2025)- Liquidity: current ratio 0.98, cash €33,107+ Size: total assets €1.7m+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 35% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 87+1
equity 61.7% of total assets
Liquidity 49=
short-term debt 15.8% · cash 2.0%
Profitability 48+48
return on assets -3.4%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● 0.0% vs 11-2024 01-2025: 3.0%● 0.0% vs 12-2024 02-2025: 3.0%▲ +1.4% vs 01-2025highest value 03-2025: 3.0%▼ -1.4% vs 02-2025 04-2025: 1.7%▼ -44.1% vs 03-2025 05-2025: 1.6%▼ -7.1% vs 04-2025 06-2025: 1.6%▲ +1.7% vs 05-2025 07-2025: 1.6%▲ +2.1% vs 06-2025 08-2025: 1.9%▲ +19.6% vs 07-2025 09-2025: 0.2%▼ -90.4% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.5% vs 12-2025lowest value 02-2026: 0.2%▲ +3.2% vs 01-2026 03-2026: 0.2%▲ +0.5% vs 02-2026 04-2026: 0.2%▲ +4.2% vs 03-2026 05-2026: 0.2%▲ +4.0% vs 04-2026 06-2026: 0.2%▲ +7.2% vs 05-2026 07-2026: 0.3%▲ +13.5% vs 06-2026 08-2026: 0.4%▲ +67.2% vs 07-2026 09-2026: 0.5%▲ +16.5% vs 08-2026 10-2026: 0.7%▲ +43.8% vs 09-2026
  • Figures for FY 2024 (filed 29-08-2025) raises the probability
  • Size: total assets €1.7m lowers the probability for this profile
  • Liquidity: current ratio 0.98, cash €33,107 raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €65,000 at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.55 in 2023; short-term debt: 15.8% and cash: 2% of total assets), and 38.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 56%, liquidity 29%, profitability 23%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 29-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.98, cash €33,107
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€56,532
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
47 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. RestructuringCapital · Shareholding · Accounting…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€56,532 View
  • Positive: Result rose in 2024from -€1.4m to -€56,532 ▲ 96.0% View
  • Caution: Among the weakest 5% on net resultsector median €25,898 · 37,976 companies -€56,532 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View

By topic

Financials

Fiscal year
2024
Total assets
€1.7m
Loss
-€56,532
Solvency
61.7%
Total assets▼ 6.9%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 25-06-2026Restructuring
  2. 29-08-2025Annual accounts filed
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
20-03-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
6
Purpose
Het verstrekken van advies in de meest ruime zin aan rechtspersonen, bedrijven en…
Go to Articles of association

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