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VIB Stables

Active
Private limited companyfounded 201412 yrs activeMierdsedijk 93, 2382 Ravels, BelgiumKBO/BCE: BE 0544.292.734
Summary

VIB Stables has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190,393 and a net result of €118,005. Equity is growing by ~49.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 2642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
VIB StablesActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Equestrian clubs
NACE 93127
1 site
Size
€587,077total assets 2025
Equity
€190,393
Profit
€118,005
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 130 d early0 of 2 deeds read
Why 90- 1 of the last 3 late- Liquidity: current ratio 0.76, cash €11,255+ Size: total assets €587,077+ Figures for FY 2025 (filed 23-03-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 93, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 57+15
equity 32.4% of total assets
Liquidity 48+1
short-term debt 16.7% · cash 1.9%
Profitability 94+20
return on assets 20.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,222 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%▼ -1.6% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.3%▲ +1.6% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.2%▼ -0.8% vs 03-2025 05-2025: 0.3%▲ +8.1% vs 04-2025 06-2025: 0.3%● 0.0% vs 05-2025 07-2025: 0.4%▲ +37.7% vs 06-2025 08-2025: 0.6%▲ +72.4% vs 07-2025 09-2025: 0.8%▲ +33.0% vs 08-2025 10-2025: 1.4%▲ +61.9% vs 09-2025highest value 11-2025: 1.4%● 0.0% vs 10-2025highest value 12-2025: 1.4%● 0.0% vs 11-2025highest value 01-2026: 1.4%● 0.0% vs 12-2025highest value 02-2026: 1.4%● 0.0% vs 01-2026highest value 03-2026: 1.4%● 0.0% vs 02-2026highest value 04-2026: 0.2%▼ -83.4% vs 03-2026lowest value 05-2026: 0.2%● 0.0% vs 04-2026lowest value 06-2026: 0.2%● 0.0% vs 05-2026lowest value 07-2026: 0.2%● 0.0% vs 06-2026lowest value 08-2026: 0.2%● 0.0% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: total assets €587,077 lowers the probability for this profile
  • 1 of the last 3 late raises the probability
  • Liquidity: current ratio 0.76, cash €11,255 raises the probability
  • Figures for FY 2025 (filed 23-03-2026) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.24 in 2024; short-term debt: 16.7% and cash: 1.9% of total assets), and 67.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 93, micro). Better than this share of them on solvency 53%, liquidity 44%, profitability 84%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €587,077
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.76, cash €11,255
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 23-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
130 d early
2024
48 d late
2023
33 d early
2022
7 d early
2021
5 d early
2020
31 d late
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €118,005 ▲599%
  3. Equity above €150,000Eq €190,393 ▲157%

Key points

  • Positive: Result rose in 2025from €16,888 to €118,005 ▲ 599% View
  • Positive: Among the best 5% on net resultsector median €3,855 · 2,640 companies €118,005 View
  • Total assets 20256 fiscal years filed €587,077 View

By topic

Financials

Fiscal year
2025
Total assets
€587,077
Profit
€118,005
Solvency
32.4%
Total assets▲ 34.2%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 23-03-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Equestrian clubsNACE 93127
Founded
09-01-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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