VIAVERA
ActiveSummary
VIAVERA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.49M and a net result of €-69k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability31▲+16
Solvency88▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.58 in 2023; short-term debt: 23.4% and cash: 0.9% of total assets), and 37.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.5%
Return on assets
-2.9%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-69k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
29 d late
2022
63 d late
2021
61 d late
2020
88 d late
2019
74 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€1.49M▼ 4.4%
2023 · €1.56M
2018: €536k
2019: €459k▼ -14.4% vs 2018lowest in 7 years
2020: €1.92M▲ +319% vs 2019highest in 7 years
2021: €1.74M▼ -9.6% vs 2020
2022: €1.65M▼ -5.4% vs 2021
2023: €1.56M▼ -5.1% vs 2022
2024: €1.49M▼ -4.4% vs 2023
2018 → 2024
Total assets
€2.39M▼ 5.1%
2023 · €2.52M
2018: €2.15M
2019: €1.76M▼ -18.2% vs 2018lowest in 7 years
2020: €3.85M▲ +119% vs 2019highest in 7 years
2021: €2.82M▼ -26.8% vs 2020
2022: €2.65M▼ -5.9% vs 2021
2023: €2.52M▼ -5.2% vs 2022
2024: €2.39M▼ -5.1% vs 2023
2018 → 2024
Net result
€-69k▲ 17.4%
2023 · €-83k
2018: €7khighest in 7 years
2019: €-77k▼ -1250% vs 2018
2020: €-136k▼ -76.0% vs 2019
2021: €-185k▼ -35.9% vs 2020lowest in 7 years
2022: €-93k▲ +49.6% vs 2021
2023: €-83k▲ +10.5% vs 2022
2024: €-69k▲ +17.4% vs 2023
2018 → 2024
Working capital
€300k▼ 8.8%
2023 · €330k
2018: €536k
2019: €453k▼ -15.5% vs 2018
2020: €913k▲ +101% vs 2019highest in 7 years
2021: €538k▼ -41.1% vs 2020
2022: €412k▼ -23.5% vs 2021
2023: €330k▼ -19.9% vs 2022
2024: €300k▼ -8.8% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.92M-€1.74M▼ 9.6%€1.65M▼ 5.4%€1.56M▼ 5.1%€1.49M▼ 4.4%
2020: €1.92Mhighest in 5 years
2021: €1.74M▼ -9.6% vs 2020
2022: €1.65M▼ -5.4% vs 2021
2023: €1.56M▼ -5.1% vs 2022
2024: €1.49M▼ -4.4% vs 2023lowest in 5 years
Operating result€-130k-€-119k▲ 7.8%€-88k▲ 26.6%€-92k▼ 4.7%€-84k▲ 9.0%
2020: €-130klowest in 5 years
2021: €-119k▲ +7.8% vs 2020
2022: €-88k▲ +26.6% vs 2021
2023: €-92k▼ -4.7% vs 2022
2024: €-84k▲ +9.0% vs 2023highest in 5 years
Net result€-136k-€-185k▼ 35.9%€-93k▲ 49.6%€-83k▲ 10.5%€-69k▲ 17.4%
2020: €-136k
2021: €-185k▼ -35.9% vs 2020lowest in 5 years
2022: €-93k▲ +49.6% vs 2021
2023: €-83k▲ +10.5% vs 2022
2024: €-69k▲ +17.4% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €84k in 2024 against €92k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.39M
Fixed assets
€1.53M ▼ 5.7%
Current assets
€859k ▼ 4.0%
Equity and liabilities €2.39M
Equity
€1.49M ▼ 4.4%
Debt
€895k ▼ 6.2%
Debt's share of the balance-sheet total falls from 37.9% to 37.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▲
2023 · €-270
Cash flow
€23k▲
2023 · €8k
Current ratio
1.54▼
2023 · 1.58
Debt to equity
0.60▼
2023 · 0.61
ROE
-4.6%▲
2023 · -5.3%
ROA
-2.9%▲
2023 · -3.3%
Interest coverage
1.92▲
2023 · -0.06
Debt ≤ 1 year
€559k▼
2023 · €566k
Debt > 1 year
€324k▼
2023 · €376k
Income taxes
€371▲
2023 · €370
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.52M€2.39M▼
Fixed assets21/28€1.62M€1.53M▼
Tangible fixed assets22/27€1.62M€1.53M▼
Land and buildings22€1.60M€1.51M▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€895k€859k▼
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€0€126▲
Other amounts receivable41€4k€9k▲
Current investments50/53€804k€816k▲
Cash at bank and in hand54/58€74k€22k▼
Deferred charges and accrued income490/1€13k€12k▼
Equity and liabilities
Total equity and liabilities10/49€2.52M€2.39M▼
Equity10/15€1.56M€1.49M▼
Contributions10/11€1.67M€1.67M=
Reserves13€71k€71k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-176k€-245k▼
Amounts payable17/49€954k€895k▼
Amounts payable after more than one year17€376k€324k▼
Financial debts170/4€376k€324k▼
Amounts payable within one year42/48€566k€559k▼
Current portion of amounts payable after more than one year42€53k€53k=
Trade debts44€4k€697▼
Suppliers440/4€4k€697▼
Taxes, remuneration and social security45€518€80▼
Taxes450/3€518€80▼
Other amounts payable47/48€509k€505k▼
Accrued charges and deferred income492/3€12k€13k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€92k▲
Other operating charges640/8€9k€10k▲
Gross operating margin9900€9k€18k▲
Operating profit (loss)9901€-92k€-84k▲
Financial income75/76B€14k€19k▲
Recurring financial income75€14k€19k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-83k€-68k▲
Income taxes67/77€370€371▲
Profit (loss) for the period9904€-83k€-69k▲
Profit (loss) for the period to be appropriated9905€-83k€-69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-176k€-245k▼
Profit (loss) brought forward from the previous period14P€-93k€-176k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58k | €76k | €85k | €92k | €92k | ▲ 0.3% |
| Other operating charges640/8 | - | €9k | €9k | €9k | €10k | ▲ 5.5% |
| Gross operating margin9900 | €-55k | €-35k | €6k | €9k | €18k | ▲ 98.3% |
| Operating profit (loss)9901 | €-130k | €-119k | €-88k | €-92k | €-84k | ▲ 9.0% |
| Financial income75/76B | - | €5k | €1k | €14k | €19k | ▲ 41.3% |
| Recurring financial income75 | €828 | €5k | €1k | €14k | €19k | ▲ 41.3% |
| Financial charges65/66B | - | €6k | €6k | €5k | €4k | ▼ 10.8% |
| Recurring financial charges65 | €7k | €6k | €6k | €5k | €4k | ▼ 10.8% |
| Profit (loss) for the period before taxes9903 | €-136k | €-121k | €-93k | €-83k | €-68k | ▲ 17.4% |
| Income taxes67/77 | €377 | €64k | €369 | €370 | €371 | ▲ 0.2% |
| Profit (loss) for the period9904 | €-136k | €-185k | €-93k | €-83k | €-69k | ▲ 17.4% |
| Profit (loss) for the period to be appropriated9905 | €-136k | €-185k | €-93k | €-83k | €-69k | ▲ 17.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.85M | €2.82M | €2.65M | €2.52M | €2.39M | ▼ 5.1% |
| Fixed assets21/28 | €1.55M | €1.69M | €1.68M | €1.62M | €1.53M | ▼ 5.7% |
| Tangible fixed assets22/27 | €1.55M | €1.69M | €1.68M | €1.62M | €1.53M | ▼ 5.7% |
| Land and buildings22 | - | €1.67M | €1.66M | €1.60M | €1.51M | ▼ 5.4% |
| Plant, machinery and equipment23 | - | €15k | €12k | €9k | €6k | ▼ 32.1% |
| Furniture and vehicles24 | - | €4k | €2k | €11k | €8k | ▼ 24.7% |
| Current assets29/58 | €2.30M | €1.13M | €978k | €895k | €859k | ▼ 4.0% |
| Amounts receivable within one year40/41 | €2k | €886 | €192 | €4k | €9k | ▲ 140% |
| Trade receivables40 | - | - | €27 | €0 | €126 | - |
| Other amounts receivable41 | - | €886 | €165 | €4k | €9k | ▲ 137% |
| Current investments50/53 | €1.60M | €803k | €802k | €804k | €816k | ▲ 1.4% |
| Cash at bank and in hand54/58 | €690k | €322k | €166k | €74k | €22k | ▼ 70.6% |
| Deferred charges and accrued income490/1 | - | €5k | €10k | €13k | €12k | ▼ 6.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.85M | €2.82M | €2.65M | €2.52M | €2.39M | ▼ 5.1% |
| Equity10/15 | €1.92M | €1.74M | €1.65M | €1.56M | €1.49M | ▼ 4.4% |
| Contributions10/11 | - | €1.67M | €1.67M | €1.67M | €1.67M | = |
| Reserves13 | €256k | €71k | €71k | €71k | €71k | = |
| Distributable reserves133 | - | €71k | €71k | €71k | €71k | = |
| Profit (loss) carried forward14 | - | - | €-93k | €-176k | €-245k | ▼ 39.0% |
| Amounts payable17/49 | €1.93M | €1.08M | €1.01M | €954k | €895k | ▼ 6.2% |
| Amounts payable after more than one year17 | €534k | €481k | €429k | €376k | €324k | ▼ 14.0% |
| Financial debts170/4 | - | €481k | €429k | €376k | €324k | ▼ 14.0% |
| Amounts payable within one year42/48 | €1.39M | €593k | €566k | €566k | €559k | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | - | €53k | €53k | €53k | €53k | = |
| Financial debts43 | - | €7 | €0 | - | - | - |
| Credit institutions430/8 | - | €7 | €0 | - | - | - |
| Trade debts44 | €7k | €8k | €985 | €4k | €697 | ▼ 83.5% |
| Suppliers440/4 | - | €8k | €985 | €4k | €697 | ▼ 83.5% |
| Taxes, remuneration and social security45 | - | €5k | €3k | €518 | €80 | ▼ 84.6% |
| Taxes450/3 | - | €5k | €3k | €518 | €80 | ▼ 84.6% |
| Other amounts payable47/48 | - | €528k | €509k | €509k | €505k | ▼ 0.6% |
| Accrued charges and deferred income492/3 | - | €8k | €13k | €12k | €13k | ▲ 3.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-136k | €-185k | €-93k | €-83k | €-69k | ▲ 17.4% |
| + Depreciation and write-downs630 | €58k | €76k | €85k | €92k | €92k | ▲ 0.3% |
| Operating cash flow (approximation) | €-78k | €-108k | €-8k | €8k | €23k | ▲ 178% |
| Investment in fixed assets (approximation) | - | €-214k | €-71k | €-37k | €0 | ▲ 100% |
| Change in cash | - | €-368k | €-156k | €-91k | €-52k | ▲ 42.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-185k
Net result drops to €-185k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Equity above €1MEq €1.92M ▲319%
Equity rises from €459k to €1.92M.
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1998
Ground area
2,032 m²
Building footprint
292 m²
Volume, LiDAR
2,035 m³
Parcel 36302B0088/00M002, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stijn Streuvelsstraat 5, 8800 Roeselare
since 19982.088.134.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0088/00M002 | Flanders | 2,032 m² | 1 · 292 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JB CONSULTING
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 23,415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-08-1998
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.