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VIATOR

Active
Private limited companyfounded 20232 yrs activeKBO/BCE: BE 1001.738.497
Summary

The computed 12-month bankruptcy probability of VIATOR is 11.5% (high). The 2024 annual accounts show equity of €4,483 and a net result of -€1,517. The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes
Profitability0
Solvency94
Growth-
Track record59
Bankruptcy probability, 12 months
11.5% High
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 3.21; short-term debt: 31.2% and cash: 7.9% of total assets), and 31.2% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
68.8%
Return on assets
-23.3%
Age of the figures
21 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

On 27 October 2023, VIATOR was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€4,483
Total assets
€6,515
Net result
-€1,517
Working capital
€4,483

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €6,515
Equity €4,483
Debt €2,032
Debt finances 31.2% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
3.21
Debt to equity
0.45
ROE
-33.8%
ROA
-23.3%
Debt ≤ 1 year
€2,032

Peer companies

Historical observation

Of the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 11.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 23 lines
Balance sheet Code2024
Assets
Total assets20/58€6,515
Current assets29/58€6,515
Amounts receivable within one year40/41€6,000
Other amounts receivable41€6,000
Cash at bank and in hand54/58€515
Equity and liabilities
Total equity and liabilities10/49€6,515
Equity10/15€4,483
Contributions10/11€6,000
Capital10€6,000
Issued capital100€6,000
Profit (loss) carried forward14-€1,517
Amounts payable17/49€2,032
Amounts payable within one year42/48€2,032
Trade debts44€1,238
Suppliers440/4€1,238
Other amounts payable47/48€794
Income statement Code2024
Other operating charges640/8€999
Gross operating margin9900-€518
Operating profit (loss)9901-€1,517
Profit (loss) for the period before taxes9903-€1,517
Profit (loss) for the period9904-€1,517
Profit (loss) for the period to be appropriated9905-€1,517
Appropriation of the result
Profit (loss) to be appropriated9906-€1,517
Line2024
Other operating charges640/8€999
Gross operating margin9900-€518
Operating profit (loss)9901-€1,517
Profit (loss) for the period before taxes9903-€1,517
Profit (loss) for the period9904-€1,517
Profit (loss) for the period to be appropriated9905-€1,517
Line2024
Assets
Total assets20/58€6,515
Current assets29/58€6,515
Amounts receivable within one year40/41€6,000
Other amounts receivable41€6,000
Cash at bank and in hand54/58€515
Equity and liabilities
Total equity and liabilities10/49€6,515
Equity10/15€4,483
Contributions10/11€6,000
Capital10€6,000
Issued capital100€6,000
Profit (loss) carried forward14-€1,517
Amounts payable17/49€2,032
Amounts payable within one year42/48€2,032
Trade debts44€1,238
Suppliers440/4€1,238
Other amounts payable47/48€794
Line2024
Profit (loss) for the period9904-€1,517
Operating cash flow (approximation)-€1,517

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
07-05
KBO administration Address struck
SignalNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
exact location from the address register On OpenStreetMap
Ground area
9,776 m²
Building footprint
3,052 m²
Volume, LiDAR
107,160 m³
Parcel 21813A0484/00G000, Brussels · tallest building 61.6 m, ±9 floors. Linked by address, not a title deed.
109 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21813A0484/00G000 Brussels 9,776 m² 1 · 3,052 m² 61.6 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-10-2023
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.