VIASCIMI
ActiveSummary
VIASCIMI has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-32k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-97
Solvency44▼-46
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.36 against 4.3 in 2024; short-term debt: 51.4% and cash: 3.3% of total assets), and 81.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.5%
Return on assets
-13%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
45 d late
2024
48 d late
2023
65 d late
2022
66 d late
2021
52 d late
2020
51 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€79k▲ 27.2%
2019 · €62k
2018: €46k
2019: €62k
2018 → 2020
EBIT margin
-9.0%▼ 46.3pp
2019 · 37.2%
2018: 27.3%
2019: 37.2%
2018 → 2020
Net result
€-32k
2024 · €33k
2018: €15k
2019: €19k
2020: €-4k
2021: €38k
2022: €53k
2023: €-1k
2024: €33k
2018 → 2025
Working capital
€46k▼ 49.6%
2024 · €91k
2018: €16k
2019: €22k
2020: €15k
2021: €36k
2022: €64k
2023: €68k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€56k▲ 68.6%€54k▼ 2.4%€78k▲ 42.8%€46k▼ 41.2%
Operating result€44k-€62k▲ 41.2%€-149€47k€-31k
Net result€38k-€53k▲ 39.7%€-1k€33k€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €47k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€74k ▲ 7,130%
Current assets
€173k ▲ 46.1%
Equity and liabilities €247k
Equity
€46k ▼ 41.2%
Debt
€201k ▲ 385%
Debt's share of the balance-sheet total rises from 34.8% to 81.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-26k▼
2024 · €48k
Cash flow
€-28k▼
2024 · €34k
Current ratio
1.36▼
2024 · 4.30
Quick ratio
1.27▼
2024 · 4.30
Debt to equity
4.40▲
2024 · 0.53
ROE
-70.0%▼
2024 · 42.8%
ROA
-13.0%▼
2024 · 27.9%
Interest coverage
-6.49▼
2024 · 29.04
Debt ≤ 1 year
€127k▲
2024 · €27k
Debt > 1 year
€74k▲
2024 · €14k
Income taxes
€504▼
2024 · €12k
Staff costs
€114k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€247k▲
Fixed assets21/28€1k€74k▲
Tangible fixed assets22/27€1k€57k▲
Plant, machinery and equipment23-€0
Furniture and vehicles24€1k€34k▲
Other tangible fixed assets26-€23k
Financial fixed assets28-€18k
Current assets29/58€118k€173k▲
Amounts receivable after more than one year29€52k-
Other amounts receivable291€52k-
Stocks and contracts in progress3-€12k
Stocks30/36-€12k
Amounts receivable within one year40/41€47k€146k▲
Trade receivables40-€24k
Other amounts receivable41€47k€122k▲
Cash at bank and in hand54/58-€8k
Deferred charges and accrued income490/1€19k€7k▼
Equity and liabilities
Total equity and liabilities10/49€119k€247k▲
Equity10/15€78k€46k▼
Contributions10/11€6k€6k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€32k€-478▼
Amounts payable17/49€41k€201k▲
Amounts payable after more than one year17€14k€74k▲
Financial debts170/4-€74k
Other amounts payable178/9€14k-
Amounts payable within one year42/48€27k€127k▲
Current portion of amounts payable after more than one year42-€29k
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€2k€45k▲
Suppliers440/4€2k€45k▲
Advances received on contracts in progress46€384€508▲
Taxes, remuneration and social security45€23k€52k▲
Taxes450/3€23k€12k▼
Remuneration and social security454/9-€40k
Income statement
Code20242025
Remuneration, social security and pensions62-€114k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€828€4k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€51k€91k▲
Operating profit (loss)9901€47k€-31k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€46k€-32k▼
Income taxes67/77€12k€504▼
Profit (loss) for the period9904€33k€-32k▼
Profit (loss) for the period to be appropriated9905€33k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€-478▼
Profit (loss) brought forward from the previous period14P€28k€32k▲
Transfer to equity691/2€20k-
To other reserves6921€20k-
Profit to be distributed694/7€10k-
Directors or managers695€10k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Weakest financial yearnet €-32k ▼196%
Net result drops to €-32k, the lowest in the series.
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Highest result since 2018net €53k ▲39.7%
Operating result €62k, net result €53k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Orbey 155070 Fosses-la-VilleGround area
6.3 ha
Building footprint
573 m²
Volume, LiDAR
2,065 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La table du stock
since 20172.263.520.437
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92048D0274/00P000 | Wallonia | 5.9 ha | 1 · 166 m² | - |
| 92048H0268/00C000 | Wallonia | 3,710 m² | 1 · 407 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSite2.263.520.437
Similar companies · same sector, comparable size
FRIENDS BELGIUM
BE 0743.842.718
Sint-Jans-Molenbeek · Eq €45,758
ACHTERGAEL-LAMBREGTS
BE 0859.636.170
Stekene · Eq €45,607
Fralien
BE 0682.816.454
Diepenbeek · Eq €45,866
DELI LIER
BE 0443.316.823
Lier · Eq €45,573
CHRISTO-ZOUTE
BE 0794.857.194
Knokke-Heist · Eq €45,302
Of 2,407 companies in sector 47241 we hold annual accounts for 1,100. 931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.