VIAS
ActiveVIAS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374k and a net result of €58k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+70
Solvency67▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.01 in 2024), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
12.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
16 d early
2023
19 d early
2022
20 d early
2021
40 d early
2020
15 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€374k▲ 18.2%
2024 · €317k
2018: €183k
2019: €188k
2020: €188k
2021: €199k
2022: €244k
2023: €313k
2024: €317k
2018 → 2025
Total assets
€477k▼ 5.9%
2024 · €507k
2018: €791k
2019: €768k
2020: €736k
2021: €715k
2022: €622k
2023: €527k
2024: €507k
2018 → 2025
Net result
€58k▲ 1,270%
2024 · €4k
2018: €2k
2019: €4k
2020: €548
2021: €11k
2022: €45k
2023: €69k
2024: €4k
2018 → 2025
Working capital
€-31k▲ 75.0%
2024 · €-125k
2018: €-245k
2019: €-262k
2020: €-283k
2021: €-296k
2022: €-242k
2023: €-123k
2024: €-125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€244k▲ 22.4%€313k▲ 28.2%€317k▲ 1.3%€374k▲ 18.2%
Operating result€35k-€15k▼ 57.9%€22k▲ 52.7%€19k▼ 13.2%€88k▲ 354%
Net result€11k-€45k▲ 303%€69k▲ 54.0%€4k▼ 93.9%€58k▲ 1,270%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 354% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477k
Fixed assets
€449k▼ 11.1%
Current assets
€28k▲ 1,375%
Equity and liabilities €477k
Equity
€374k▲ 18.2%
Debt
€102k▼ 46.2%
The debt ratio falls from 37.5% to 21.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€108k▲
2024 · €38k
Cash flow
€77k▲
2024 · €22k
Solvency
78.5%▲
2024 · 62.5%
Current ratio
0.47▲
2024 · 0.01
Quick ratio
0.47▲
2024 · 0.01
Debt / equity
0.27▼
2024 · 0.60
ROE
15.4%▲
2024 · 1.3%
ROA
12.1%▲
2024 · 0.8%
Interest coverage
19.55▲
2024 · 2.75
Debt
€102k▼
2024 · €190k
Debt ≤ 1 year
€59k▼
2024 · €127k
Debt > 1 year
€40k▼
2024 · €63k
Income taxes
€27k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€507k€477k▼
Fixed assets21/28€505k€449k▼
Tangible fixed assets22/27€505k€449k▼
Land and buildings22€505k€415k▼
Furniture and vehicles24-€34k
Current assets29/58€2k€28k▲
Amounts receivable within one year40/41-€20k
Other amounts receivable41-€20k
Cash at bank and in hand54/58-€3k
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€507k€477k▼
Equity10/15€317k€374k▲
Contributions10/11€64k€64k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Outside capital11€2k€2k=
Share premium1100/10€2k€2k=
Reserves13€253k€311k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€247k€305k▲
Amounts payable17/49€190k€102k▼
Amounts payable after more than one year17€63k€40k▼
Financial debts170/4€63k€40k▼
Amounts payable within one year42/48€127k€59k▼
Current portion of amounts payable after more than one year42€31k€23k▼
Financial debts43€2k€654▼
Credit institutions430/8€2k€654▼
Trade debts44€15k€1k▼
Suppliers440/4€15k€1k▼
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€36k€28k▼
Taxes450/3€36k€28k▼
Other amounts payable47/48€43k€0▼
Accrued charges and deferred income492/3€0€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€103k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€20k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€42k€113k▲
Operating profit (loss)9901€19k€88k▲
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Non-recurring financial income76B€0-
Financial charges65/66B€14k€6k▼
Recurring financial charges65€14k€6k▼
Profit (loss) for the period before taxes9903€6k€84k▲
Income taxes67/77€2k€27k▲
Profit (loss) for the period9904€4k€58k▲
Profit (loss) for the period to be appropriated9905€4k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€58k▲
Transfer to equity691/2€4k€58k▲
To other reserves6921€4k€58k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €69k ▲54%
Net result €69k, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €244k ▲22.4%
5 profitable years in a row build equity to €244k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €548 ▼87.4%
Net result drops to €548, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 709890 GavereGround area
682 m²
Building footprint
196 m²
Volume, LiDAR
1,135 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVBA IMMO VANDERBEKEN
since 19882.037.737.891
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44020A0488/00P002 | Flanders | 601 m² | 1 · 137 m² | 10.2 m · 2 fl. |
| 44020A0333/00N000 | Flanders | 81 m² | 1 · 59 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 51 EUR awarded · 51 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 51 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 4,800 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-04-1988
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.