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Vianellu

Active
Private limited companyfounded 20188 yrs activeMeerhoutseweg 86, 2440 Geel, BelgiumKBO/BCE: BE 0695.934.319
Summary

Vianellu has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.88M and a net result of €-227k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
65 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+16
Solvency68▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 0.5 in 2024; short-term debt: 4.1% and cash: 0.5% of total assets), but 56.9% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.1%
Return on assets
-1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €9.88M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
on the day
2024
19 d late
2023
on the day
2022
35 d early
2021
33 d early
2020
31 d early
2019
32 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€9.88M▲ 31.5%
2024 · €7.51M
2018: €300k 2019: €299k 2020: €297k 2021: €1.29M 2022: €897k 2023: €7.81M 2024: €7.51M
2018 → 2025
Total assets
€22.92M▲ 7.1%
2024 · €21.39M
2018: €463k 2019: €299k 2020: €297k 2021: €1.29M 2022: €7.34M 2023: €24.45M 2024: €21.39M
2018 → 2025
Net result
€-227k▲ 75.5%
2024 · €-925k
2018: €-182 2019: €-1k 2020: €-1k 2021: €-3k 2022: €-398k 2023: €-844k 2024: €-925k
2018 → 2025
Working capital
€1.74M
2024 · €-478k
2018: €125k 2022: €-67k 2023: €431k 2024: €-478k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.29M-€897k▼ 30.7%€7.81M▲ 771%€7.51M▼ 3.8%€9.88M▲ 31.5%
Operating result€-2k-€-327k▼ 15,154%€-612k▼ 87.0%€-375k▲ 38.7%€235k
Net result€-3k-€-398k▼ 15,236%€-844k▼ 112%€-925k▼ 9.6%€-227k▲ 75.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-1.00M€-500k€0Operating result 2021: €-2k€-2kNet result 2021: €-3k€-3kOperating result 2022: €-327k€-327kNet result 2022: €-398k€-398kOperating result 2023: €-612k€-612kNet result 2023: €-844k€-844kOperating result 2024: €-375k€-375kNet result 2024: €-925k€-925kOperating result 2025: €235k€235kNet result 2025: €-227k€-227k20212022202320242025€-1M€-500k€0Operating result 2023: €-612k€-612kNet result 2023: €-844k€-844kOperating result 2024: €-375k€-375kNet result 2024: €-925k€-925kOperating result 2025: €235k€235kNet result 2025: €-227k€-227k202320242025
The operating result returns to profit in 2025: €235k after a loss of €375k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22.92M
Fixed assets €20.24M ▼ 3.2%
Current assets €2.68M ▲ 455%
Equity and liabilities €22.92M
Equity €9.88M ▲ 31.5%
Debt €13.04M ▼ 6.1%
Debt's share of the balance-sheet total falls from 64.9% to 56.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.20M
2024 · €596k
Cash flow
€738k
2024 · €46k
Current ratio
2.83
2024 · 0.50
Debt to equity
1.32
2024 · 1.85
ROE
-2.3%
2024 · -12.3%
ROA
-1.0%
2024 · -4.3%
Interest coverage
2.56
2024 · 1.20
Debt ≤ 1 year
€947k
2024 · €961k
Debt > 1 year
€12.09M
2024 · €12.92M
Income taxes
€3k=
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€21.39M€22.92M
Fixed assets21/28€20.91M€20.24M
Tangible fixed assets22/27€20.91M€20.24M
Land and buildings22€20.58M€20.04M
Plant, machinery and equipment23€9k€14k
Other tangible fixed assets26€182k€182k=
Assets under construction and advance payments27€137k-
Current assets29/58€483k€2.68M
Amounts receivable within one year40/41€270k€168k
Trade receivables40€141k€168k
Other amounts receivable41€129k-
Current investments50/53€100k€2.40M
Cash at bank and in hand54/58€113k€109k
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€21.39M€22.92M
Equity10/15€7.51M€9.88M
Contributions10/11€8.80M€11.40M
Revaluation surpluses12€884k€884k=
Profit (loss) carried forward14€-2.17M€-2.40M
Amounts payable17/49€13.88M€13.04M
Amounts payable after more than one year17€12.92M€12.09M
Financial debts170/4€12.79M€11.95M
Other amounts payable178/9€129k€136k
Amounts payable within one year42/48€961k€947k
Current portion of amounts payable after more than one year42€834k€834k=
Trade debts44€127k€86k
Suppliers440/4€127k€86k
Taxes, remuneration and social security45-€27k
Taxes450/3-€27k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€971k€965k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-20k-
Other operating charges640/8€195k€198k
Non-recurring operating charges66A€330k€37k
Gross operating margin9900€1.10M€1.44M
Operating profit (loss)9901€-375k€235k
Financial income75/76B€11k€11k=
Recurring financial income75€11k€11k=
Financial charges65/66B€558k€469k
Recurring financial charges65€498k€469k
Non-recurring financial charges66B€59k-
Profit (loss) for the period before taxes9903€-922k€-223k
Income taxes67/77€3k€3k=
Profit (loss) for the period9904€-925k€-227k
Profit (loss) for the period to be appropriated9905€-925k€-227k
Appropriation of the result
Profit (loss) to be appropriated9906€-2.17M€-2.40M
Profit (loss) brought forward from the previous period14P€-1.25M€-2.17M

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity times 6current ratio 2.83
Current ratio from 0.50 to 2.83; short-term debt falls from €961k to €947k.
19-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-12
Financial Weakest financial yearnet €-925k
Net result drops to €-925k, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €5MEq €7.81M ▲771%
Equity rises from €897k to €7.81M.
26-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €1MEq €1.29M ▲335%
Equity rises from €297k to €1.29M.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Meerhoutseweg 862440 Geel
Ground area
1,611 m²
Building footprint
311 m²
Volume, LiDAR
1,577 m³
Parcel 13008I1526/00X003, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vianellu
Meerhoutseweg 86, 2440 GeelFinancial service activities, except insurance and pension funding
since 20182.277.994.124
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008I1526/00X003
ProtectedCultural-historical landscapeLandschap van BelSource ↗
Flanders 1,611 m² 1 · 311 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 1,899 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.