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VIALUCE

Active
Private limited companyfounded 20223 yrs activePlace Sainte-Marguerite(BU) 4B, 5004 Namur, BelgiumKBO/BCE: BE 0793.950.443
Summary

The computed 12-month bankruptcy probability of VIALUCE is 3.8% (moderate). The 2025 annual accounts show equity of €7,410 and a net result of -€2,590. Its solvency ranks better than 37% of 128 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability3
Solvency57
Growth-
Track record79
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.99; short-term debt: 68.1% and cash: 6.6% of total assets), and 68.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 27
Relative position
BE, all sectors
reference
Manufacture of electrical equipment (NACE 27)
about 104% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.9%
Return on assets
-11.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 November 2022, VIALUCE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€2,008
EBIT margin
-116.5%
Net result
-€2,590
Working capital
-€107

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €21,616
Fixed assets €5,920
Current assets €15,696
Equity and liabilities €23,212
Equity €7,410
Debt €15,803
Debt finances 68.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€1,422
Cash flow
-€1,673
Current ratio
0.99
Quick ratio
0.34
Debt to equity
2.13
ROE
-35.0%
ROA
-11.2%
Interest coverage
-7.07
Debt ≤ 1 year
€15,803
Income taxes
€50

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€23,212
Formation expenses20€1,596
Fixed assets21/28€5,920
Intangible fixed assets21€300
Tangible fixed assets22/27€5,620
Land and buildings22€0
Plant, machinery and equipment23€5,620
Furniture and vehicles24€0
Leasing and similar rights25€0
Other tangible fixed assets26€0
Current assets29/58€15,696
Amounts receivable after more than one year29€0
Trade receivables290€0
Stocks and contracts in progress3€10,265
Stocks30/36€10,265
Amounts receivable within one year40/41€3,895
Trade receivables40€0
Other amounts receivable41€3,895
Cash at bank and in hand54/58€1,536
Equity and liabilities
Total equity and liabilities10/49€23,212
Equity10/15€7,410
Contributions10/11€10,000
Capital10€10,000
Issued capital100€10,000
Profit (loss) carried forward14-€2,590
Amounts payable17/49€15,803
Amounts payable within one year42/48€15,803
Trade debts44€9,509
Suppliers440/4€9,509
Taxes, remuneration and social security45€1,236
Taxes450/3€1,236
Other amounts payable47/48€5,058
Income statement Code2025
Turnover70€2,008
Goods, raw materials, services and sundry goods60/61€3,431
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€917
Gross operating margin9900-€1,422
Operating profit (loss)9901-€2,339
Financial charges65/66B€201
Recurring financial charges65€201
Profit (loss) for the period before taxes9903-€2,540
Income taxes67/77€50
Profit (loss) for the period9904-€2,590
Profit (loss) for the period to be appropriated9905-€2,590
Appropriation of the result
Profit (loss) to be appropriated9906-€2,590

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€2,008
Goods, raw materials, services and sundry goods60/61€3,431
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€917
Gross operating margin9900-€1,422
Operating profit (loss)9901-€2,339
Financial charges65/66B€201
Recurring financial charges65€201
Profit (loss) for the period before taxes9903-€2,540
Income taxes67/77€50
Profit (loss) for the period9904-€2,590
Profit (loss) for the period to be appropriated9905-€2,590
Line2025
Assets
Total assets20/58€23,212
Formation expenses20€1,596
Fixed assets21/28€5,920
Intangible fixed assets21€300
Tangible fixed assets22/27€5,620
Land and buildings22€0
Plant, machinery and equipment23€5,620
Furniture and vehicles24€0
Leasing and similar rights25€0
Other tangible fixed assets26€0
Current assets29/58€15,696
Amounts receivable after more than one year29€0
Trade receivables290€0
Stocks and contracts in progress3€10,265
Stocks30/36€10,265
Amounts receivable within one year40/41€3,895
Trade receivables40€0
Other amounts receivable41€3,895
Cash at bank and in hand54/58€1,536
Equity and liabilities
Total equity and liabilities10/49€23,212
Equity10/15€7,410
Contributions10/11€10,000
Capital10€10,000
Issued capital100€10,000
Profit (loss) carried forward14-€2,590
Amounts payable17/49€15,803
Amounts payable within one year42/48€15,803
Trade debts44€9,509
Suppliers440/4€9,509
Taxes, remuneration and social security45€1,236
Taxes450/3€1,236
Other amounts payable47/48€5,058
Line2025
Profit (loss) for the period9904-€2,590
+ Depreciation and write-downs630€917
Operating cash flow (approximation)-€1,673

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
457 m²
Building footprint
216 m²
Parcel 92021C0065/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Vialuce et Nour
Place Sainte-Marguerite(BU) 4B, 5004 NamurIntermediation services for non-specialised retail
since 20222.342.340.855
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92021C0065/00T000
ProtectedSite or landscape
Wallonia 457 m² 1 · 216 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 257 companies in sector 27402 we hold annual accounts for 157. 48 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
27402
18130Pre-press and pre-media services
27330
47552Retail sale of lighting equipment
71113Urban planning and landscape architecture
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail serge.vanrutten@gmail.com
Phone +32486300151
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793950443
Registered 05-12-2022

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.