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VIALO

Active Private limited companyfounded 2013active for 12 yearsIepersestraat 379, 8800 RoeselareKBO/BCE: BE 0543.448.735

Lifetime

12 annual accounts with figures on one time axis
peak €99,798 (2017)
€11,961▼ 73.7%
peak €59,641 (2018)
€5,552▼ 82.3%
peak €157,411 (2017)
€51,505▼ 32.2%
€43,593▼ 48.2%
Board4 names since 2014
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Gross margin from €45,530 to €11,961Result from €31,397 to €5,552Dividend €30,000Equity from €75,953 to €51,505Debts from €84,094 to €43,593Cash from €139,438 to €76,572

Key points

from the 2025 annual accounts

Equity

€51,505 ▼ 32.2%
75,9532024+5,552Profit-30,000Dividend51,5052025

VIALO paid out €30,000 in dividends. That is 540% of the 2025 profit.

Turnover

≈ €55,000 estimated

The micro format states no turnover.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 14 to 62 days before the end of the period.

Checked score

93
Excellent
Financially stronger than 44% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

79+7equity 54.2% of total assets
78+4short-term debt 45.8% · cash 80.5%
76-17return on assets 5.8%

Score breakdown

lowers risk
Liquidity: current ratio 2.15, cash €76,572
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €95,098
Equity €51,505 (54.2% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 50% of them on solvency, 69% on liquidity, 41% on profitability and 17% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as VIALO has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of VIALO itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for VIALO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.15 (1.9 in 2024), above the usual 1.5. Short-term debt is 45.8% and cash 80.5% of total assets. 45.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.15, cash €76,572
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €95,098
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €51,505 (54.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
21 days early
2023
14 days early
2022
62 days early
2021
24 days early
2020
32 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VJ
Director, since 02-01-2014
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0543448735
Resignation: KiaraTogher (director) General meeting of 30-12-2022 · Gazette deed
Registered office moved to Roeselare New registered office: Iepersestraat 379, 8800 Roeselare · Resignations: VANTORNOUT Jurgen Victor (manager) and TOGHER Kiara Christianne (manager) · Reappointments: VANTORNOUT Jurgen Victor (director) and TOGHER Kiara Christianne (director) · General meeting of 15-05-2020 · Gazette deed
First establishment Iepersestraat 379, Roeselare
All 21 events

Comparable companies

same main activity, similar in size and age
Company
VIALO Roeselare €95,098 €11,961 54.2% -
YUFLASH Roeselare €55,988 €14,129 -13.7% -
D.D. MANAGEMENT Roeselare €115,300 €16,294 79.4% -
INZICHT Harelbeke €113,480 €12,739 90.8% -
ADMINI ¡C.A.S.A.! Izegem €133,030 €16,133 41.4% -
PIEJAMAR Zonnebeke €146,931 €9,365 77.9% -
VOP DAKPROJECT Westerlo €69,972 €9,812 53.9% 0

These companies have the same main activity as VIALO: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €56,000 and €147,000, founded between 2009 and 2016.

Official details

Source: KBO
Status
Active since 19-12-2013Normal situation
Activity
Activities of head officesNACE 70100and 4 others
Establishment unit
2.225.770.9088800 Roeselare, since 01-01-2014
Financial year end
31 December
Peppol
Reachable since 27-01-2025
Company details

Annual accounts 2025

€95,098▼ 40.6%
Filing
Filed on 23-06-2026, 38 days before the end of the filing period
Financials

Insights on VIALO

VIALO files the micro format. That format states no turnover. The gross margin fell from €37,381 in 2014 to €11,961 in 2025.

The balance sheet grew most from 2015 to 2017 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VIALO

What is the company number of VIALO?
The company number of VIALO is 0543.448.735. The VAT number is the same number with BE in front: BE 0543.448.735.
Where is VIALO based?
The registered office is at Iepersestraat 379, 8800 Roeselare.Company details
What does VIALO do?
According to the KBO register, the main activity is activities of head offices (NACE 70100).
What is the legal form of VIALO?
VIALO is a private limited company (BV).
When was VIALO founded?
VIALO was founded on 19-12-2013.
Is VIALO still active?
Yes, VIALO is an active enterprise in the KBO register.
What is the turnover of VIALO?
The turnover in financial year 2025 is ≈ €55,000. This figure is estimated from the gross margin of €11,961 and 211 comparable companies (NACE 70). It probably lies between €27,000 and €110,000. It is a rough estimate.Financials
Is VIALO profitable?
In financial year 2025, VIALO made a profit of €5,552.
Where can I find the annual accounts of VIALO?
VIALO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VIALO due?
VIALO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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